Which Pension/SIPP provider are you with, and why?

Which Pension/SIPP provider are you with, and why?

Author
Discussion

Cheib

23,240 posts

175 months

Sunday 23rd October 2016
quotequote all
I use Transact....have my SIPP, ISA's and invesmtents outside of those "vehicles" all in the same place.

Not the cheapest but they seem to be very highly/get loads of awards. I've had a few slightly unusual investments over the years and they've been able to cope with them when others haven't (which is why I first moved to them).

Aquarius909

99 posts

165 months

Sunday 23rd October 2016
quotequote all
Cheib said:
I use Transact....have my SIPP, ISA's and invesmtents outside of those "vehicles" all in the same place.

Not the cheapest but they seem to be very highly/get loads of awards. I've had a few slightly unusual investments over the years and they've been able to cope with them when others haven't (which is why I first moved to them).
+1 for Transact

Also have Selftrade and find that good for ISAs and an old SIPP.

anonymous-user

54 months

Friday 21st June 2019
quotequote all
Bumping to ask, how do you quantify the risk of investing into a SIPP for 20 years?

I'm 40 and doing the sums on putting Ltd profit into a SIPP vs other investments.

I'm assuming the risk of me not having access to this money in 20 years when I am 60, is non zero. Is it so small to be near enough zero to ignore?

If not I would like to add in some kind of adjustment to account for the risk in using this method.

I'm talking things like, government pushing SIPP age from 55 to 65. Or even systemic risk of SIPP provider going bust or something I havn't thought of. The SIPP is with HL.