Can't Pay? We'll Take it away

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Discussion

P-Jay

10,564 posts

191 months

Wednesday 2nd November 2016
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The Spruce goose said:
This program shows good debts and bailiffs in a good light as most are high court debts. I imagine the lower end of debts are a different matter.
Consumer Credit / CCJ / County Court debts are pretty much unenforced, really these days it's a threat - "pay up or we'll destroy your credit worthiness for 6 years" but most people getting CCJs are already in possession of a truck load of bad data anyway and it's meaningless.

Lots of major Banks won't even bother to chase consumer bad debt past default these days, sell it off for a few % to firms who do little more than write letters and write it off.

Some of the better/worse debt collection agencies will wait until the bad data is nearly 'time served' and pop up 5.5 years past the date of the default with a surprise CCJ claim, they can be pretty successful at getting paid something.

nicanary

9,793 posts

146 months

Wednesday 2nd November 2016
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That was an odd one. The car with the engine out. How did the claimant persuade the High Court that she was due redress to the full market value of the car? All the garage had apparently told her was that the engine wasn't worth fixing, and it'd be better to fit a new one. She assumes it's been wrecked by the garage, when it must have been in a bad way beforehand - it's all bit odd.

Total breakdown in communications and a misunderstanding as to why the car hadn't been fixed?

kiethton

13,895 posts

180 months

Wednesday 2nd November 2016
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nicanary said:
That was an odd one. The car with the engine out. How did the claimant persuade the High Court that she was due redress to the full market value of the car? All the garage had apparently told her was that the engine wasn't worth fixing, and it'd be better to fit a new one. She assumes it's been wrecked by the garage, when it must have been in a bad way beforehand - it's all bit odd.

Total breakdown in communications and a misunderstanding as to why the car hadn't been fixed?
I'd go for a chancer and an uncontested claim...

Mr Snrub

24,977 posts

227 months

Wednesday 2nd November 2016
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That case with the 207 was dropped, certainly seemed very strange so I'm guessing the claimant wasn't very honest when it came to the writ

You see the same thing time and time again - people become reliant on benefits to meet the rent, it gets capped, landlord loses money, they bury their heads in the sand to stay there as long as possible, council have to house them at the taxpayer's expense. How you break that cycle on a national scale I have no idea.

wjwren

4,484 posts

135 months

Wednesday 2nd November 2016
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That door went in easy!

nicanary

9,793 posts

146 months

Thursday 3rd November 2016
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wjwren said:
That door went in easy!
High-security lock as well......

BlackLabel

13,251 posts

123 months

Wednesday 9th November 2016
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P-Jay said:
As for the poor saps who get suckered into a "no win, no fee" deal, and then get landed with a massive bill when they see the light and pull out, only to have their solicitor turn on them, bloody hell, I don’t want to be the person who enjoys watching that.
Another one of those tonight - not pleasant viewing. Some of these "no win, no fee" firms are scumbags.

Efbe

9,251 posts

166 months

Wednesday 9th November 2016
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don't see them turning up to google/facebook/starbucks etc though do we?

anonymous-user

54 months

Wednesday 9th November 2016
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I've seen one where they turned up at Lotus I think.

paulw123

3,215 posts

190 months

Wednesday 9th November 2016
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Time to make ALL squatting illegal, it's pathetic

Mr Snrub

24,977 posts

227 months

Thursday 10th November 2016
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paulw123 said:
Time to make ALL squatting illegal, it's pathetic
Especially that Trustafarian wker who thinks he shouldn't have to pay rent

TwigtheWonderkid

43,348 posts

150 months

Thursday 10th November 2016
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BlackLabel said:
Another one of those tonight - not pleasant viewing. Some of these "no win, no fee" firms are scumbags.
Unfortunately, people don't read the Ts & Cs.

The reason they offer no win no fee is that they are confident of winning the case. When they do, they can recover their fee from the negligent party. But when you sign up for no win no fee, you have to agree to go the whole hog. Your solicitor does a load of work unpaid in preparing the case, issued the court summons, all of which costs money, and then the actual claimant says the idea of court scares them and they don't want to go. So the no win no fee company has done all the work unpaid, and can't recover any fees because you've bottled it.

