Even the middle classes are beginning to feel the pinch
Discussion
ClaphamGT3 said:
How precisely is move to a grotty house in the are end of no where and send your kids to the local state school useful advice for a couple who want to educate their children privately and protect their lifestyle?
Maybe it would open their eyes to the fact that their ideas are unrealistic and something needs to give?alfaman said:
You can get into town very quickly from St. Albans and Harpenden : about 20 and 30 mins or less each into Farringdon.
Property not cheap but certainly cheaper than London. You can get a family home for 500k ( though not special).
And state schools are good.
Good info, thanks. But one of our other main reasons for moving out is to also get a house in a location that feels rural (even if it's not really) along with pretty house, double garage/workshop/outbuildings (basically a place to put cars), big garden and no obvious properties nearby/overlooking. We feel like if we're going to give up the convenience of town and all the hassle that will ensue as a result, we want a place that ticks pretty much every other box! To be clear, we're not aiming buy somewhere cheaper (in fact we'll likely add more to the kitty), we're just trying to make our money go further and have a better home life. It's these criteria that make it look like we've got our work cut out for us in finding somewhere next year!Property not cheap but certainly cheaper than London. You can get a family home for 500k ( though not special).
And state schools are good.
Edited by Mario149 on Tuesday 24th November 15:28
TTwiggy said:
Hi - I'm looking for a thread where I can (un)subtly boast about my massive income and vast spending power while simultaneously passing on the sort of budgeting tips that would make Take A Break magazine blush. Am I in the right place?
Has there ever been a thread where people actually measure their cocks.
TTwiggy said:
Hi - I'm looking for a thread where I can (un)subtly boast about my massive income and vast spending power while simultaneously passing on the sort of budgeting tips that would make Take A Break magazine blush. Am I in the right place?
Step right up. Unless you don't live in or near London, as then you're leas than human as you live outside the greatest bubble in the world.Mario149 said:
Good info, thanks. But one of our other main reasons for moving out is to also get a house in a location that feels rural (even if it's not really) along with pretty house, double garage/workshop/outbuildings (basically a place to put cars), big garden and no obvious properties nearby/overlooking. We feel like if we're going to give up the convenience of town and all the hassle that will ensue as a result, we want a place that ticks pretty much every other box! To be clear, we're not aiming buy somewhere cheaper (in fact we'll likely add more to the kitty), we're just trying to make our money go further and have a better home life. It's these criteria that make it look like we've got our work cut out for us in finding somewhere next year!
You could have a look at the stops just north of Luton : harlesden , flitwick etc .Edited by Mario149 on Tuesday 24th November 15:28
Or live just to the west of MK ( some really nice villages a few mins drive from MK station). Or consider somewhere on the MK line into Euston.
( though the thanes link/ midland mainline from Bedford through Luton , Harpenden , St. Albans is generally quicker z)
Axionknight said:
TTwiggy said:
Hi - I'm looking for a thread where I can (un)subtly boast about my massive income and vast spending power while simultaneously passing on the sort of budgeting tips that would make Take A Break magazine blush. Am I in the right place?
Step right up. Unless you don't live in or near London, as then you're leas than human as you live outside the greatest bubble in the world.ClaphamGT3 said:
alfaman said:
Mario149 said:
To clarify CGT3's comment, £750K will roughly get you a nice 3 bed flat in Putney/Wandsworth in a conversion 15 mins walk from a train/tube station, or a 3 bed not very nice identikit terrace/ex LA house 20 mins+ from a station.
I'm not advocating that the couple stay put, but we do need to clarify that just because you're 1 hr from London on the train doesn't mean that is your commute. You'll take 15 mins to get to the station at the start and at least that to get from waterloo/paddington etc to your office, on average (it's not hard and fast for me as I move work locations a lot). So it's really 1.5hrs+ and can easily be 2hrs. We're looking at moving out of town to get more space, and we're investigating areas that will get me to a main London station from the front door in 1hr or less so that my total commute is <1.5hrs each way, and there aren't many places outside the M25 you can do that!
You can get into town very quickly from St. Albans and Harpenden : about 20 and 30 mins or less each into Farringdon.I'm not advocating that the couple stay put, but we do need to clarify that just because you're 1 hr from London on the train doesn't mean that is your commute. You'll take 15 mins to get to the station at the start and at least that to get from waterloo/paddington etc to your office, on average (it's not hard and fast for me as I move work locations a lot). So it's really 1.5hrs+ and can easily be 2hrs. We're looking at moving out of town to get more space, and we're investigating areas that will get me to a main London station from the front door in 1hr or less so that my total commute is <1.5hrs each way, and there aren't many places outside the M25 you can do that!
Property not cheap but certainly cheaper than London. You can get a family home for 500k ( though not special).
And state schools are good.
St Albans and Harpenden are not the arse end of nowhere
Who said a 500k house was 'grotty' - only you
the local state schools are excellent - unlike a lot of the rough ones in London. ( which is precisely why a lot of well off professionals choose to live in those places ( and in other commutable places like gerrards cross and beaconsfield ).
You are obviously unfamiliar with Herts Beds and Bucks.
TTwiggy said:
Hi - I'm looking for a thread where I can (un)subtly boast about my massive income and vast spending power while simultaneously passing on the sort of budgeting tips that would make Take A Break magazine blush. Am I in the right place?
I'll bite. If you think that reading personal experience of being in a similar situation and pointing out that the people in the newspapera) are muppets
b) appear to be spunking their money away for no obvious reasons
c) incapable of making sensible everyday financial decisions
...then yes, you are in the right place. But of course that's not what you think because you're convinced it's willy waving with some "I am considerably richer than yow" thrown in. How very sadly typical to assume people talking about large sums of money are boasting. Which is even funnier when you consider the number of times posters are told by fellow PHers to ignore general public idiots who judge/envytake the p1ss out of them them for daring to drive a flashy/expensive car in public.
