Can't Pay? We'll Take it away

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The Mad Monk

Original Poster:

10,474 posts

117 months

Friday 7th October 2016
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Bumper edition tonight - on now!

Family financial disputes, don't you just love 'em?

paulw123

3,213 posts

190 months

Friday 7th October 2016
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use to love this, can't be doing with all the constant swearing now. also get the feeling it may be getting a bit staged

Saleen836

11,111 posts

209 months

Saturday 8th October 2016
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The Spruce goose said:
I wonder if they bothered to look at who owns the house he lives in to put a charge against it for the debt!?

Sheets Tabuer

18,957 posts

215 months

Saturday 8th October 2016
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I'm very surprised they are allowed to go around with high court enforcement and the coat of arms on them and declaring themselves to be high court enforcement when they are in fact bailiffs from a company called DCBL.

Laurel Green

30,778 posts

232 months

Sunday 9th October 2016
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Sheets Tabuer said:
I'm very surprised they are allowed to go around with high court enforcement and the coat of arms on them and declaring themselves to be high court enforcement when they are in fact bailiffs from a company called DCBL.
From their website-->

DCBL said:
The Board of Directors at DCBL which includes an authorised High Court Enforcement Officer (Formally Known as Sheriffs officer)
Am wondering if it is not unlike a solicitor's office where there might only be one solicitor spread over many offices? Does seem a tad strange though.

The Mad Monk

Original Poster:

10,474 posts

117 months

Sunday 9th October 2016
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Sheets Tabuer said:
I'm very surprised they are allowed to go around with high court enforcement and the coat of arms on them and declaring themselves to be high court enforcement when they are in fact bailiffs from a company called DCBL.
I am even more surprised that people let things go so far as court action, followed by High Court action, with costs being added on to costs.

anonymous-user

54 months

Sunday 9th October 2016
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that cocky kid played the system. 45k worth thou written off.

mike74

3,687 posts

132 months

Sunday 9th October 2016
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The Spruce goose said:
that cocky kid played the system. 45k worth thou written off.
I wish I had the nous to do it, I know someone who has built up debts of around £40k... TWICE!! And each time they've just defaulted on repayments and ended up coming to informal agreements with the various creditors to only pay back a fraction (around 25%) of the amount owed.

Lensey

2,526 posts

283 months

Thursday 27th October 2016
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One thing I don't understand is how these bailiffs can turn up to an address and when payment is not forthcoming they are able to clamp cars? When the people owing the money say it isn't theirs the bailiffs ask for proof, the V5 is produced and they tell them that’s not proof (rightly so) that’s just who the registered keeper is? Shouldn't it be up to the bailiffs to prove it is their car and therefore they are able to remove? Otherwise surely it would be theft if the car is removed by them?

How do you prove the car isn't yours? My cars I registered in my name, I have bill of sale to say I have purchased them but surely that isn't proof I own them because there may be a later BOS if I had sold them to someone else?

davepoth

29,395 posts

199 months

Thursday 27th October 2016
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Lensey said:
How do you prove the car isn't yours? My cars I registered in my name, I have bill of sale to say I have purchased them but surely that isn't proof I own them because there may be a later BOS if I had sold them to someone else?
The assumption is that the car is yours unless you can prove otherwise. Civil law is on the balance of probabilities rather than beyond reasonable doubt, so if it's on your driveway and you have the keys and you can't provide any proof otherwise, that looks "good enough".

anonymous-user

54 months

Thursday 27th October 2016
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proof of ownership can be hard. the bailiffs in these programme complete against t the high court, the highest court in the land, so have a lot more powers over a county court judgment or no judgement.

The one thing I have learnt, which is what the intelligent or not intelligent debtors do is get loads of loans against assets so nothing can be taken.

Putting assets in ltd companies names is another, the bailiffs are fckked. I think it shows that basically the bailiffs works on a set piece of actions to get debts.

Lensey

2,526 posts

283 months

Thursday 27th October 2016
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So how can you prove who actually owns a vehicle?

I've got a company car, it's on my drive, I have both keys, the V5 is in the company name, would the bailiff see this as my car and remove it?

I suppose this is the same for the Police, I've noticed this on other programmes when Police stop someone they ask is it your car? How do they know that person is telling the truth?

I find it all a bit bizarre that in this day and age we don't have a part on the V5 that states who actually owns the vehicle?

anonymous-user

54 months

Thursday 27th October 2016
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I think they clamp and remove and then the onus on you to prove you own it. Bill of sale etc. if you don't have it, maybe insurance and v5 might work. I imagine most just pay up.

Lensey

2,526 posts

283 months

Thursday 27th October 2016
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Yes, I reckon they do as most the time they are in the wrong anyway smile It's just something that I suddenly thought about, how do you prove you own a vehicle? I could show a BOS for my car two years ago but whats to say I haven't sold to someone else since then and have another BOS that I'm not showing? I suppose it can't be too big a problem otherwise it would've been addressed?

Trax

1,536 posts

232 months

Thursday 27th October 2016
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What bothers me, is that they say they will empty the parents house of their possessions, for a child that lives there?

On the recent one I saw, it was an Asian family in a nice house, and the son had the debt. They start to take the parents TV from the lounge, to the dismay of the father, and said if he carnt prove its his, then tough. Whilst it worked, and the kid paid up, surely thats not right?

On balance, I think you could argue that stuff in his room can be taken, i.e. laptop, ipod, wall TV etc, but to take the general stuff from the family house, when any normal person knows thats not going to belong to the child.... Not right?? And if the Bailif should reasonably know it doesnt belong to the child, then thats theft??

Lensey

2,526 posts

283 months

Thursday 27th October 2016
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Trax said:
What bothers me, is that they say they will empty the parents house of their possessions, for a child that lives there?

On the recent one I saw, it was an Asian family in a nice house, and the son had the debt. They start to take the parents TV from the lounge, to the dismay of the father, and said if he carnt prove its his, then tough. Whilst it worked, and the kid paid up, surely thats not right?

On balance, I think you could argue that stuff in his room can be taken, i.e. laptop, ipod, wall TV etc, but to take the general stuff from the family house, when any normal person knows thats not going to belong to the child.... Not right?? And if the Bailif should reasonably know it doesnt belong to the child, then thats theft??
Yes, I saw this and thought the same thing, it looked like the Dad was trying to teach the son a lesson and the bailiffs completely undermined him! It was obvious that they were not the debtor’s possessions, I wondered how they would get away with it. Again, if they took the goods and the father produced receipts surely its theft?

dub16v

1,119 posts

141 months

Thursday 27th October 2016
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I still find it a little bewildering when said bailiffs wander into the debtor's house and ask him/her to prove the items are not theirs. I do keep receipts for expensive items (TV, games console etc.) but certainly not everything...finding said receipts is another matter entirely!

mgtony

4,019 posts

190 months

Thursday 27th October 2016
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It's a ploy. Usually it's a matter of minutes between the TV being unplugged and someone who claimed to be penniless suddenly having access to wads of cash. yes

anonymous-user

54 months

Thursday 27th October 2016
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it is a ploy, modern stuff is generally not worth a lot.

Cars, tractors etc is where the money is.