So they sue you for the money they've lost, as per the agreement you signed.

If you just do what the solicitor asks, go to court, you won't have to pay a penny, even if you lose the case.

TwigtheWonderkid

43,348 posts

150 months

Friday 11th November 2016
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Yup. Everyone knocks no win no fee, but for the poor (can afford a solicitor upfront) and the uneducated or elderly (can't do a small claims court summons online themselves), it's the only route into the justice system.

And like any industry, there are good ones and bad ones.

98elise

26,568 posts

161 months

Friday 11th November 2016
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Efbe said:
don't see them turning up to google/facebook/starbucks etc though do we?
They regularly turn up at big businesses. As someone has said they turned up at Lotus F1, and I've seen them doorstep other big firms. I'm pretty sure they went to Rolls Royce at one point.

Big firms they will normally pay up well before enforcement as its the company paying, not the person writing the cheque.

The Mad Monk

Original Poster:

10,474 posts

117 months

Friday 17th March 2017
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98elise said:
Efbe said:
don't see them turning up to google/facebook/starbucks etc though do we?
They regularly turn up at big businesses. As someone has said they turned up at Lotus F1, and I've seen them doorstep other big firms. I'm pretty sure they went to Rolls Royce at one point.

Big firms they will normally pay up well before enforcement as its the company paying, not the person writing the cheque.
Quite surprising sometimes how quickly big firms will pay up when the bailiffs come in.

Why do they leave it until then?

anonymous-user

54 months

Saturday 18th March 2017
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The Mad Monk said:
Quite surprising sometimes how quickly big firms will pay up when the bailiffs come in.

Why do they leave it until then?
big firms like to squeeze supplies as much as they can as they know there is a line waiting in the shadows. basically they try to bully suppliers and a lot will end up writing it off.

baldy1926

2,136 posts

200 months

Saturday 18th March 2017
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The EDP paper in norfolk publishes outstanding county court debts. Some weeks half are Arviva ie Norwich Union. Some companies just dont like paying until legal action is taken.
Several year ago a large building company used to employ self employed builders and not pay them. They even used to joke that you only worked for them once

The Mad Monk

Original Poster:

10,474 posts

117 months

Sunday 19th March 2017
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baldy1926 said:
The EDP paper in norfolk publishes outstanding county court debts.
Can you do a link?

I remember years ago, chasing a well known electronics company for an unpaid invoice. They said - oh, we are just switching to 60 day payment from 30 day. I didn't do any more work for them, although I didn't tell them that.

Evanivitch

20,075 posts

122 months

Sunday 19th March 2017
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Caught this the other day when it was on in the background.

The incident that caught my eye was the eviction of the family with a kid on a ventilator. They needed 3 days to wait until the council house was available. But the landlord wanted them out for unpaid rent. Parents had no choice but to send the ventilator kid to hospital and his brother elsewhere.

The bollucks the guys on this show gave about compassion and the safety being a priority was all a pile of crap for the cameras. They still evicted the family that day knowing full well that the issue could have been resolved without risk to the kid in just a number of days. Absolute scum of the earth.

TwigtheWonderkid

43,348 posts

150 months

Sunday 19th March 2017
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Evanivitch said:
Caught this the other day when it was on in the background.

The incident that caught my eye was the eviction of the family with a kid on a ventilator. They needed 3 days to wait until the council house was available. But the landlord wanted them out for unpaid rent. Parents had no choice but to send the ventilator kid to hospital and his brother elsewhere.

The bollucks the guys on this show gave about compassion and the safety being a priority was all a pile of crap for the cameras. They still evicted the family that day knowing full well that the issue could have been resolved without risk to the kid in just a number of days. Absolute scum of the earth.
If the high court have issued an eviction notice, whilst the enforcement team can help in contacting the council and allowing extra time on the day, AFAIK they do not have the authority to call off the eviction.