personal loan, why would you choose say 6.1% APR over 3.9%
Discussion
My thinking is based on the following, taking HSBC as an example.
Anything between £7k-15k it is at 3.9%
Anything below £7k is 6.1%
If those who gets through the checks and are legible, why would they go say £6k?
Would it not be better to go for the £7k to get the lower rate and use say the difference of £1k as over payment
Anything between £7k-15k it is at 3.9%
Anything below £7k is 6.1%
If those who gets through the checks and are legible, why would they go say £6k?
Would it not be better to go for the £7k to get the lower rate and use say the difference of £1k as over payment
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