Heads Up - Crouch (Fraserhart) 0% for 4 years

[al1991]

ThatPhilBrettGuy said:

al1991 said:

The anti-finance stance on PH (because I'm sure none of them have company cars/cars on finance/mortgages) is becoming ridiculous.

The problem is that with fine straight thinking people of PH taking the 0% and making the banked money work for you is fine.

However, with some people, let's call them 'The General Public' for want of a better term what actually occurs is they say they'll make the money work, then 5 minutes later get distracted but something shiny and spend that too. Fast forward a year or so...you get the picture.

I take your point. I have too much faith in the public I think!

[LukeBird]

Very true TPBG, but that's not our fault!

[Adrian W]

NeMiSiS said:

If my only option was to sign for a grail watch on 0% finance over 12 months, but the penalty was to have to eat beans on toast twice a day, and no Pub for 365 days.

I would eat beans on toast, and sack the pub. [ how hard can it be ? ]



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{Just a thought - Before taking up the above I may enquire how much I would get on the Saudi market for a kidney.}

Now you're talking, I flogged my Heart years ago

[Adrian W]

Popped down to Brent Cross, it's only 20 minutes away, too many nice watches, Lin the window the deal is 50% down balance over three years

[SimonMaidenhead]

disco1 said:

Guys,
Just in case anyone is looking for extended 0% finance the guys in the local Crouch Jewellers (Fraserhart Group) mentioned from Monday they'll be extending the 0% interest free credit to 4 years from Monday. Not sure if Longines, Rado or Oris are peoples choices but certainly makes it attractive for people who hate to pay out loads of cash in one hit (like me!). Shame they dont do Omega, Rolex..etc..

http://www.fraserhart.co.uk/c-74-watches.aspx

They would appear to disagree

[otherman]

al1991 said:

It's 0% FFS.

It isn't though. There's no such thing as free finance, it just means the interest charges are built into the price. If you think finance can be free, go try to borrow some money on 4 years interest free.

[theaxe]

otherman said:

al1991 said:

It's 0% FFS.

It isn't though. There's no such thing as free finance, it just means the interest charges are built into the price. If you think finance can be free, go try to borrow some money on 4 years interest free.

Yeah but you do the maths and take your choice. If the watch you want is unavailable at a discount anywhere then 4 years at 0% is great, you can just put the cash into a savings account. If the option is a 10% discount or 0% for 4 years then you're probably better off with the discount.