Insurance on Mazda MX5/Eunos - Jap Imp
Discussion
Hey all,
I have just recently been given a MX5/Eunos as a birthday present - Now, I am close to doing my driving test (Will be 20 when it happens) but looking at the insurance on the car it is insanely high (Although I am insured as a provisional and it is crazy cheap although that is expected).
Now, what I am wondering is what should I be looking at realistically to insure it? I would love to keep the car but if it is too high I won't really be able to do it. Is there any really good insurers out there who would insure me at a good price? I know I am statistically in the group of higher chance of crashing/bigger claim so know it won't be super cheap. Any help? Cheers
I have just recently been given a MX5/Eunos as a birthday present - Now, I am close to doing my driving test (Will be 20 when it happens) but looking at the insurance on the car it is insanely high (Although I am insured as a provisional and it is crazy cheap although that is expected).
Now, what I am wondering is what should I be looking at realistically to insure it? I would love to keep the car but if it is too high I won't really be able to do it. Is there any really good insurers out there who would insure me at a good price? I know I am statistically in the group of higher chance of crashing/bigger claim so know it won't be super cheap. Any help? Cheers
I'm with Direct Line for my Eunos, 24 years old 10,000 miles a year and fully comp is £370. Not too bad really. When I'm 25 it comes down substantially because of course all that separates me from launching my car off a bus stop into the 2nd floor of somebodies house is 1 extra year of driving.
Do everything to keep hold of your car though. I drive a lot of cars at work, from 100 grand range rovers to sheddy old corsas and it's always more of an occasion when I get to drive mine.
Do everything to keep hold of your car though. I drive a lot of cars at work, from 100 grand range rovers to sheddy old corsas and it's always more of an occasion when I get to drive mine.
Ruffy94 said:
Well im 20 but with nearly 3 years driving experience and im paying £900-1000 with Elephant (forgotten the exact figure).
That's on a UK spec 1.8 so im guessing a Eunos with no prior experience will be substantially higher...
Yeah, it seems it is sadly. I do have a number I would be happy to pay but some quotes I am getting back is insane. That's on a UK spec 1.8 so im guessing a Eunos with no prior experience will be substantially higher...
Just try playing around with all the little options. These all saved me quite a lot:
Telling them its parked in the street rather than drive/garage (yes seriously!)
Add a parent as a named driver if you can, without lying and putting them as the main driver (my dad is on it as I do genuinely let him drive it).
Approach companies directly rather than using comparison sites.
I think elephant and admiral will let you do a '10 month bonus accelerator' policy if that helps.
Failing that you could sell the eunos and grab a cheap uk spec mx5 when the prices start to crash in the autumn/winter and put the difference towards the insurance.
Telling them its parked in the street rather than drive/garage (yes seriously!)
Add a parent as a named driver if you can, without lying and putting them as the main driver (my dad is on it as I do genuinely let him drive it).
Approach companies directly rather than using comparison sites.
I think elephant and admiral will let you do a '10 month bonus accelerator' policy if that helps.
Failing that you could sell the eunos and grab a cheap uk spec mx5 when the prices start to crash in the autumn/winter and put the difference towards the insurance.
Get yourself a cheap old banger with a small engine and no street cred at all. Drive that for a year then try again.
Personally I'm glad that it's so expensive to insure a new driver on a RWD sports car, otherwise the death-toll would be horrible (I'm judging by my own standards, I know what I was like at that age).
Personally I'm glad that it's so expensive to insure a new driver on a RWD sports car, otherwise the death-toll would be horrible (I'm judging by my own standards, I know what I was like at that age).
MX-5 Lazza said:
Get yourself a cheap old banger with a small engine and no street cred at all. Drive that for a year then try again.
Personally I'm glad that it's so expensive to insure a new driver on a RWD sports car, otherwise the death-toll would be horrible (I'm judging by my own standards, I know what I was like at that age).
Not my first car, but im 20 and ive not managed to find a ditch yet (8 months into ownership). Although it is on some slightly safe tyres compared to some choices, which I would highly recommend if you are inexperienced. The Pirelli p6000's it came with were pretty dreadful in the wet. I nearly spun it the day I picked it up, my dad was following behind and he wasn't too impressed.... Personally I'm glad that it's so expensive to insure a new driver on a RWD sports car, otherwise the death-toll would be horrible (I'm judging by my own standards, I know what I was like at that age).
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