Budget software
Discussion
Hi all,
Looking for some advice on a personal budgeting software. Me and the Mrs currently use a excel spreadsheet but am wondering if there is anything better?
I want something really simple as I used YNAB and found it too complicated and not what I want to do.
Anyone got any other suggestions?
Looking for some advice on a personal budgeting software. Me and the Mrs currently use a excel spreadsheet but am wondering if there is anything better?
I want something really simple as I used YNAB and found it too complicated and not what I want to do.
Anyone got any other suggestions?
I have used Microsoft money sunset.
I have used it for years and its free , cant get more budget than that.
simple to use and covers just about everything a household budgeting system should
http://www.microsoft.com/en-us/download/details.as...
bullit
I have used it for years and its free , cant get more budget than that.
simple to use and covers just about everything a household budgeting system should
http://www.microsoft.com/en-us/download/details.as...
bullit
richatnort said:
Me and the Mrs currently use a excel spreadsheet
I find this works very well. A "one page" Excel spreadsheet can be a truly remarkable thing. IMO the secret is to keep things as simple as possible while having enough columns to cover the major items.One "real world" aspect which can work well is to operate two separate bank accounts.
Example:
Employer pays your net pay £1,500 a month into an account.
Your Excel spreadsheet says your normal monthly outgoings, including food shopping etc, are £1,300
Set up a regular monthly transfer so that £1,300 a month is transferred to your normal spending account
The other £200 is kept away from your debit card(s) and has a better chance of not being spent!
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