How much do you save?
Discussion
Anything between five and seven grand but I'm probably f
ked up, I work loads and dont spend a lot (never been comfortable having more than 1k a month spent) I do 99% of things myself and I don't even have a car anymore to save money.
All I have is a pushbike and a Vespa scooter.
Eta paid every four weeks
ked up, I work loads and dont spend a lot (never been comfortable having more than 1k a month spent) I do 99% of things myself and I don't even have a car anymore to save money. All I have is a pushbike and a Vespa scooter.
Eta paid every four weeks
Edited by MajorProblem on Saturday 20th June 16:54
GT03ROB said:
swerni said:
I save roughly 50% to 60% of my gross income.
Serious question....how the fk do you manage that? Knocking off tax & NI will only leave around 65% of gross in the 1st place.Or am I missing something obvious?
MajorProblem said:
Anything between five and seven grand but I'm probably fked up, I work loads and dont spend a lot (never been comfortable having more than 1k a month spent) I do 99% of things myself and I don't even have a car anymore to save money.
All I have is a pushbike and a Vespa scooter.
Eta paid every four weeks
You really need to get a life. What's the point of earning and saving that much and depriving yourself of the good things? Ok I'm sure you will spend it at some point (actually, no I'm not) but that's no use if you die in the meantime.ked up, I work loads and dont spend a lot (never been comfortable having more than 1k a month spent) I do 99% of things myself and I don't even have a car anymore to save money. All I have is a pushbike and a Vespa scooter.
Eta paid every four weeks
Edited by MajorProblem on Saturday 20th June 16:54
Are you a hoarder, with rooms full of newspapers from the 80s and stuff?
Edited - I'm assuming you meant you saved that amount per month and not per year.
Edited by rossub on Saturday 20th June 17:52
MajorProblem said:
GT03ROB said:
swerni said:
I save roughly 50% to 60% of my gross income.
Serious question....how the fk do you manage that? Knocking off tax & NI will only leave around 65% of gross in the 1st place.Or am I missing something obvious?
swerni said:
GT03ROB said:
swerni said:
GT03ROB said:
limpsfield said:
I love these threads. Are we at the bit yet where we all get our cocks out?
Give it time....I just answered a simple question
What percentage you save isn't a function of wealth, more a function of living a ralarivlry simple life.
You could save nothing but earn far more and have a f
king great time. Also depends on your age.
tting.You'll notice I've not answered the question however. Primarily this is because I'm confused as to what constitutes savings (Pension contributions?? Mortgage repayments?? Money I just don't spend??); do I express it as an absolute number IE: pounds / month ; or a percentage?? ; if as a percentage, a percentage of what? (UK nett/gross/basic salary/all payments). I could seek to impress & make it the perceived largest figure, or make it a perceived small figure.
I find it interesting how on these threads people can play games with these variable to create the impression they want.
My old man sacrificed holidays etc and put loads in a pension on the basis he would do all the things he wanted to when he retired.
He retired, and two months later he died.
Live life while you can and make sure you save enough, but don't live a quiet life on the basis that you will do stuff next month/next year/when you are 79, because it might never happen.
He retired, and two months later he died.
Live life while you can and make sure you save enough, but don't live a quiet life on the basis that you will do stuff next month/next year/when you are 79, because it might never happen.
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