Where does all the money go?
Discussion
RayDonovan said:
Mr Whippy said:
RayDonovan said:
Aldi / Lidl food is average at best, their service is shocking and they don't deliver to my front door.
f
k spending time going round different supermarkets to save a few quid. Asda used to be the cheapest, but Tesco are marginally lower but much depends on your mix of products.
I also hate the way the discounters try and rip off branded products, just smacks of desperation.
They’re all so close now ime, and buying offers/bulk, or doing top up shops etc, that I just go for the least stressful and nicest products.f
k spending time going round different supermarkets to save a few quid. Asda used to be the cheapest, but Tesco are marginally lower but much depends on your mix of products.I also hate the way the discounters try and rip off branded products, just smacks of desperation.
Waitrose or Booths for me.
Ie, my huge local ASDA (Harrogate) doesn’t even do organic blueberries.
They have a whole aisle dedicated to sugar free coke variants, and another two or three to bread. Also no organic butter.
Weird but true.
Asda Harrogate is terrible really (but so is the York one too). The thing that Asda do really well is knowing their clientele, what they buy and what they don't buy.
Bulk of their customers aren't looking for Organic, especially in Harrogate (most Harrogate folk will be Sainsbury's / Waitrose loyalists)
Booths are good, but obviously very limited in geographic split (and they've just sold 1 supermarket to Asda).
What is all this Zone 3 Zone 5 all about anyway 
If I'd live and work in the EU or GB I'd try to get as many mortgages, loans and credits as possible to invest in Gold, Crypto, Land, shares. Most internationally connected banks will have to go belly up sooner rather than later.
I don't think the 3rd world will be affected except for imported goods.
I don't think the 3rd world will be affected except for imported goods.
supersport said:
RayDonovan said:
Mr Whippy said:
RayDonovan said:
Aldi / Lidl food is average at best, their service is shocking and they don't deliver to my front door.
fk spending time going round different supermarkets to save a few quid. Asda used to be the cheapest, but Tesco are marginally lower but much depends on your mix of products.
I also hate the way the discounters try and rip off branded products, just smacks of desperation.
They’re all so close now ime, and buying offers/bulk, or doing top up shops etc, that I just go for the least stressful and nicest products.f
k spending time going round different supermarkets to save a few quid. Asda used to be the cheapest, but Tesco are marginally lower but much depends on your mix of products.I also hate the way the discounters try and rip off branded products, just smacks of desperation.
Waitrose or Booths for me.
Ie, my huge local ASDA (Harrogate) doesn’t even do organic blueberries.
They have a whole aisle dedicated to sugar free coke variants, and another two or three to bread. Also no organic butter.
Weird but true.
Asda Harrogate is terrible really (but so is the York one too). The thing that Asda do really well is knowing their clientele, what they buy and what they don't buy.
Bulk of their customers aren't looking for Organic, especially in Harrogate (most Harrogate folk will be Sainsbury's / Waitrose loyalists)
Booths are good, but obviously very limited in geographic split (and they've just sold 1 supermarket to Asda).
What is all this Zone 3 Zone 5 all about anyway Is it based on a dartboard layout?
Ah broadly concentric. But I assume also radial segmenting impacts prices a great deal too?
There are some builders near me who say if you get to traffic lights you’ve gone too far
It’s surprising how far you can get… but broadly they’re right, if you get to a set of lights it’s often not as nice a place as you started.
I can get to Booths very easily on almost all rural roads, three mini roundabouts.
Waitrose Harrogate no way. Otley is do-able but requires the use of the Ben Rhydding “toll bridge”
Otley and Ilkley are now mostly hell holes due to Kex Gill being shut… rather than just partly hell holes.
Amazing that the early 80s by-passes weren’t finished off as Ilkley and Otley would be quite nice as mostly pedestrianised town centres.
There are some builders near me who say if you get to traffic lights you’ve gone too far
It’s surprising how far you can get… but broadly they’re right, if you get to a set of lights it’s often not as nice a place as you started.
