Even the middle classes are beginning to feel the pinch

Even the middle classes are beginning to feel the pinch

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Discussion

TTwiggy

11,537 posts

204 months

Wednesday 25th November 2015
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anonymous said:
[redacted]
You mean gross basic + non-guaranteed bonus in the best year ever + value of company car + value of pension contributions + value of health care + value of subsidised gym etc etc?

ClaphamGT3

11,300 posts

243 months

Wednesday 25th November 2015
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anonymous said:
[redacted]
I know a bit about their business via our aviation sector. Knowing their business model and rate card, it's not inconceivable that he's on £90-100k with a fairly consistent £10k bonus. You would know better than me what she's going to be pulling in

Gecko1978

9,707 posts

157 months

Wednesday 25th November 2015
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anonymous said:
[redacted]
This made me laugh but perhaps that is the modern keeping up with the Jones's...NCT Yah!!!


Hol

8,412 posts

200 months

Wednesday 25th November 2015
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fblm said:
Lucas Ayde said:
Aaaand you totally missed the point. As I pointed out - ALL governments in recent memory have engaged in mugging the public and pleading poverty when it comes to providing them services, whilst sacred cows like defence and banking get all the money that will fit into their boots - irrespective of public finances (which have been dire for decades now, there's a structural deficit).

It's just that this lot are a bit more brazen about it. Maybe they figure the public have got dumber.
rolleyes Remind us where 'the public', thats us, and every company that employs us, keep our money. Now who got bailed out?
Ooh! I know this one.

It its those private companies that lend money to the various world governments when successive chancellors spend much more than they receive in taxes. Every year.

Oh wait, it will come to me....no its not taxpayers.....


Its the ones who would've caused real problems if they had called in all their debts?



erm....


oh, yes. Its the Banks. laugh








NelsonP

240 posts

139 months

Wednesday 25th November 2015
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A fool and his money.....
https://www.gofundme.com/zxb6kzcs

emicen

8,581 posts

218 months

Wednesday 25th November 2015
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NelsonP said:
A fool and his money.....
https://www.gofundme.com/zxb6kzcs
hehe

Gecko1978

9,707 posts

157 months

Wednesday 25th November 2015
quotequote all

JakeT

5,428 posts

120 months

Wednesday 25th November 2015
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NelsonP said:
A fool and his money.....
https://www.gofundme.com/zxb6kzcs
The picture at the top really made me belly laugh. rofl

moleamol

15,887 posts

263 months

Thursday 26th November 2015
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Mario149 said:
If he was being serious then I wouldn't want to be lumped with the others on a public forum. You might be okay with being "tarred" by association as a bit of a wker and a liar for no good reason, but I'm not. I wouldn't have taken issue if it was "BMW drivers are knobs", but when there's only about 2 other people in the target group posting on the thread I do.
rofl

CaptainSensib1e

1,434 posts

221 months

Thursday 26th November 2015
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Lucas Ayde said:
Strange - when it comes to getting involved in yet another war (every one more crazy than the last) or bailing out bankers from the consequences of their greed and fraud, there's never an issue about money from our erstwhile political leaders.

But when it comes to things like education, healthcare and welfare (the sorts of things that actually benefit regular people) then we must remember that "we're all in this together" and practice austerity.
Out of interest, what do you think would have happened if the government hadn't bailed out the banks? Do you think some banks could have collapsed, with millions of people potentially losing their life savings? Would that have been preferable?

I agree that it's not right that taxpayers had to bail out the banks, but the alternative was far far worse. Our ire should really be directed towards the regulator, the FCA as was, who completely overlooked the systematic risks in the banking system.

Zod

35,295 posts

258 months

Thursday 26th November 2015
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CaptainSensib1e said:
Out of interest, what do you think would have happened if the government hadn't bailed out the banks? Do you think some banks could have collapsed, with millions of people potentially losing their life savings? Would that have been preferable?

I agree that it's not right that taxpayers had to bail out the banks, but the alternative was far far worse. Our ire should really be directed towards the regulator, the FCA as was, who completely overlooked the systematic risks in the banking system.
FSA. It's now been split into PRA and FCA.

Mario149

7,754 posts

178 months

Thursday 26th November 2015
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fblm said:
Oi leave me out of this. In any event Twiggy didn't even reply to you, it was a general pisstake which you appear to want to take personally.
Sheepshanks said:
Blimey.
Can only respond how I see it

iphonedyou

9,252 posts

157 months

Thursday 26th November 2015
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drivetrain said:
Some of the comments on there are classics.

Offers of organ donations, cave-aged cheese, truffle oils, artisan bread etc.

