Bedroom Tax

Author
Discussion

rover 623gsi

5,230 posts

161 months

Tuesday 12th March 2013
quotequote all
tom2019 said:
Maybe renting rooms out is a soloution then - shared accomodation, people who carnt afford to rent thier place do this all the time..

I can hear the moans already why should they have to share ? Becasue they carn't afford anything else simple.
Taking in a lodger will be an option for some people – of course, this throws interesting possibilities. Family A has a 23 yrs old on living at home in their 3-bed house. Family B also have a 23 yrd old son living a home in their 3-bed house. If the 23 yr olds each swap places, then their families can charge them rent and the lads can (potentially) claim HB to pay the rent. Result.

RealSquirrels

11,327 posts

192 months

Tuesday 12th March 2013
quotequote all
rover 623gsi said:
Yes. It will happen a lot. The housing benefit bill is going up - it will reach £25bn a year by 2015 and the bedroom tax is not going to make any indent into that increase. The reason the HB bill is increasing is simply that rents in both the private and public sector are going up - in particular more and more people are renting privately where rents are much higher than in the public sector (and don't forget only one in eight recipients of HB are unemployed).
the real solution is to build lots of social housing and get people on housing benefit back into council houses. provides an economic stimulus, reduces the HB bill, and drops house prices and rents in the private sector which are currently heading towards unaffordable.

Du1point8

21,606 posts

192 months

Tuesday 12th March 2013
quotequote all
Mark Benson said:
rover 623gsi said:
I work for a housing association. We own and manage approx 6,000 properties. The mix is approx 5% 1-bed, 30% 2-bed, 60% 3-bed, 5% 4-bed. We don't own any 5-bed places. This is a pretty tpyical mix for councils and HAs. Where are we supposed to put people who want to downsize?
Is that mix decided by demand or supply?

If demand, surely over time the demand for smaller places will drive the associations towards a different mix? Is this what the policy is supposed to be doing, driving the demand for smaller places in groups that can be housed in them?

I have no doubt it'll be badly implemented, poorly run and end up costing the country far more than the current system in the short term, but couldn't it work in the longer term?
Or maybe convert some of the bigger properties to flats?

They do that in London, where 3 storey victoria house becomes 2x2 bed and 1x1 bed flats.

Deva Link

26,934 posts

245 months

Tuesday 12th March 2013
quotequote all
Du1point8 said:
It has been reported that there are 180,000 council owned 2 bed properties being under used and there are 70,000 single bed properties, therefore this can sort out at least 70,000 of the 180,000 properties being under used.
erm....sorry if I'm missing something, but presumeably these 70,000 single bedroom properties aren't currently empty?

tom2019

Original Poster:

770 posts

195 months

Tuesday 12th March 2013
quotequote all
rover 623gsi said:
Taking in a lodger will be an option for some people – of course, this throws interesting possibilities. Family A has a 23 yrs old on living at home in their 3-bed house. Family B also have a 23 yrd old son living a home in their 3-bed house. If the 23 yr olds each swap places, then their families can charge them rent and the lads can (potentially) claim HB to pay the rent. Result.
Well thats another crock of st that they can rent thier rooms out and profit. Do you ever get angry working for the HA

rover 623gsi

5,230 posts

161 months

Tuesday 12th March 2013
quotequote all
Mark Benson said:
rover 623gsi said:
I work for a housing association. We own and manage approx 6,000 properties. The mix is approx 5% 1-bed, 30% 2-bed, 60% 3-bed, 5% 4-bed. We don't own any 5-bed places. This is a pretty tpyical mix for councils and HAs. Where are we supposed to put people who want to downsize?
Is that mix decided by demand or supply?

If demand, surely over time the demand for smaller places will drive the associations towards a different mix? Is this what the policy is supposed to be doing, driving the demand for smaller places in groups that can be housed in them?

I have no doubt it'll be badly implemented, poorly run and end up costing the country far more than the current system in the short term, but couldn't it work in the longer term?
No – because the social housing sector isn’t building enough homes anyway and we’d never get planning permission just to build one-bed places. Local authorities generally want family homes, and of course in most cases it’s more cost effective to build at least 2-bed places to allow for change in circumstances.

Du1point8

21,606 posts

192 months

Tuesday 12th March 2013
quotequote all
Deva Link said:
Du1point8 said:
It has been reported that there are 180,000 council owned 2 bed properties being under used and there are 70,000 single bed properties, therefore this can sort out at least 70,000 of the 180,000 properties being under used.
erm....sorry if I'm missing something, but presumeably these 70,000 single bedroom properties aren't currently empty?
according to the guardian there are 70,000 1 bed flats that are currently empty, they probably get their figures off the housing association.

Vaggingquick

12,545 posts

181 months

Tuesday 12th March 2013
quotequote all
My Mrs works for ,(what once was the council)housing assocation now owned by the private sector.
Her staff have just set out a forms to all the tennants about this bedroom thingy, now 40% are claiming benefits and the rest I assume are working without rent arrears.
I don't know myself, but if one is not claiming any benefits and are in full time employment also up to date in their rent does this bedroom thingy still apply?
If yes then what next, private rented properties?

Ari

19,347 posts

215 months

Tuesday 12th March 2013
quotequote all
Everyone else has to pay if they want an extra room.

Du1point8

21,606 posts

192 months

Tuesday 12th March 2013
quotequote all
Vaggingquick said:
My Mrs works for ,(what once was the council)housing assocation now owned by the private sector.
Her staff have just set out a forms to all the tennants about this bedroom thingy, now 40% are claiming benefits and the rest I assume are working without rent arrears.
I don't know myself, but if one is not claiming any benefits and are in full time employment also up to date in their rent does this bedroom thingy still apply?
If yes then what next, private rented properties?
Its a reduction in housing benefits not a rent 'thing'.

