what credit card - to be paid off every month?
Discussion
Not sure where you're based, but I certainly find Amex isn't accepted at a lot of places in the UK.
I have an Amex card which I use as much as I can for the cashback. It is generally accepted at bigger chains - the major petrol companies, supermarkets, etc. It quite often isn't accepted at smaller, independent retailers so I carry a Visa credit card which I use then (which gives me a lower level of cashback).
Examples of where I have spent money over the last month that don't accept Amex:
Evans Cycles
My local Chinese takeaway
The local "Pet and Garden warehouse"
Chainreaction cycles
Wiggle (hmm, I can see a theme here ...)
O2 for a SIM top-up for my house alarm
Local surf/skateboard shop
Local laptop repair shop
Local pub
Zsig (online retailer of sports equipment)
Cycle Surgery (I'm such a bike shop tart)
Local Italian restaurant
Justgiving website
Another local pub
Local farm shop
Having said that, I would still recommend an Amex if you can have it alongside another non-Amex card. The Amex customer service is always very good.
I have an Amex card which I use as much as I can for the cashback. It is generally accepted at bigger chains - the major petrol companies, supermarkets, etc. It quite often isn't accepted at smaller, independent retailers so I carry a Visa credit card which I use then (which gives me a lower level of cashback).
Examples of where I have spent money over the last month that don't accept Amex:
Evans Cycles
My local Chinese takeaway
The local "Pet and Garden warehouse"
Chainreaction cycles
Wiggle (hmm, I can see a theme here ...)
O2 for a SIM top-up for my house alarm
Local surf/skateboard shop
Local laptop repair shop
Local pub
Zsig (online retailer of sports equipment)
Cycle Surgery (I'm such a bike shop tart)
Local Italian restaurant
Justgiving website
Another local pub
Local farm shop
Having said that, I would still recommend an Amex if you can have it alongside another non-Amex card. The Amex customer service is always very good.
jon- said:
GreatPretender said:
Drivel.
As I've said already (is this thing on etc.), I use my Amex almost exclusively for everything I spend. Currently racking up almost 100k Avios a year on it, which is a return flight for two to the US each year.
I think it's worth it.
What's that in monthly spend?As I've said already (is this thing on etc.), I use my Amex almost exclusively for everything I spend. Currently racking up almost 100k Avios a year on it, which is a return flight for two to the US each year.
I think it's worth it.
bad company said:
jshell said:
RBS Black credit card. Costs me about £18 a month.
I just looked at that as I am thinking of cancelling my £450 a year Amex Platinum card. Trouble is RBS seem to have discontinued it:-http://personal.rbs.co.uk/private/our-products/cre...
If anybody knows of any other alternatives to Amex I would love to hear? I need\want Priority Pass, Travel Insurance and any other benefits.
Black cards are usually by invitation, the Amex one certainly is and the Visa Infinite comes with the right bank account.
Both bring a host of benefits although it is very hard to beat Amex black, aka the Centurion card.
But there is no point in a card like that unless you travel a lot and use there services a lot.
Both bring a host of benefits although it is very hard to beat Amex black, aka the Centurion card.
But there is no point in a card like that unless you travel a lot and use there services a lot.
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