Virgin Atlantic AMEX Card

Virgin Atlantic AMEX Card

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Discussion

rich12

Original Poster:

3,463 posts

154 months

Monday 13th June 2016
quotequote all
Hi,

I've been looking into this today and trying to see if it would actually benefit me.

They are currently 'giving' 18,500 miles for signing up (after first purchase) and another 11,500 miles after spending £3k.
I currently have around 10,000 miles and am booked to go to Barbados in August.

What I can't seem to find the answer for is would I be able to use them against an upgrade for Barbados or is that too soon?
It says that I would need 80,000 miles to upgrade to upperclass both ways so would need to do abit of spending but what i'm trying to workout is it a false economy as i'm not a frequent flyer so wouldn't exactly be racking up miles from just flying.

For example, i've seen you can actually buy miles (80,000 = £1200 which is half the price of actually buying upperclass tickets) so surely it's not that simple.

Hope this makes sense!

85Carrera

3,503 posts

237 months

Monday 13th June 2016
quotequote all
I had a gold card with VA. "Earned" me a companion ticket. But only if I paid full fare, which, funnily enough, was the twice of two tickets with them. So the companion ticket was worth fk all.

BA a better option. Fewer chavs in Upper/Business Class too.

bad company

18,576 posts

266 months

Tuesday 14th June 2016
quotequote all
If you take this card I would make sure you have another to use abroad as there is a 2.99% foreign transaction fee.

AB

16,985 posts

195 months

Tuesday 14th June 2016
quotequote all
I do the majority of spending on my Virgin AMEX (comes with a Visa for those places that don't accept it).

I fly with Virgin once or twice a year and use the points for upgrades. They've recently moved the goalposts though, you need more points than previously for upgrades.

Example costings, I used around 60,000 points and paid £1,200 for 2 PE flights to Florida last month which is about the same as 2 economy seats.

Sign up for e-rewards too and fill in a few surveys each week in front of the TV and earn even more.

Can't remember the name of the hotel company that gives you air miles but book any work accommodation through them and earn there too.

Use Tesco and auto convert to air miles gives you a boost.

Serves it's purpose for me.

rich12

Original Poster:

3,463 posts

154 months

Tuesday 14th June 2016
quotequote all
AB said:
I do the majority of spending on my Virgin AMEX (comes with a Visa for those places that don't accept it).

I fly with Virgin once or twice a year and use the points for upgrades. They've recently moved the goalposts though, you need more points than previously for upgrades.

Example costings, I used around 60,000 points and paid £1,200 for 2 PE flights to Florida last month which is about the same as 2 economy seats.

Sign up for e-rewards too and fill in a few surveys each week in front of the TV and earn even more.

Can't remember the name of the hotel company that gives you air miles but book any work accommodation through them and earn there too.

Use Tesco and auto convert to air miles gives you a boost.

Serves it's purpose for me.
When you upgraded your flights, was it an easy thing to do? As in it's not just on select flights etc?

leemanning

557 posts

152 months

Tuesday 14th June 2016
quotequote all
Upgrading the flights isn't that simple unfortunately.
It all depends on what class of flights you bought (not economy, premium upper - but they have codes or bands for the type of flight you bought). If you have already purchased the flight and it was the cheapest on offer at the time, it is unlikely you'll be able to use your miles to upgrade it after you have already purchased. It's a bit of a dark art as you don't really know what class of flight you are buying until afterwards.

With Barbados in a few months time, it is unlikely that there will be availability and that you will gain enough points in that time, as the points are credited at the end of each month after your statement is issued.

We get good value from our card, but in your particular circumstance I would say it will be extremely unlikely you'll be able to do what you propose in such a short time frame.

However, don't let that put you off the card long term as I think it is good value.

rich12

Original Poster:

3,463 posts

154 months

Tuesday 14th June 2016
quotequote all
Spoke to Virgin. They said that the 'miles' tickets have all gone for the outgoing flight so that answers my question.

My travel agent has quoted me £1800 to upgrade from economy to upper class outbound (for both of us) and we will stay premium economy inbound.

Very tempted tbh.

bad company

18,576 posts

266 months

Tuesday 14th June 2016
quotequote all
This is a much better card IMO:- https://www.lloydsbank.com/credit-cards/avios-rewa...

No forex fees, Avios points & only £24 per year.

DonkeyApple

55,272 posts

169 months

Tuesday 14th June 2016
quotequote all
85Carrera said:
I had a gold card with VA. "Earned" me a companion ticket. But only if I paid full fare, which, funnily enough, was the twice of two tickets with them. So the companion ticket was worth fk all.

BA a better option. Fewer chavs in Upper/Business Class too.
It's weird, I've noticed that. The Virgin flights seem to have a lot of people who are hoping to see someone famous. It seems to start in the lounge, I've been noticing lots of people doing a lap to see who is in which I've never noticed with BA.

The BA Amex companion flight seems to work well and gives me a genuine saving each year and I wasn't surprised by your remark that the VA ticket meant bugger all. All firms are cheeky with their marketing wheezes but VA does seem to very much favour form over function heavily.

DonkeyApple

55,272 posts

169 months

Tuesday 14th June 2016
quotequote all
bad company said:
This is a much better card IMO:- https://www.lloydsbank.com/credit-cards/avios-rewa...

No forex fees, Avios points & only £24 per year.
Don't forget that there are forex fees it is just that they wrap them into the spread. Deals that do that normally cost more as you can hide some walloping comms in a widened or skewed spread.

bad company

18,576 posts

266 months

Tuesday 14th June 2016
quotequote all
DonkeyApple said:
bad company said:
This is a much better card IMO:- https://www.lloydsbank.com/credit-cards/avios-rewa...