So 60% are not affected in anyway.

Haggleburyfinius

6,599 posts

186 months

Tuesday 12th March 2013
quotequote all
rover 623gsi said:
we’d never get planning permission just to build one-bed places. Local authorities generally want family homes.
I suspect that could be easily solved by a Government building Government houses...?

rover 623gsi

5,230 posts

161 months

Tuesday 12th March 2013
quotequote all
tom2019 said:
rover 623gsi said:
Taking in a lodger will be an option for some people – of course, this throws interesting possibilities. Family A has a 23 yrs old on living at home in their 3-bed house. Family B also have a 23 yrd old son living a home in their 3-bed house. If the 23 yr olds each swap places, then their families can charge them rent and the lads can (potentially) claim HB to pay the rent. Result.
Well thats another crock of st that they can rent thier rooms out and profit. Do you ever get angry working for the HA
yeah I do actually. The vast majority of our tenants are absolutely fine. Just normal people getting on with their lives. But you get the odd person that takes the piss – very, frustrating. And there’s lots of legal and political nonsense. On the whole, it’s good though.

Deva Link

26,934 posts

245 months

Tuesday 12th March 2013
quotequote all
Du1point8 said:
according to the guardian there are 70,000 1 bed flats that are currently empty, they probably get their figures off the housing association.
If you mean this article: http://www.guardian.co.uk/society/2013/mar/08/bedr... it doesn't say empty, is says "available".

I took that to mean that's all there are in total. I'm struggling to imagine there are 70K empty flats. ('council' flats, I mean - if they're including private as wll then that's a whole other can of worms as mentioned previously and below).

The following example, from Recar and Cleveland, is in the article:

"There are currently 1,800 Coast and Country Housing tenants classed as underoccupying, 760 of whom are sole occupiers. But the housing association has only two one-bed properties available to let. If those 1,800 tenants were to find housing in the private sector, where rent is considerably higher, "the housing benefits bill in Redcar and Cleveland alone would rise by £450,000","

IroningMan

10,154 posts

246 months

Tuesday 12th March 2013
quotequote all
rover 623gsi said:
Taking in a lodger will be an option for some people – of course, this throws interesting possibilities. Family A has a 23 yrs old on living at home in their 3-bed house. Family B also have a 23 yrd old son living a home in their 3-bed house. If the 23 yr olds each swap places, then their families can charge them rent and the lads can (potentially) claim HB to pay the rent. Result.
Works for MPs...

ofcorsa

3,527 posts

243 months

Tuesday 12th March 2013
quotequote all
Deva Link said:
If you mean this article: http://www.guardian.co.uk/society/2013/mar/08/bedr... it doesn't say empty, is says "available".

I took that to mean that's all there are in total. I'm struggling to imagine there are 70K empty flats. ('council' flats, I mean - if they're including private as wll then that's a whole other can of worms as mentioned previously and below).

The following example, from Recar and Cleveland, is in the article:

"There are currently 1,800 Coast and Country Housing tenants classed as underoccupying, 760 of whom are sole occupiers. But the housing association has only two one-bed properties available to let. If those 1,800 tenants were to find housing in the private sector, where rent is considerably higher, "the housing benefits bill in Redcar and Cleveland alone would rise by £450,000","
But on the flip side of that would people be moving from private 3 beds into council 2 beds?

rover 623gsi

5,230 posts

161 months

Tuesday 12th March 2013
quotequote all
why would anyone do that?

Jasandjules

69,879 posts

229 months

Tuesday 12th March 2013
quotequote all
But then if people let out rooms don't they lose benefits because they have an income?

mph1977

12,467 posts

168 months

Tuesday 12th March 2013
quotequote all
300bhp/ton said:
tom2019 said:
So poeple with a spare room who are living in council houses will get taxed if they have a spare bedroom.

What do you think?

I was reading my local newspaper and one woman was saying why should she have to live with a stranger - I like many other people who have bought thier house rent a room out to a stranger for extra income.

The general notion is that this is bad - it will force people to move etc.

Why do poeple on benifits in these positions feel they are owed what other poeple have to work to get.

Personally I think its a good idea.

I suggest next they test poeple on benefits for drug use.
Just as a heads up, not everyone who lives in a council house is on benefits, some people pay fully rent too.
except of course 'full' rent for council housing is considerably less than market rents ...

300bhp/ton

41,030 posts

190 months

Tuesday 12th March 2013
quotequote all
mph1977 said:
300bhp/ton said:
tom2019 said:
So poeple with a spare room who are living in council houses will get taxed if they have a spare bedroom.

What do you think?

I was reading my local newspaper and one woman was saying why should she have to live with a stranger - I like many other people who have bought thier house rent a room out to a stranger for extra income.

The general notion is that this is bad - it will force people to move etc.

Why do poeple on benifits in these positions feel they are owed what other poeple have to work to get.

Personally I think its a good idea.

I suggest next they test poeple on benefits for drug use.
Just as a heads up, not everyone who lives in a council house is on benefits, some people pay fully rent too.
except of course 'full' rent for council housing is considerably less than market rents ...
It's not always that different tbh. And don't forget such council houses are fully unfurnished, including carpets. So you have to provide them yourself.

And while things are maintained, it isn't like private renting and things are maintained on a more bodge and make do basis.

ofcorsa

3,527 posts

243 months

Tuesday 12th March 2013
quotequote all
rover 623gsi said:
why would anyone do that?
My mistake.I thought this applied to housing benefit. It only seems to apply to those in social housing.I had to look up the distinction.