Receiving eBay payment.
Discussion
DuraAce said:
Ask for a BACS payment instead.
I wouldn't be giving a stranger (and especially someone I suspected of being a scammer!) my bank details...!OP - PayPal only. It protects you, nothing else does. Just cancel the winning bid and relist - they've not paid you the way you specified.
mickytruelove said:
Ref giving bank details out to strangers they can set direct debits up in your name no problem to charities. that is with just account number and sort code.
They could do, but it'd be a bit pointless.When cheques were more widely used you were giving your bank details out every time you used one. I don't recall there being a massive problem.
Also, haven't the time limits changed on cheques now? IIRC they can't be stopped after a few days.
Elderly said:
Yup, I would be reluctant to give a stranger my bank details,
but what protection does PayPal give me as a seller?
Here:but what protection does PayPal give me as a seller?
https://www.paypal.com/ky/webapps/mpp/security/sel...
Isn't this all a bit tin-foil hat behaviour? I guess it depends on whether you want the item sold and are happy with the price, and the buyer has decent feedback already, etc.
Assuming the buyer appears legit, then what is the issue with a cheque? Just tell them it will be x days before you will post the item to allow the cheque to clear and ensure it can't be recalled (is that even possible?).
It's not like every single person paying by cheque is a scam artist, you just need to be aware of the common tricks and protect against them. I've paid by cheque in recent years for various things.
Assuming the buyer appears legit, then what is the issue with a cheque? Just tell them it will be x days before you will post the item to allow the cheque to clear and ensure it can't be recalled (is that even possible?).
It's not like every single person paying by cheque is a scam artist, you just need to be aware of the common tricks and protect against them. I've paid by cheque in recent years for various things.
xjay1337 said:
I would just wait for the cheque to clear before sending.
I had a cheque paid into my business account recently that was subsequently reported stolen. The bank said there is no time limit for a stolen cheque to be cancelled later.See thread here. http://www.pistonheads.com/gassing/topic.asp?t=164...
jbswagger said:
I had a cheque paid into my business account recently that was subsequently reported stolen. The bank said there is no time limit for a stolen cheque to be cancelled later.
See thread here. http://www.pistonheads.com/gassing/topic.asp?t=164...
Hmmm...well, as I mentioned above, and in that thread too, the rules changed a few years ago and, as I read them, once you're into 7 working days after depositing the cheque it can't bounce. However there are some caveats and I wouldn't want to be involved in this if I had a choice.See thread here. http://www.pistonheads.com/gassing/topic.asp?t=164...
It could well be that business accounts are treated less favourably than consumer accounts too.
Jefferson Steelflex said:
Isn't this all a bit tin-foil hat behaviour? I guess it depends on whether you want the item sold and are happy with the price, and the buyer has decent feedback already, etc.
Assuming the buyer appears legit, then what is the issue with a cheque? Just tell them it will be x days before you will post the item to allow the cheque to clear and ensure it can't be recalled (is that even possible?).
It's not like every single person paying by cheque is a scam artist, you just need to be aware of the common tricks and protect against them. I've paid by cheque in recent years for various things.
Ah, the words of a man who's not yet fallen victim to the (many) scummers out there who will do anything to shaft over others.Assuming the buyer appears legit, then what is the issue with a cheque? Just tell them it will be x days before you will post the item to allow the cheque to clear and ensure it can't be recalled (is that even possible?).
It's not like every single person paying by cheque is a scam artist, you just need to be aware of the common tricks and protect against them. I've paid by cheque in recent years for various things.
I start from the basis that I won't trust someone I've never met, spoken to or have any idea whether they're who they say they are. There are SO many cons out there that it pays to be a bit pragmatic and sensible when transacting online.
If the item's high value, why wouldn't you take precautions?
Jefferson Steelflex said:
Isn't this all a bit tin-foil hat behaviour? I guess it depends on whether you want the item sold and are happy with the price, and the buyer has decent feedback already, etc.
Assuming the buyer appears legit, then what is the issue with a cheque? Just tell them it will be x days before you will post the item to allow the cheque to clear and ensure it can't be recalled (is that even possible?).
It's not like every single person paying by cheque is a scam artist, you just need to be aware of the common tricks and protect against them. I've paid by cheque in recent years for various things.
But if he has a cheque book, then he has a bank account. If he is using eBay, then he's online.Assuming the buyer appears legit, then what is the issue with a cheque? Just tell them it will be x days before you will post the item to allow the cheque to clear and ensure it can't be recalled (is that even possible?).
It's not like every single person paying by cheque is a scam artist, you just need to be aware of the common tricks and protect against them. I've paid by cheque in recent years for various things.
If he has a bank account, and he's online, he can use PayPal.
There is no valid reason for him to want to pay by cheque. He is therefore either being obtuse and a pain in the arse, or is a scammer. Either way, tell him to use Paypal or jog on.
deckster said:
But if he has a cheque book, then he has a bank account. If he is using eBay, then he's online.
If he has a bank account, and he's online, he can use PayPal.
There is no valid reason for him to want to pay by cheque. He is therefore either being obtuse and a pain in the arse, or is a scammer. Either way, tell him to use Paypal or jog on.
It's a few years ago but I remember having a bit of hassle when I got to a certain level of transactions through PayPal and they wanted me to prove my identity. I'd bought something on eBay that took it over the limit and it took about a week to sort out, with the seller getting increasingly agitated.If he has a bank account, and he's online, he can use PayPal.
There is no valid reason for him to want to pay by cheque. He is therefore either being obtuse and a pain in the arse, or is a scammer. Either way, tell him to use Paypal or jog on.
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