smile :)

Author
Discussion

LordGrover

Original Poster:

33,539 posts

212 months

Thursday 10th April 2014
quotequote all
I've banked with smile for a long time, probably ten years and been happy with them.

I just have current account, a small personal loan which will be repaid in a few months anyway and a savings (rainy day) account with less than £2,000 in it.

With the co-ops negative press recently, should I move to one of the big High Street banks or are they all effectively the same?
I have an old HSBC current account which has been dormant since my salary stopped going into it when I switched to smile. I still get annual statements saying zero in, zero out, zero balance.

Simpo Two

85,417 posts

265 months

Thursday 10th April 2014
quotequote all
'We live up to our customers' ethical priorities'. teehee

At the current account/small beans level, convenience of use/customer service might be the best decider. In this respect I can't think that anyone is better than First Direct.

Smile is sure to be covered by the compensation scheme so even if it goes phut your £2K will be safe.