Financial adviser/pension adviser recommendation wanted

Financial adviser/pension adviser recommendation wanted

Author
Discussion

rlw

Original Poster:

3,329 posts

237 months

Friday 9th December 2016
quotequote all
I need some help with dealing with my three pensions which all come with different conditions, maybe put it all in one etc, and as I'm 64 I need to do it soon.

Can anyone recommend a financial/pension professional who can advise me on the best way forward. No dodgy geezers please......................

The Leaper

4,952 posts

206 months

Friday 9th December 2016
quotequote all
You could start by contacting The Pensions Advisory Service on their helpline. They do not give advice but they do give guidance. All free. So they could explain what your possible options are, which may be specific to each pension you have, and the advantages and disadvantages of those options. You could then see an IFA with a better idea of what you can and should not do.

R.

Ginge R

4,761 posts

219 months

Friday 9th December 2016
quotequote all
rlw said:
I need some help with dealing with my three pensions which all come with different conditions, maybe put it all in one etc, and as I'm 64 I need to do it soon.

Can anyone recommend a financial/pension professional who can advise me on the best way forward. No dodgy geezers please......................
You can try www.unbiased.co.uk or www.vouchedfor.co.uk. Those links are paid for, but it'll get you a decent choice in your area. Or, you can search on the Money Advice Service website. This one is free for advisers to use, although not all advisers choose to be on there.

https://www.moneyadviceservice.org.uk/en/categorie...


Moominho

893 posts

140 months

Friday 9th December 2016
quotequote all
Ginge R said:
You can try www.unbiased.co.uk or www.vouchedfor.co.uk. Those links are paid for, but it'll get you a decent choice in your area. Or, you can search on the Money Advice Service website. This one is free for advisers to use, although not all advisers choose to be on there.

https://www.moneyadviceservice.org.uk/en/categorie...
Ginge R is being modest in not recommending himself, he has a very good rep amongst PH'ers...

Jockman

17,917 posts

160 months

Friday 9th December 2016
quotequote all
At 64 I would defo be looking at advice and I would be focusing in on any cost / benefits to amalgamating pensions so near to fruition.

Oh, and yes, I would contact Ginge R.

fishseller

359 posts

94 months

Wednesday 21st December 2016
quotequote all
Hi I have never had a pension but my accountant says I should start one up I am 51 and would like to retire at 61 is it worth it for 10 years or purchase another house in wifes name and rent it out ?
I am a lower rate taxpayer self employed own home have no debts and earn quite well any advice cheers

tsinc

400 posts

152 months

Tuesday 3rd January 2017
quotequote all
Ginge R said:
You can try www.unbiased.co.uk or www.vouchedfor.co.uk. Those links are paid for, but it'll get you a decent choice in your area. Or, you can search on the Money Advice Service website. This one is free for advisers to use, although not all advisers choose to be on there.

https://www.moneyadviceservice.org.uk/en/categorie...
What's the best way to contact you? Via the website on your profile?

edit: Ignore that, missed the "Email me" link on your profile. Have sent you an email smile

Edited by tsinc on Tuesday 3rd January 14:15