No forex fees, Avios points & only £24 per year.
Don't forget that there are forex fees it is just that they wrap them into the spread. Deals that do that normally cost more as you can hide some walloping comms in a widened or skewed spread.
Amex charge 2.99% forex fee plus whatever they get on the spread. I have an Amex platinum card but only use it for £'s transactions.

DonkeyApple

55,272 posts

169 months

Tuesday 14th June 2016
quotequote all
bad company said:
DonkeyApple said:
bad company said:
This is a much better card IMO:- https://www.lloydsbank.com/credit-cards/avios-rewa...

No forex fees, Avios points & only £24 per year.
Don't forget that there are forex fees it is just that they wrap them into the spread. Deals that do that normally cost more as you can hide some walloping comms in a widened or skewed spread.
Amex charge 2.99% forex fee plus whatever they get on the spread. I have an Amex platinum card but only use it for £'s transactions.
I wouldn't use any card for forex, I was just highlighting that there is no such thing as no forex fees. It's a wheeze played around the lax regulatory requirements for commission disclosure that the retail physical forex market has latched onto.

Lloyds wont be any cheaper than AMEx or any other operator. They simply package the charges differently to suit their target customer.

bad company

18,576 posts

266 months

Tuesday 14th June 2016
quotequote all
DonkeyApple said:
bad company said:
DonkeyApple said:
bad company said:
This is a much better card IMO:- https://www.lloydsbank.com/credit-cards/avios-rewa...

No forex fees, Avios points & only £24 per year.
Don't forget that there are forex fees it is just that they wrap them into the spread. Deals that do that normally cost more as you can hide some walloping comms in a widened or skewed spread.
Amex charge 2.99% forex fee plus whatever they get on the spread. I have an Amex platinum card but only use it for £'s transactions.
I wouldn't use any card for forex, I was just highlighting that there is no such thing as no forex fees. It's a wheeze played around the lax regulatory requirements for commission disclosure that the retail physical forex market has latched onto.
So how do you pay hotels & restaurants etc., when overseas?

DonkeyApple

55,272 posts

169 months

Tuesday 14th June 2016
quotequote all
bad company said:
DonkeyApple said:
bad company said:
DonkeyApple said:
bad company said:
This is a much better card IMO:- https://www.lloydsbank.com/credit-cards/avios-rewa...

No forex fees, Avios points & only £24 per year.
Don't forget that there are forex fees it is just that they wrap them into the spread. Deals that do that normally cost more as you can hide some walloping comms in a widened or skewed spread.
Amex charge 2.99% forex fee plus whatever they get on the spread. I have an Amex platinum card but only use it for £'s transactions.
I wouldn't use any card for forex, I was just highlighting that there is no such thing as no forex fees. It's a wheeze played around the lax regulatory requirements for commission disclosure that the retail physical forex market has latched onto.
So how do you pay hotels & restaurants etc., when overseas?
For me, I just use a Citibank current account card that I can switch between GBP, EUR and USD. I then transfer balances at market rate via a broker (a broker that you never inform which way you are trading so they have to give you a spread around a recognised mid price) not the bank retail rate.

Physical forex is unregulated so it's a rapists paradise. Note that if you look into your Lloyds fx transactions small print you will almost certainly notice that the transactions are not carried out by the company that holds the banking license. That's the most common loophole used.

Obviously, if you're just going to putting a few quid through your card the effort isn't worth it at all but the cost differential mounts very rapidly.

AB

16,985 posts

195 months

Wednesday 15th June 2016
quotequote all
rich12 said:
Spoke to Virgin. They said that the 'miles' tickets have all gone for the outgoing flight so that answers my question.

My travel agent has quoted me £1800 to upgrade from economy to upper class outbound (for both of us) and we will stay premium economy inbound.

Very tempted tbh.
Worth it all day long! However, if it was a choice I'd be UC inbound as you'll probably want to sleep.

AB

16,985 posts

195 months

Wednesday 15th June 2016
quotequote all
rich12 said:
When you upgraded your flights, was it an easy thing to do? As in it's not just on select flights etc?
I don't upgrade afterwards. I call them and sort it all out at time of booking. Helps a bit if you can be flexible i.e +/- 3 days which I generally don't have a problem with as we have a place in Florida so accommodation isn't a worry.

rich12

Original Poster:

3,463 posts

154 months

Wednesday 15th June 2016
quotequote all
I did look at UC inbound but my reason for staying PE is that yes we will just be sleeping (night flight) so don't really want to pay cicra £2k to sleep whereas I know we will really enjoy UC on the way out.


craig1912

3,295 posts

112 months

Wednesday 15th June 2016
quotequote all
bad company said:
So how do you pay hotels & restaurants etc., when overseas?
I use a Halifax Clarity Card- no fees and the exchange rate used doesn't rip you off either

bad company

18,576 posts

266 months

Wednesday 15th June 2016
quotequote all
craig1912 said:
bad company said:
So how do you pay hotels & restaurants etc., when overseas?
I use a Halifax Clarity Card- no fees and the exchange rate used doesn't rip you off either
I also have one of those but recently started using the Lloyds card instead. All of the above plus Avios points.

okgo

38,037 posts

198 months

Wednesday 15th June 2016
quotequote all
rich12 said:
I did look at UC inbound but my reason for staying PE is that yes we will just be sleeping (night flight) so don't really want to pay cicra £2k to sleep whereas I know we will really enjoy UC on the way out.
PE is a pile of st, its barely any better than E.

I would do as you say, make use of the UC on the way out, food, booze, etc - lets be honest, on no plane without a proper cabin (not sure VA have these yet?) are you going to get a 'good' nights sleep, so makes little odds.