Car smashes into coffee shop
Discussion
turbobloke said:
This is what I took Digga to be referring to with "certainly their own demise" and insurance costs won't differentiate between own demise and others' demise as costs will be as near as dammit the same.
Not true. A young man crashing and killing himself doesn't cost the insurers much at all. The cost of the car if it's comp and a small death benefit, maybe £2K to 5K on most policies. If he injures himself he doesn't even get that. He gets nothing. But killing or injuring someone else costs insurers loads.
TwigtheWonderkid said:
turbobloke said:
This is what I took Digga to be referring to with "certainly their own demise" and insurance costs won't differentiate between own demise and others' demise as costs will be as near as dammit the same.
Not true. A young man crashing and killing himself doesn't cost the insurers much at all. The cost of the car if it's comp and a small death benefit, maybe £2K to 5K on most policies. If he injures himself he doesn't even get that. He gets nothing. But killing or injuring someone else costs insurers loads.
Also the road surface and road furniture may be damaged or an oil spill could occur and need clearing up, other third party losses may arise including 'damage only' with vehicles that happen to be nearby, also buildings / fences and so on, apparently there is even a cost for closure of a motorway hard shoulder which is passed on.
With a known and insured driver, all of the above parties have a claim on the driver's insurance in a fatac where a young male motorist is the only person who dies. The idea that a fatac occurs so climically that only the driver is affected in any way is far too simplistic.
It appears that liability for this type of third party loss has led to a position where private contractors operating on behalf of the relevant authority or agency have been suspected of levying inflated claims against insurance policies, some are reduced when challenged but not all will be identified and this naturally increases costs to the insurer even more.
Another case of an elderly driver hitting the accelerator when they were aiming to hit the brakes.
http://www.dailymail.co.uk/news/article-5057721/Pe...
http://www.dailymail.co.uk/news/article-5057721/Pe...
BlackLabel said:
Another case of an elderly driver hitting the accelerator when they were aiming to hit the brakes.
http://www.dailymail.co.uk/news/article-5057721/Pe...
I simply don't understand how he did what he did. Left foot for brake/clutch, Right foot for accelerator. If you've been driving for a while it becomes ingrained whether driving forward or reverse. I just cannot fathom how he thought that pressing harder with his Right foot was going to stop the car. Very odd.http://www.dailymail.co.uk/news/article-5057721/Pe...
Dogwatch said:
I simply don't understand how he did what he did. Left foot for brake/clutch, Right foot for accelerator. If you've been driving for a while it becomes ingrained whether driving forward or reverse. I just cannot fathom how he thought that pressing harder with his Right foot was going to stop the car. Very odd.
You brake with your left foot? In a road car?
I know no one who does that.
REALIST123 said:
Dogwatch said:
I simply don't understand how he did what he did. Left foot for brake/clutch, Right foot for accelerator. If you've been driving for a while it becomes ingrained whether driving forward or reverse. I just cannot fathom how he thought that pressing harder with his Right foot was going to stop the car. Very odd.
You brake with your left foot? In a road car?
I know no one who does that.
BlackLabel said:
Another case of an elderly driver hitting the accelerator when they were aiming to hit the brakes.
http://www.dailymail.co.uk/news/article-5057721/Pe...
It's not in the UK, but there is a link to another incident, resulting in a car buried in a classroom and two children dead. http://www.dailymail.co.uk/news/article-5057721/Pe...
http://www.dailymail.co.uk/news/article-5056935/Ba...
I learnt left foot braking from Pentti Airikkala many years ago, when I was still quite young.
One of the few rules I can still remember was the need to re-learning the behaviour of your own car before using it as standard. That is something that would be hard to re-teach, more so with drivers of many years experience, and more difficult still with most people that are not driving enthusiasts.
One of the few rules I can still remember was the need to re-learning the behaviour of your own car before using it as standard. That is something that would be hard to re-teach, more so with drivers of many years experience, and more difficult still with most people that are not driving enthusiasts.
REALIST123 said:
NRS said:
Automatic?
Of course automatic. No one was taught to LFB and there's no need for it.
As I said, I know of no one who does it and I doubt that more than a very small minority do. Especially those who drive a range of cars both manual and auto.
Alucidnation said:
Anyway, why is the brake pedal bigger in an auto?
Potentially to help old biddies who havent a clue which one they are pressing so it makes sense for the big pedal to be Stop!It always baffles me how these people manage it. An old lady in the village I grew up in managed to stamp the throttle instead of the brake and went firing across the road into a cotswold stone wall, she continued driving and had several more accidents before finally deciding that she best give up much to the relief of all her neighbours.
REALIST123 said:
NRS said:
Automatic?
Of course automatic. No one was taught to LFB and there's no need for it.
As I said, I know of no one who does it and I doubt that more than a very small minority do. Especially those who drive a range of cars both manual and auto.
My dear departed wife was a left foot braker in autos. We did a Land Rover experience day many years ago and when she jumped into the new Range Rover the instructor queried as to whether she knew what she was doing when she rested her left foot on the brake pedal before selecting the appropriate gear.
I was so proud of her when she told him that it was a normal thing for her and he seemed pleasantly surprised.
I was so proud of her when she told him that it was a normal thing for her and he seemed pleasantly surprised.
REALIST123 said:
NRS said:
Automatic?
Of course automatic. No one was taught to LFB and there's no need for it.
As I said, I know of no one who does it and I doubt that more than a very small minority do. Especially those who drive a range of cars both manual and auto.
Was questioned on it a few times, couldn't explain it.
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