Splitting up with girlfriend in a joint owned mortgage...
Discussion
Tonberry said:
Nothing useful to add except....
Why the f
k did you buy a house with her anyway?
You can't fix stupid I guess.
If it was a quick buy after a bit of how's yer father maybe - but it sounds like it was a long term situation. Why the f
k did you buy a house with her anyway?You can't fix stupid I guess.
Thing is there are 2 sides to every story were hearing only 1, maybe OP kept telling her about how much he had put in and that he wasn't really viewing it as a partnership that niggled away and ultimately ended it, or he had a number of ladies or her the other way or just simply didn't work out who knows.
I'm under no illusion after 25 years of joint property ownership with the woman that is now my wife, that I own half of everything she thinks she owns, and she owns half of everything that I know she owns half of. Were we to split up, I'd have half the house, have the savings, and have my business, (despite me holding 100% of the shares), half my pension and half her pension.
Feck knows where the original deposit came from. Maybe it was a gift from my mum, or maybe it came from my wife's savings. It never came from me. I was overdrawn by £600, exactly the sum of money I'd spent on the engagement ring.
Feck knows where the original deposit came from. Maybe it was a gift from my mum, or maybe it came from my wife's savings. It never came from me. I was overdrawn by £600, exactly the sum of money I'd spent on the engagement ring.
I have just been through this with my ex.
In order to take her name off the mortgage I needed to apply for a new mortgage in my sole name. There were fees involved admittedly in my case only about £200 but they may be significantly higher depending on what mortgage product you have.
Then in order to resolve the equity release, deeds etc a transfer of equity was performed involving new hm land registry searches and the like equating to about £600 in fees. I'm not in anyway a legal type but suggest you speak with your lender to find out for yourself what's involved and also take some legal advice.
In order to take her name off the mortgage I needed to apply for a new mortgage in my sole name. There were fees involved admittedly in my case only about £200 but they may be significantly higher depending on what mortgage product you have.
Then in order to resolve the equity release, deeds etc a transfer of equity was performed involving new hm land registry searches and the like equating to about £600 in fees. I'm not in anyway a legal type but suggest you speak with your lender to find out for yourself what's involved and also take some legal advice.
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