Weekend offroad insurance?

[Artie Fufkin]

Hi, I am interested in going on a 2 day/overnight trek with Land Rover Experience http://www.scotland.landroverexperience.co.uk/Adve...

I have a Discovery 2 with regular insurance through Tesco. I did phone them but they don't offer off road cover at all. I even thought about cancelling Tesco and starting afresh and have spoken with both Flux and A-J insurance but neither will take me on because my 23 year old daughter needs to be a named driver. Is there anywhere that does such a thing as weekend/short term off road insurance? Thank you.

[g7jtk]

Is it green lanes or a site?

[Artie Fufkin]

To be honest I'm not sure. The law regarding green lanes seems to be very different in Scotland in that I don't think there are any! It must be private land with landowner's permission.

[g7jtk]

I would hove thought you would be OK on green lanes as they are public highway.

[bigblock]

As the OP said there are no green lanes in Scotland, effectively you can only off road with the landowners permission.

Try these guys for short term off road insurance...
http://www.keithmichaels.co.uk/specialist-car-insu...

and these guys for long term...
http://www.nfumutual.co.uk/personal/insurance/Our-...

You will probably find that any comprehensive type insurance will be expensive for this type of cover and will contain a great many 'exclusions'.

Edited by bigblock on Sunday 16th August 16:28

[Artie Fufkin]

Thanks bigblock. I'll check out keithmichaels tomorrow.

[300bhp/ton]

I guess the other thing to ask is. What are you wanting to be insured against?

[g7jtk]

Interested to here the outcome

[Artie Fufkin]

Spoke to keithmichaels insurance and they don't do short term cover, only 12 month policies. Regarding what the cover is for, I was told by Land Rover Experience that it is a requirement of booking...I suppose it's just 3rd party cover in case someone crashes into someone else?

[300bhp/ton]

I'm still a little uncertain on what's trying to be covered. If you are on private property, then arguably your current insurance will cover you the same as it would in a private car park or on someone else's driveway.

e.g. I don't think it would be any different to going to a car boot sale and parking in a field.

[Artie Fufkin]

I see what you mean. I'll phone them and ask.