What a pair of pretentious s these two are.

hehe
While the abuse they're receiving is completely wide of the mark and unwarranted - they've never, to my knowledge, pretended they weren't in a fortunate position and much of the abuse appears to be solely because they're on fairly large incomes - I had to laugh at this gem on the comments section of the fundraising page.

comment said:
Oli Lea 1111 4 days ago I note that their budget includes £5000 a year to spend on holidays. I've been saving all year to afford £350 to take my kids to Butlins between Christmas and New Year. However, now that I understand the plight of the Brownsons I'll gladly give the money to them instead, put my washing machine on 'rinse hold' for a week and tell my kids to look into the drum and pretend it's an aquarium.

okgo

38,032 posts

198 months

Thursday 26th November 2015
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Yes, it was all made up for effect. The type of person saving up for a Butlins holiday wouldn't even be able to spell 'rinse'.

jogger1976

1,251 posts

126 months

Saturday 28th November 2015
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FFS, are they taking the piss?

If they're earning £190,000 joint that would suggest that they're well educated (presumably) intelligent and financially savvy people?

With this in mind, my advice to them if they're determined to send darling Panchetta and Bruscetta to private school is move out of London and find somewhere cheaper with a fast connection to the Smoke. Plenty of people do this, so why not them.

Unfortunately, I think the truth is they're both clueless "Keep up with the Jones's" types who want to have their cake and eat it.

Can't say I've got a lot of sympathy, especially as he's a maangement consultant and she's an injury lawyer. rolleyes

Welshbeef

49,633 posts

198 months

Saturday 28th November 2015
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jogger1976 said:
FFS, are they taking the piss?

If they're earning £190,000 joint that would suggest that they're well educated (presumably) intelligent and financially savvy people?

With this in mind, my advice to them if they're determined to send darling Panchetta and Bruscetta to private school is move out of London and find somewhere cheaper with a fast connection to the Smoke. Plenty of people do this, so why not them.

Unfortunately, I think the truth is they're both clueless "Keep up with the Jones's" types who want to have their cake and eat it.

Can't say I've got a lot of sympathy, especially as he's a maangement consultant and she's an injury lawyer. rolleyes
Well private school is £30k per child per year plus pricy uniforms pricy trips etc so let's say on top of the £60k they have to then spend maybe £5-10k more? So £70k.
If they earn £190k the take home is £110k so £40k left for mortgage (£28k) so then only £12k for vehicles clothing food holidays phones tinternet etc.

You say more out of London well £750k doesn't buy you heaps in the Home Counties but then you have £5k each for commuting every year plus parking so let's say £12k Net income. Think about that even if they only pay 40% tax then commuting to town actually costs them a gross salary of £20k.


Clearly it can easily be done but if they have to work where they do and still have a life outside of commuting and actually seeing their kids then out of London doesn't really cut it. As said previously we'd not send ours to Private school.

moleamol

15,887 posts

263 months

Saturday 28th November 2015
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Welshbeef said:
As said previously we'd not send ours to Private school.
It really is a nuisance when one has to back out of a deal on a classic Porsche, purchased when squiffy; from an exclusive auction house of course!

Welshbeef

49,633 posts

198 months

Saturday 28th November 2015
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moleamol said:
Welshbeef said:
As said previously we'd not send ours to Private school.
It really is a nuisance when one has to back out of a deal on a classic Porsche, purchased when squiffy; from an exclusive auction house of course!
Couldn't agree more - more so that its on its way to 3 years ago too wink. You've a good memory son.

Lucas CAV

3,022 posts

219 months

Saturday 28th November 2015
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Only if full boarding

Welshbeef said:
jogger1976 said:
FFS, are they taking the piss?

If they're earning £190,000 joint that would suggest that they're well educated (presumably) intelligent and financially savvy people?

With this in mind, my advice to them if they're determined to send darling Panchetta and Bruscetta to private school is move out of London and find somewhere cheaper with a fast connection to the Smoke. Plenty of people do this, so why not them.

Unfortunately, I think the truth is they're both clueless "Keep up with the Jones's" types who want to have their cake and eat it.

Can't say I've got a lot of sympathy, especially as he's a maangement consultant and she's an injury lawyer. rolleyes
Well private school is £30k per child per year plus pricy uniforms pricy trips etc so let's say on top of the £60k they have to then spend maybe £5-10k more? So £70k.
If they earn £190k the take home is £110k so £40k left for mortgage (£28k) so then only £12k for vehicles clothing food holidays phones tinternet etc.

You say more out of London well £750k doesn't buy you heaps in the Home Counties but then you have £5k each for commuting every year plus parking so let's say £12k Net income. Think about that even if they only pay 40% tax then commuting to town actually costs them a gross salary of £20k.


Clearly it can easily be done but if they have to work where they do and still have a life outside of commuting and actually seeing their kids then out of London doesn't really cut it. As said previously we'd not send ours to Private school.

schmunk

4,399 posts

125 months

Saturday 28th November 2015
quotequote all
Welshbeef said:
moleamol said:
Welshbeef said:
As said previously we'd not send ours to Private school.
It really is a nuisance when one has to back out of a deal on a classic Porsche, purchased when squiffy; from an exclusive auction house of course!
Couldn't agree more - more so that its on its way to 3 years ago too wink. You've a good memory son.
We all remember those shenanigans...

hehe