Desperate times, life time mortgage??

[TooMany2cvs]

benm3evo said:

He worked for MAFF/DEFRA as a Messenger (postman basically) I did the IT there which is how I know him. He was tolerated at DEFRA as everyone knew him but when they were outsourced to another private company they were soon onto him.

That pretty much confirms the spectrum thought, doesn't it?

I wonder if there's any mileage in trying to get a diagnosis, then some help off the back of that?

[red_slr]

OK makes sense now.

Is there a union for DEFRA?

[Sheepshanks]

red_slr said:

I am confused, he has claimed £500 from Civil Service charity (never knew there was such a thing) so I assume he is ex civil service but has 30 years service and 400 pension? Does not add up to me?

My missus was a CIvil Servant for 30yrs (with a break) and gets £260/mth pension. It’s right but the annoying part is that a lot of people seem to assume we’re sitting pretty.

[benm3evo]

markbigears said:

Ben, just been reading your posts. If everyone had a mate like you the world would be a far better place. Have no advice, but good luck and hope your mates problems get resolved.

Thanks, nice of you to say. However, I don't think Chris would agree at the moment, I end up lecturing him like a Father/child most the time even though he's 20 years older than me!

[benm3evo]

TooMany2cvs said:

That pretty much confirms the spectrum thought, doesn't it?

I wonder if there's any mileage in trying to get a diagnosis, then some help off the back of that?

I had thought of this but, to be honest, it's all way over my head & I wouldn't have the first clue how to go about it. I think you could argue he's not 'fit to work' but then I can also see there are some jobs he could do. He goes to the Doctor's regularly (for his medication monitoring I think) & I kind of presumed that the Doc would say something if he's not fit to work or has other 'issues'.....I don't know if it actually works like that or not.

Part of the problem is, when he goes to Doc's, or anything else come to that matter, you only get Chris' side of the story which is probably about 10% of the important stuff. The other 90% will be him telling me how he told Doctor (or whoever) his whole life story!

[benm3evo]

Quick update; the chap came out & spoke to Chris about the Lifetime Mortgage yesterday. I couldn't be there because of work so I didn't get much detail but the gist of it was they can't do it because of the existing mortgage outstanding on the property. I guess that makes sense. Whether there are any other companies that can do the business in this case I don't know.

We're going to see how things go for a couple of months (now the JSA is being sorted) & see what options there are. Who knows, he may actually find a job!

Thanks for the advice etc.
Cheers, Ben

[Amateurish]

Might this benefit be of help to your mate?

https://www.gov.uk/support-for-mortgage-interest

[benm3evo]

Amateurish said:

Might this benefit be of help to your mate?

https://www.gov.uk/support-for-mortgage-interest

Thanks, I wasn't aware of this. I'll have a read.

Cheers, Ben