Share tips thread
Discussion
twinturboz said:
$119 much better. Apple I belive it is worth just owning, forget about trading it. The cycle will end, growth will slowdown at some point. But we've just come off the end of that and I think this new growth cycle is just starting. The watch if it makes just 10% penetration into the market Apple would become the biggest watch maker. The company is evolving from just hardware, the watch I guess you could argue it's moving into the luxury market.
No idea where this goes 5-10 years time, if they keep making new markets for themselves who's to say there isn't a potential 200-300% return from current prices.
Anecdotal.No idea where this goes 5-10 years time, if they keep making new markets for themselves who's to say there isn't a potential 200-300% return from current prices.
Mrs got an S Gear watch with her new phone late last year.
The number of people asking and or commenting on it has been unbelievable. Dislike the brand as much as I do, I have difficulty in not seeing the iWatch as the MUST HAVE item this summer, or at worst Christmas. Unless they have got it very wrong (I'm looking at you Google Glasses) it think that Apple are going to be one of the best shares for the investor this year, if not the dealer.
As ever DYOR and I know 3 parts of bugger all.
bad company said:
Investors Chronicle are tipping Standard Chartered. This one of the few shares I hold and showing a loss. Anybody else think they are at the bottom of the curve?
They're a company I'm keeping an eye on but am yet to invest, be good to hear some more informed opinions 
twinturboz said:
AOK said:
I think the earnings look encouraging! But remember, with Apple it could do the complete opposite tomorrow morning for no real reason!
It sinks I'll buy more it's a steal at this price imo, should be way up on those numbers (highest 1/4 profit by any company in history), suspect they'll try and hold below $115 to kill all the option premium. From the conference call points to note how well apple pay is doing and a tiny % of the customer base has upgraded to iPhone 6/ 6+,
highest rate of Android switchers too.
Everything points to it being very difficult to not be bullish on Apple this year.
The markets rather perversely don't like companies to sit on cash piles, they want it put to work, pissed away, used as margin for debt etc.
Cash piles like this generally go one of three ways and each way attracts a different type of investor and defines the PE in many regards. The two low key routes are either to increase dividend, offer a special dividend or buy back stock. These are the conservative routes. The third one and the route that would probably have most impact on share price (either way!) is the 'earnings enhancing acquisition'.
It's not a stock I follow but I'm assuming the current consensus is that Apple will either continue to sit on the cash or just give a bit back via divs or buybacks.
DonkeyApple said:
It's not a stock I follow but I'm assuming the current consensus is that Apple will either continue to sit on the cash or just give a bit back via divs or buybacks.
Yes, probably a divi increase after April. Current buyback program authorised last April is to return $90 billion by end of 2015 again would expect this to be expanded after April, but doubt there will be massive increases.bad company said:
I thought Apple was only listed on the NYSE? Wouldn't that mean making a return to US taxman?
They are using their domestic cash for the buyback and div."The Company currently anticipates the cash used for future dividends and the share repurchase program will come from its current domestic cash, cash generated from on-going U.S. operating activities and from borrowings."
It's all in the 10-K.
As of Sep-14 they had $137bn of offshore cash - which is going to be a problem to repatriate.
Hence them raising some debt (in the US) to help with the buyback rather than bringing that offshore cash back to the US and paying tax on it.
walm said:
bad company said:
I thought Apple was only listed on the NYSE? Wouldn't that mean making a return to US taxman?
They are using their domestic cash for the buyback and div."The Company currently anticipates the cash used for future dividends and the share repurchase program will come from its current domestic cash, cash generated from on-going U.S. operating activities and from borrowings."
It's all in the 10-K.
As of Sep-14 they had $137bn of offshore cash - which is going to be a problem to repatriate.
Hence them raising some debt (in the US) to help with the buyback rather than bringing that offshore cash back to the US and paying tax on it.
bad company said:
I thought Apple was only listed on the NYSE? Wouldn't that mean making a return to US taxman?
Are you talking about a tax return? If so as a uk resident you pay cgt to Hmrc nothing to do with the US taxman. Apple is on nyse and Frankfurt in euros under the stock code APC.
Oh sorry - I thought you meant Apple would have to pay tax - which they would for much of their cash.
If you own the AAPL stock then you pay CGT on any gains above the tax free threshold if they are outside a tax exempt wrapper (e.g. ISA / Pension).
For the divs IIRC you will pay some sort of US witholding tax at source and then income tax on them as per normal to HMRC again if outside a wrapper and above threshold blah blah.
Talk to Eric!
If you own the AAPL stock then you pay CGT on any gains above the tax free threshold if they are outside a tax exempt wrapper (e.g. ISA / Pension).
For the divs IIRC you will pay some sort of US witholding tax at source and then income tax on them as per normal to HMRC again if outside a wrapper and above threshold blah blah.
Talk to Eric!
bad company said:
twinturboz said:
Yup having this form means your not charged 30% on US dividends, instead your charged at 15% and then like walm said declare the dividend income to hmrc and pay income tax.
That's what I thought, too much trouble, can't be bothered.(Other than that one form W8.)
AOK said:
twinturboz said:
Yup having this form means your not charged 30% on US dividends, instead your charged at 15% and then like walm said declare the dividend income to hmrc and pay income tax.
Unless you're trading under W8 BEN within an ISA?See here: http://www.hmrc.gov.uk/cnr/withholding-tax.pdf
Note this is absolutely peanuts in the context of AAPL.
15% of their current div is what? 0.2-0.3% of the share price?
It's almost impossible to avoid dividend witholding tax completely.
Unless you are talking about the declaring the div part - in which case - yes you are right - not necessary in an ISA.
walm said:
AOK said:
twinturboz said:
Yup having this form means your not charged 30% on US dividends, instead your charged at 15% and then like walm said declare the dividend income to hmrc and pay income tax.
Unless you're trading under W8 BEN within an ISA?See here: http://www.hmrc.gov.uk/cnr/withholding-tax.pdf
Note this is absolutely peanuts in the context of AAPL.
15% of their current div is what? 0.2-0.3% of the share price?
It's almost impossible to avoid dividend witholding tax completely.
Unless you are talking about the declaring the div part - in which case - yes you are right - not necessary in an ISA.
twinturboz said:
As far as I know you can't avoid that 15% tax, also and I stand to be corrected isn't it capital gains that is tax free within an isa and dividends still taxed at 10%.
This is why I am a growth investor not income!IIRC that 10% you are thinking about is the UK witholding tax which can't be avoided inside or outside an ISA, indeed.
No further tax payable beyond that though in the ISA.
If it is outside the ISA then you pay different amounts of tax depending on the level of your other income.
walm said:
This is why I am a growth investor not income!
IIRC that 10% you are thinking about is the UK witholding tax which can't be avoided inside or outside an ISA, indeed.
No further tax payable beyond that though in the ISA.
If it is outside the ISA then you pay different amounts of tax depending on the level of your other income.
Fair enough. Right onto Facebook after the bell today will be interesting to see what they post up. Won't risk into earnings but gun to my head think the stock sells off. IIRC that 10% you are thinking about is the UK witholding tax which can't be avoided inside or outside an ISA, indeed.
No further tax payable beyond that though in the ISA.
If it is outside the ISA then you pay different amounts of tax depending on the level of your other income.
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