I can get to Booths very easily on almost all rural roads, three mini roundabouts.
Waitrose Harrogate no way. Otley is do-able but requires the use of the Ben Rhydding “toll bridge”
Otley and Ilkley are now mostly hell holes due to Kex Gill being shut… rather than just partly hell holes.
Amazing that the early 80s by-passes weren’t finished off as Ilkley and Otley would be quite nice as mostly pedestrianised town centres.
okgo said:
Agreed what?It’s a fairly simple concept surely. If one person, in a lifetime, expects to consume more than they can produce, then in theory, another person, in the same lifetime, needs to produce more than they consume. That is exploitation.
If people now want to be surrounded by s
t they don’t need, including larger houses and multiple cars, a tv in every room and meals that are ready at the drop of a hat, then they need to work pretty hard.If that same person expects to binge watch every Netflix drama released whilst eating takeaways and drinking wine then it stands to reason they might start to feel the pinch at some stage.
https://www.theguardian.com/politics/2024/mar/24/j...
And more on the topic. He’s obviously right as many on here who live it have said. Though when he’s the one making it harder it’s a bit of a bitter pill
And more on the topic. He’s obviously right as many on here who live it have said. Though when he’s the one making it harder it’s a bit of a bitter pill
okgo said:
https://www.theguardian.com/politics/2024/mar/24/j...
And more on the topic. He’s obviously right as many on here who live it have said. Though when he’s the one making it harder it’s a bit of a bitter pill
Maybe his got a bet on Labour will hit 50% support by April, his boss will be out of a job by May, and he'll jump ship to become buddies with good old Nige And more on the topic. He’s obviously right as many on here who live it have said. Though when he’s the one making it harder it’s a bit of a bitter pill
. 
Edited by gangzoom on Monday 25th March 13:29
RayDonovan said:
£100k in Rotherham = loads
£100k in leafy Surrey = not loads
It's not hard to comprehend.
and +95% of that is down to housing costs? Because wealth is held by a small proportion of people that are in/around London (or other major cities), to the point that high housing costs elsewhere in (nice parts of) the country (Cornwall?) are also high because of this same subsection of society and not because the people in that area have a high proportion of big earners nudging prices up.£100k in leafy Surrey = not loads
It's not hard to comprehend.
For decades now if you had spare money the vast majority has gone into "bricks and mortar", second homes, buy to lets, just moving up the ladder, it's been the go to for, ex footy players to modest late inheritance recipients.
Scootersp said:
RayDonovan said:
£100k in Rotherham = loads
£100k in leafy Surrey = not loads
It's not hard to comprehend.
and +95% of that is down to housing costs? Because wealth is held by a small proportion of people that are in/around London (or other major cities), to the point that high housing costs elsewhere in (nice parts of) the country (Cornwall?) are also high because of this same subsection of society and not because the people in that area have a high proportion of big earners nudging prices up.£100k in leafy Surrey = not loads
It's not hard to comprehend.
For decades now if you had spare money the vast majority has gone into "bricks and mortar", second homes, buy to lets, just moving up the ladder, it's been the go to for, ex footy players to modest late inheritance recipients.
May be, although I see it taking a long time to be given up on in a big way, the "can't lose in the long run" mentality is strong, because in living memory it's been right and there is a generation at least of this being handed down, and what your parents think is a powerful narrative and not one people shift away from easily?
This guy made sense in respect of the asset inflation disparity (and that crucially it's not been measured/tracked/discussed) and explaining the difficulties of fixing the high house prices vs low house affordability equation.
https://www.youtube.com/watch?v=PGZ4ADmQbZE
This guy made sense in respect of the asset inflation disparity (and that crucially it's not been measured/tracked/discussed) and explaining the difficulties of fixing the high house prices vs low house affordability equation.
https://www.youtube.com/watch?v=PGZ4ADmQbZE
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