American Express charge card

[oyster]

bad company said:

Beanbob said:

Thanks all.

Been doing some playing with the sums and I think the Amex Gold is likely to be the better bet. Although it only has two free lounge passes, I can buy others at £15 per time which is half-price compared to buying access online. That saving, plus the no-fee in year one and much lower fee after that makes for a better deal I think.

BEWARE- Amex charge 2.99% forex fee if you use the card abroad. That's why I changed from Amex Platinum to this:-

https://www.lloydsbank.com/credit-cards/avios-rewa...

If you expense your overseas costs to clients then it doesn't matter.

If it's your own personal travel, or your business then it hurts.

[ecs]

That's one thing I never understand about Amex - they market themselves to be a traveller's choice type product, but if you use the card abroad then the exchange rate is crap and the ERTF fee is massive.

[Glasgowrob]

Don't understand small merchants not taking it. We're a small taxi company and our fees for Amex are the same to visa/MasterCard makes no difference whatsoever

[bad company]

ecs said:

That's one thing I never understand about Amex - they market themselves to be a traveller's choice type product, but if you use the card abroad then the exchange rate is crap and the ERTF fee is massive.

The most galling thing is that Amex Platinum USA clients pay less, $450 for the card and have no forex fees.

[GCH]

bad company said:

The most galling thing is that Amex Platinum USA clients pay less, $450 for the card and have no forex fees.

Up to $550 at the end of march

[RBH58]

bad company said:

The most galling thing is that Amex Platinum USA clients pay less, $450 for the card and have no forex fees.

Amex Platinum in Australia is AUD$1,200 per annum (at today's exchange rates that's GBP737 USD$920). Centurion is AUD$5,000 (GBP3,072 USD$3,834)

You think you guys get gouged?!

[okgo]

But people selling gym memberships get paid 100k in Aus.

[Tim330]

Does anyone want a referral to the Preferred Rewards Gold Card? You would get 22,000 points sign up bonus instead of 20,000 if you spend £2,000 in the 1st 3 months? I would receive 9,000 points for the referral. PM me if interested.