Edited by Mario149 on Tuesday 24th November 15:49
Mario149 said:
TTwiggy said:
Hi - I'm looking for a thread where I can (un)subtly boast about my massive income and vast spending power while simultaneously passing on the sort of budgeting tips that would make Take A Break magazine blush. Am I in the right place?
I'll bite. If you think that reading personal experience of being in a similar situation and pointing out that the people in the newspapera) are muppets
b) appear to be spunking their money away for no obvious reasons
c) incapable of making sensible everyday financial decisions
...then yes, you are in the right place. But of course that's not what you think because you're convinced it's willy waving with some "I am considerably richer than yow" thrown in. How very sadly typical to assume people talking about large sums of money are boasting. Which is even funnier when you consider the number of times posters are told by fellow PHers to ignore general public idiots who judge/envytake the p1ss out of them them for daring to drive a flashy/expensive car in public.
Edited by Mario149 on Tuesday 24th November 15:49
alfaman said:
ClaphamGT3 said:
alfaman said:
Mario149 said:
To clarify CGT3's comment, £750K will roughly get you a nice 3 bed flat in Putney/Wandsworth in a conversion 15 mins walk from a train/tube station, or a 3 bed not very nice identikit terrace/ex LA house 20 mins+ from a station.
I'm not advocating that the couple stay put, but we do need to clarify that just because you're 1 hr from London on the train doesn't mean that is your commute. You'll take 15 mins to get to the station at the start and at least that to get from waterloo/paddington etc to your office, on average (it's not hard and fast for me as I move work locations a lot). So it's really 1.5hrs+ and can easily be 2hrs. We're looking at moving out of town to get more space, and we're investigating areas that will get me to a main London station from the front door in 1hr or less so that my total commute is <1.5hrs each way, and there aren't many places outside the M25 you can do that!
You can get into town very quickly from St. Albans and Harpenden : about 20 and 30 mins or less each into Farringdon.I'm not advocating that the couple stay put, but we do need to clarify that just because you're 1 hr from London on the train doesn't mean that is your commute. You'll take 15 mins to get to the station at the start and at least that to get from waterloo/paddington etc to your office, on average (it's not hard and fast for me as I move work locations a lot). So it's really 1.5hrs+ and can easily be 2hrs. We're looking at moving out of town to get more space, and we're investigating areas that will get me to a main London station from the front door in 1hr or less so that my total commute is <1.5hrs each way, and there aren't many places outside the M25 you can do that!
Property not cheap but certainly cheaper than London. You can get a family home for 500k ( though not special).
And state schools are good.
St Albans and Harpenden are not the arse end of nowhere
Who said a 500k house was 'grotty' - only you
the local state schools are excellent - unlike a lot of the rough ones in London. ( which is precisely why a lot of well off professionals choose to live in those places ( and in other commutable places like gerrards cross and beaconsfield ).
You are obviously unfamiliar with Herts Beds and Bucks.
@TT do you not think perhaps less wealth waving more complete amazment that a couple with such an income are so blind as to see how they can afford what they want etc and yet had to go to a newspaper to get advice.
just a pair of f
kwits really...Gecko1978 said:
snip
@TT do you not think perhaps less wealth waving more complete amazment that a couple with such an income are so blind as to see how they can afford what they want etc and yet had to go to a newspaper to get advice.
just a pair of fkwits really...
I think it's clear that the story in the OP is little more than clickbait and an advertorial for a financial services company. So I'll take the idea that a combined income of £190k isn't enough to live on with a massive(ly expensive) dose of salt.@TT do you not think perhaps less wealth waving more complete amazment that a couple with such an income are so blind as to see how they can afford what they want etc and yet had to go to a newspaper to get advice.
just a pair of f
kwits really...I was having a bit of fun, if I've offended the PH high rollers then on my head be it!
Mario149 said:
TTwiggy said:
I'd go further and suggest that in some (several?) cases it's outright lieing.
So do you think I'm lying? If so - I'm curious - which part and why?schmunk said:
Sheepshanks said:
Being in HR in a law firm must be a nightmare!
It is, sometimes.
talking of forum fantasist. I recall a few years back there was a thread on readers cars and someone had an F40 really nice car and article etc. Turned out a few other people also owned F40's, I thought Cotty was one but reading his posts I think I was mistaken. Anyway some one came on and said "I have 2 one with no number plates I take out at night for qualifying laps etc". The same poster also claimed to have a 993 GT2 variouse M3's and and Skylines. They went on about how they put everything they had into there first F40 etc.
Boring Beige that was there name. Anyway the consensus was he / she / it was full of it. But what I do recall it was nice to see pics and hear about other actual owners of F40's never seemed like willy waving more sharing info about there pride an joy etc. The same has been said of the Ph er who owns an F1 (Red an black I think it is).
But I think in this case the orgional article came across like Boring Beige etc, Woe is me I am so rich yet my children will have to mix with poor people at school what can I do.
Boring Beige that was there name. Anyway the consensus was he / she / it was full of it. But what I do recall it was nice to see pics and hear about other actual owners of F40's never seemed like willy waving more sharing info about there pride an joy etc. The same has been said of the Ph er who owns an F1 (Red an black I think it is).
But I think in this case the orgional article came across like Boring Beige etc, Woe is me I am so rich yet my children will have to mix with poor people at school what can I do.
Mario149 said:
TTwiggy said:
I have no idea if you're lying. I do know that at least one proven forum fantasist has already posted however.
I'd suggest that you direct your disbelief and ire at them directly then, rather than firing a general broadside. Gassing Station | News, Politics & Economics | Top of Page | What's New | My Stuff