Where does all the money go?
Discussion
okgo said:
All fairly irrelevant really.
Hitting 3 or 4 places? Jesus Christ, who has that much time?!
+1 Hitting 3 or 4 places? Jesus Christ, who has that much time?!
Bonkers behaviour, chap must spend his weekends ferrying between supermarket car parks pushing trolleys around all day - might as well just play golf.
Going back to another topic previously. I went to a 'rival' school within 5 miles of Dulwich College. My parents were able to afford my brother and myself to go to it whilst my eldest brother was also at university and they paid his tuition fees all the same time. Dad never earned over £65k in his whole career and I don't think my Mum ever touched £40k. They own a 5 bed detached in zone 5 with one of the largest plots in the neighbourhood. They also never got any inheritance and were mortgage free at 53 years old. I'll never be able to figure out those numbers. But what frustrates me (and I'm sure anyone under the age of 35) is that even earning twice their salaries, my wife and I wouldn't be able to get anywhere close to that lifestyle - and being told it's because my wife and I indulge in having breakfast out on the weekends by the boomer generation is somewhat of an annoyance.
We live on the south coast instead of London and we find we have ample money to weather all but the worst financial disasters in our house, so I definitely think it comes down to cloth-cutting.
its not that hard, we do Lidl, once a week for fresh stuff, anything that keeps like jars, tins bottles, frozen, I do once every couple of months and buy in bulk when on offer
all the big supermarkets do free delivery if ordering over x amount or a slot that suits them.
All you have to do is wait for it to be delivered
Ocado did think I'd gone mad when i ordered 30 jars of coffee at one go but hey
all the big supermarkets do free delivery if ordering over x amount or a slot that suits them.
All you have to do is wait for it to be delivered
Ocado did think I'd gone mad when i ordered 30 jars of coffee at one go but hey
bloomen said:
okgo said:
Hitting 3 or 4 places? Jesus Christ, who has that much time?!
It add 3-4 minutes of driving, saves plenty of money and increases choice and quality. Shnozz said:
It’s not though is it. Parking up takes that alone. Even if the supermarkets are within a stones throw of each other it’s a major ball ache to travel between, walk to shop, queue to pay at another checkout etc etc. Doing it across 4 must add a huge amount of time.
Don't really care if I'm already out shopping. It's partly price, partly quality. I'll look forward to scoffing a Waitrose fish. Much of the time I'll endure a Tesco fish.
Most Waitrose pies are bland as you like. For a bit less money and a lot more taste I'll grab one from M&S.
Spunking a small amount of extra time and effort vastly increases the enjoyability of the food and is significantly cheaper. Since I have to put up with it for the next week or two my future self thanks me for it.
Shnozz said:
It’s not though is it. Parking up takes that alone. Even if the supermarkets are within a stones throw of each other it’s a major ball ache to travel between, walk to shop, queue to pay at another checkout etc etc. Doing it across 4 must add a huge amount of time.
Of course it does, you're bang on.Within a 8 minute walk of my house I have large Tesco, Sainsbury's, Lidl - even on foot it would make it a lot longer, let alone in a car which is a pain in itself.
Despite the fact all of the above exist, I get Tesco to deliver it (I have a discount card, or I'd go elsewhere probably) because for £4 the shop can take me about 5-10 mins online, and then another 5-10 mins putting it away once its here.
pb8g09 said:
Going back to another topic previously. I went to a 'rival' school within 5 miles of Dulwich College. My parents were able to afford my brother and myself to go to it whilst my eldest brother was also at university and they paid his tuition fees all the same time. Dad never earned over £65k in his whole career and I don't think my Mum ever touched £40k. They own a 5 bed detached in zone 5 with one of the largest plots in the neighbourhood. They also never got any inheritance and were mortgage free at 53 years old. I'll never be able to figure out those numbers. But what frustrates me (and I'm sure anyone under the age of 35) is that even earning twice their salaries, my wife and I wouldn't be able to get anywhere close to that lifestyle - and being told it's because my wife and I indulge in having breakfast out on the weekends by the boomer generation is somewhat of an annoyance.
We live on the south coast instead of London and we find we have ample money to weather all but the worst financial disasters in our house, so I definitely think it comes down to cloth-cutting.
I'd estimate that you'd need to be earning multiple hundreds of thousands of pounds to do what you're suggesting, depending exactly on whether its 'good zone 5 or bad zone 5'. I assume the jobs your parents did do not pay the required money to live that life today. Therein lies the rub with the cost of lifestyles in this day and age.We live on the south coast instead of London and we find we have ample money to weather all but the worst financial disasters in our house, so I definitely think it comes down to cloth-cutting.
My son will be going to a school in Dulwich, and we may move house over that way too. It is a huge expense.
pb8g09 said:
Somebody said:
If I lived in Dulwich I would send my kids to St Olave's.
Whilst I totally agree and would do the same - it's not as easy to get into as it was in former years. 25 years ago you didn't need to achieve the 'pass mark' to get offered a place.okgo said:
Shnozz said:
It’s not though is it. Parking up takes that alone. Even if the supermarkets are within a stones throw of each other it’s a major ball ache to travel between, walk to shop, queue to pay at another checkout etc etc. Doing it across 4 must add a huge amount of time.
Of course it does, you're bang on.Within a 8 minute walk of my house I have large Tesco, Sainsbury's, Lidl - even on foot it would make it a lot longer, let alone in a car which is a pain in itself.
Despite the fact all of the above exist, I get Tesco to deliver it (I have a discount card, or I'd go elsewhere probably) because for £4 the shop can take me about 5-10 mins online, and then another 5-10 mins putting it away once its here.
markiii said:
so as usual we prove that savings can be made only by those who put in the effort
The savings will be small. And take a lot of time. And aren’t going to make any material difference to the lifestyle of someone already making a 6 figure household income. This forum has a habit of telling people to do xyz to save small amounts of money that will not change the status quo. Basically the avocado/iphone schtick from old people on repeat.
bloomen said:
Shnozz said:
It’s not though is it. Parking up takes that alone. Even if the supermarkets are within a stones throw of each other it’s a major ball ache to travel between, walk to shop, queue to pay at another checkout etc etc. Doing it across 4 must add a huge amount of time.
Don't really care if I'm already out shopping. It's partly price, partly quality. I'll look forward to scoffing a Waitrose fish. Much of the time I'll endure a Tesco fish.
Most Waitrose pies are bland as you like. For a bit less money and a lot more taste I'll grab one from M&S.
Spunking a small amount of extra time and effort vastly increases the enjoyability of the food and is significantly cheaper. Since I have to put up with it for the next week or two my future self thanks me for it.
Edited by asfault on Monday 11th March 16:11
asfault said:
Yes its a well known fact there is different fish factory for tesco fish and waitrose fish being prepared. as well as dirtier boats with uglier fisherman for tesco ones. the waitrose fishing boats also have special areas of the sea they are allowed to fish in compared to the tesco fishing boats. Also the fish have been warned not to change zones.
Good to have that confirmed. Thanks.
okgo said:
I doubt the two are comparable beyond exam grades. I wouldn’t even consider a school a 40 minutes away, either. If I did live locally then it would be a consideration. But who wants to live in Orpington 
Tell that to those living in Keston and Farnborough Park 10 minutes away from Orpington. You can be drinking buddies in the local with Rio Ferdinand! NomduJour said:
Depends very much on what you earn and what you need to spend.
We established in post one that the bloke is earning alright and the lifestyles he is seeing were totally different. Tens of thousands of pounds a year different. f
king about in 4 supermarkets vs one, or buying some stty Lebara SIM card isn’t going to change any of then 
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