Bacs over £20k
Discussion
Why are the banks so dam unhelpful, yet they still manage to loose gazilions to fraudsters.
Changing Mrs Dixys car, dealership I have dealt with for years, salesman said can I bacs it, sory 20k limit, so even if I do it in chunks would take several days. Can use a debit card but if it does not get chucked out I would be far from impressed so thaught I would give them a heads up. "No you can't do that sir". For fks sake how the hell am I meant to take my money and give it to them.
Changing Mrs Dixys car, dealership I have dealt with for years, salesman said can I bacs it, sory 20k limit, so even if I do it in chunks would take several days. Can use a debit card but if it does not get chucked out I would be far from impressed so thaught I would give them a heads up. "No you can't do that sir". For fks sake how the hell am I meant to take my money and give it to them.
Dixy said:
Why are the banks so dam unhelpful, yet they still manage to loose gazilions to fraudsters.
Changing Mrs Dixys car, dealership I have dealt with for years, salesman said can I bacs it, sory 20k limit, so even if I do it in chunks would take several days. Can use a debit card but if it does not get chucked out I would be far from impressed so thaught I would give them a heads up. "No you can't do that sir". For fks sake how the hell am I meant to take my money and give it to them.
Any reason your bank gave for not being able to use debit card??Changing Mrs Dixys car, dealership I have dealt with for years, salesman said can I bacs it, sory 20k limit, so even if I do it in chunks would take several days. Can use a debit card but if it does not get chucked out I would be far from impressed so thaught I would give them a heads up. "No you can't do that sir". For fks sake how the hell am I meant to take my money and give it to them.
GT03ROB said:
Dixy said:
Why are the banks so dam unhelpful, yet they still manage to loose gazilions to fraudsters.
Changing Mrs Dixys car, dealership I have dealt with for years, salesman said can I bacs it, sory 20k limit, so even if I do it in chunks would take several days. Can use a debit card but if it does not get chucked out I would be far from impressed so thaught I would give them a heads up. "No you can't do that sir". For fks sake how the hell am I meant to take my money and give it to them.
Any reason your bank gave for not being able to use debit card??Changing Mrs Dixys car, dealership I have dealt with for years, salesman said can I bacs it, sory 20k limit, so even if I do it in chunks would take several days. Can use a debit card but if it does not get chucked out I would be far from impressed so thaught I would give them a heads up. "No you can't do that sir". For fks sake how the hell am I meant to take my money and give it to them.
I don't like paying bank charges.
forest07 said:
GT03ROB said:
Dixy said:
Why are the banks so dam unhelpful, yet they still manage to loose gazilions to fraudsters.
Changing Mrs Dixys car, dealership I have dealt with for years, salesman said can I bacs it, sory 20k limit, so even if I do it in chunks would take several days. Can use a debit card but if it does not get chucked out I would be far from impressed so thaught I would give them a heads up. "No you can't do that sir". For fks sake how the hell am I meant to take my money and give it to them.
Any reason your bank gave for not being able to use debit card??Changing Mrs Dixys car, dealership I have dealt with for years, salesman said can I bacs it, sory 20k limit, so even if I do it in chunks would take several days. Can use a debit card but if it does not get chucked out I would be far from impressed so thaught I would give them a heads up. "No you can't do that sir". For fks sake how the hell am I meant to take my money and give it to them.
I don't like paying bank charges.
Dixy said:
It is possible I can use a debit card but I would expect an amount of this size to be challenged, what I do not understand is why I can not pre arrange it.
OK with you. Any significant amount I've told the bank & they have said they would note it, but that could not guarantee that there would not be queries. Putting through amounts of up to 10k has never caused a query. I did 45k without notifying & that didn't cause a query either, just straight through. At 60k again without notifying it took about 20mins on the phone to the bank basically verifying I was the account owner, through various questions. The dealer didn't have a problem, said it was not unusual. So my experience is they won't refuse the amount but will take security steps to verify the transaction. this is with NatWest by the way. counterofbeans said:
forest07 said:
I don't like paying bank charges.
Why do people expect to get their banking done for nothing?OP if you wish to pay by debit card it would be worth just advising your bank. When the transaction is made you normally have to answer a few security questions. One question is normally how long have you held the account.
What banks are we talking about here. Bacs upper limit is £100k and then each bank will have their own internal limits. I have sent £90k by bacs before. Most if not all high street banks can do same day faster payment now as well.
My parents bought a new car recently, £19k on a debit card and what was very weird my dad did not have to chip and pin it or sign anything from the pdq!
I bought a car earlier this year with my debit card and no issues
My parents bought a new car recently, £19k on a debit card and what was very weird my dad did not have to chip and pin it or sign anything from the pdq!
I bought a car earlier this year with my debit card and no issues
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