Car Insurance

Author
Discussion

Chilli

Original Poster:

17,318 posts

236 months

Tuesday 29th September 2015
quotequote all
Gents,

Does anyone know if it is a fact that once a car hits 5 years of age, you can only get third party insurance on it? Discussion at work...

Cheers.

Rich_AR

1,960 posts

204 months

Tuesday 29th September 2015
quotequote all
Chilli said:
Gents,

Does anyone know if it is a fact that once a car hits 5 years of age, you can only get third party insurance on it? Discussion at work...

Cheers.
Just insured my 2008 Land Rover fully comp with Axa.

XB70

2,482 posts

196 months

Tuesday 29th September 2015
quotequote all
Rich_AR said:
Just insured my 2008 Land Rover fully comp with Axa.
Renewed my 2008 Cadillac through RSA fully comp in July. Not sure what will happen next year.

Onetrackmind

813 posts

213 months

Tuesday 29th September 2015
quotequote all
My 2008 Touareg is insured fully comp with Axa but I'm not sure if they go to max of 7 or ten years old for fully comp policies. There are a couple of insurance companies (Axa and Union) that are trying to offer fully comp policies for older cars but last I heard they still hadn't been fully approved.

IanUAE

2,930 posts

164 months

Wednesday 30th September 2015
quotequote all
Fully Comprehensive on the wifes car that is 9 years old.

dxbtiger

4,389 posts

173 months

Wednesday 30th September 2015
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My pony is a 2006, fully comp here as well.

Rich_AR

1,960 posts

204 months

Wednesday 30th September 2015
quotequote all
@Chilli - I'm sure there's enough proof here for you wink

Ron Fellows

1,517 posts

248 months

Wednesday 30th September 2015
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The only company I could find that would insure my Vette when it hit 7 years old was AIG and the premium was insane at first. I argued for a while with RSA who I've been with since I arrive in Dubai in 2007 and they eventually agreed to continue as fully comp. They only just now came back and said the same about the Bentley that it will not be given fully comp on renewal so I'm going through it again with them! Again AIG was insane price.

joncastle

251 posts

225 months

Wednesday 30th September 2015
quotequote all
Ten years is the cut-off, not five. After that it is difficult to find anything more than third party cover, unless it is a highly specialised or agreed value classic policy

After_Shock

8,751 posts

220 months

Wednesday 30th September 2015
quotequote all
As above 10 years then its game over.

Most don't like to or will refuse to give fully comp after 5 years unless you were previously insured fully comp with them, not sure why.