Opposition grows to benefit cap
Discussion
NicD said:
rover 623gsi said:
we do not build enough houses
orwe have too many immigrants (who want to live in already crowded areas, for obvious reasons)
davepoth said:
NicD said:
rover 623gsi said:
we do not build enough houses
orwe have too many immigrants (who want to live in already crowded areas, for obvious reasons)
greygoose said:
It is a combination of all these factors plus things like the growth in divorce over the last 100 years leading to more single occupant homes, increases in life expectancy etc.
Is there a nice graphic that gives the breakdown for each contribution?Would be good to know.
Rovinghawk said:
Hackney said:
Justayellowbadge said:
Tory house price rises?
Seems to be a pretty big jump between 97 and 2010 to me. Remind me, was that Thatcher or Major in power?
Thatcher's policy of turning council house residents into Seems to be a pretty big jump between 97 and 2010 to me. Remind me, was that Thatcher or Major in power?
Supply and demand, particularly the dramatic reduction in council housing are also factors. These go back to Thatcher's policy, the effects of which are still being felt.
Unless of course the effect of one government's policies ends abruptly on election day
Claudia Skies said:
Well, that's the excuse people like to trot out, but in reality it's a simple case of supply, demand and what people can afford. UK is very crowded and people from all over the world want to live here. That drives the market which, like all markets, is highly sensitive at the edges.
Plenty of cheap houses to buy/rent where nobody wants to live!
You say excuse, I say cause.Plenty of cheap houses to buy/rent where nobody wants to live!
I agree with the rest of your post though.
All of these things drive up the cost of private rent, which is paid for out of housing benefit.
Yet the max benefit is being reduced by £3k even though the benefit recipient never sees a huge chunk of that money.
More social or council housing means lower rents, which means less money paid out in housing benefit, thus saving the taxpayer money. (Added benefit to the building industry too)
Hackney said:
Supply and demand, particularly the dramatic reduction in council housing are also factors.
Were those houses sold off destroyed? If not please explain how a change of ownership has changed anything other than the supply of council houses. The supply and demand for houses generally, which determines house prices, remains unchanged.virtually no council housing has been built for years - social housing built by housing associations is mainly paid for by borrowing from banks. i.e taking out a mortgage. Government subsidies for social housing have been slashed during the past decade or so - was quite low during Labour years but hve been massivley reduced since 2010.
A typical - small – example. HA I work for is currently building some houses at a cost of £1.5 million about £150,000 of that is coming from a grant from the Homes and Communities Agency (i.e the govt and thus the taxpayer). The rest of the money, we’re borrowing.
A typical - small – example. HA I work for is currently building some houses at a cost of £1.5 million about £150,000 of that is coming from a grant from the Homes and Communities Agency (i.e the govt and thus the taxpayer). The rest of the money, we’re borrowing.
rover 623gsi said:
virtually no council housing has been built for years - social housing built by housing associations is mainly paid for by borrowing from banks. i.e taking out a mortgage. Government subsidies for social housing have been slashed during the past decade or so - was quite low during Labour years but hve been massivley reduced since 2010.
A typical - small – example. HA I work for is currently building some houses at a cost of £1.5 million about £150,000 of that is coming from a grant from the Homes and Communities Agency (i.e the govt and thus the taxpayer). The rest of the money, we’re borrowing.
No, the Housing Association is borrowing it. It services the debt with rent. Some of that comes from tenant's pockets, some from benefits, just like rents for landlords.A typical - small – example. HA I work for is currently building some houses at a cost of £1.5 million about £150,000 of that is coming from a grant from the Homes and Communities Agency (i.e the govt and thus the taxpayer). The rest of the money, we’re borrowing.
fblm said:
Hackney said:
Supply and demand, particularly the dramatic reduction in council housing are also factors.
Were those houses sold off destroyed? If not please explain how a change of ownership has changed anything other than the supply of council houses. The supply and demand for houses generally, which determines house prices, remains unchanged.If you sell of all the council houses, that means there are no council houses.
As I've said supply and demand also applies to the (private) rental market which is a big driver of housing benefit payments. A lot of people (employed and unemployed) are excluded from the house buying market nonetheless the rules of supply and demand increase their rental payments.
BlackLabel said:
So court says government cannot roll back benefits. What is the law that would be broken? Why can the government not alter the tax system to favour some arrangements? Do we need to repeal 'anti discrimination' laws to be able to shrink the welfare state now? FFSPurpleMoonlight said:
BlackLabel said:
It appears to be a discrimination thing. The judge ruled that the application of the cap was unlawful because of its discriminatory impact on lone parents with children under two.
That'll keep 'em breeding ...
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