Private Health Insurance Renewal

[sagarich]

My family BUPA policy via my LTD renewal just came through at a whopping 56% increase!

Obviously I'm going to shop around, but 3x questions off the back of a quick google:

How easy is it to port a policy to a new provider to keep coverage / claim history etc?

The time stated to port is 45 days, but my renewal expires in 28 days. Is it simply a case of having no cover during this period or is there a work around?


Quite a few years ago I used a broker on here for a life policy, but can't remember the name. It wasn't sarnie, I used him for mortgage.

Any pointers welcome.

[Sarnie]

sagarich said:

Quite a few years ago I used a broker on here for a life policy, but can't remember the name. It wasn't sarnie, I used him for mortgage.

Any pointers welcome.

DaleNorth possibly?

[alscar]

Since I retired early and lost my company's PMI cover I have tried both Usay Direct and Heathcare Clarity.
Year 1 my wife and I ended up with Axa and then Year 2 left hers with them and mine was transferred to Bupa.
All the way through same cover as we had with my ex company.
Both brokers were very helpful.

[sagarich]

Sarnie said:

sagarich said:

Quite a few years ago I used a broker on here for a life policy, but can't remember the name. It wasn't sarnie, I used him for mortgage.

Any pointers welcome.

DaleNorth possibly?

Ah that's the one! Makes looking though archived inboxes much easier. Thank you!

[Far Cough]

Give BUPA a ring and see if they can tweak your policy. You`ll probably find you have bolt ons that you dont need which you can dispense with and lower your policy amount. Done this a few times but ultimately you can only do so much.

[dalenorth]

Thanks for the recommendation Sarnie, and happy to help.