Premium Bonds - Not a bean for months now!!!!

[TheLordJohn]

Doofus said:

Well I got nowt on £50k. So am I winning?

More than you'll ever know...!

[anonymous-user]

Another win, surprisingly for me - £75. Happy days!

[okgo]

Pork said:

Wife just checker hers, her best month ever too 1 x £1,000 plus 1 x £25.

We out the money in PB rather than the bank for a few months....today makes the whole thing well worth while for us!

Wow that is quite a rare one!

[skatty]

2 x £25 that will do for me

[TonyTony]

£25 on £3,500.

Second win, got £25 4-5 months ago also.

[Pork]

okgo said:

Wow that is quite a rare one!

Definitely. Very pleased with it.

[TheLordJohn]

okgo said:

Wow that is quite a rare one!

A family member has won £5k and £10k. As well as lots and lots of little ones.

[Pork]

I tried, half heartedly, to convince my wife the we should take Martin Lewis' advice and SORNd the winnings on Lottery tickets for tonight.

That was a no.

[EarlOfHazard]

Won 25 quid!! That's twice in 25 years now!!

[stevensdrs]

Nothing this month on 50K. About the same as I would have got from the bank.

[Doofus]

stevensdrs said:

Nothing this month on 50K. About the same as I would have got from the bank.

You're with the wrong bank. Mine would have given me £2.08 on that £50k.

[TheLordJohn]

Doofus said:

You're with the wrong bank. Mine would have given me £2.08 on that £50k.

I had circa £30k in my bank for a month or two for a house deposit.
Had to laugh when I got about £1.10 interest for the month... Lol.

[Pork]

It's a few years back now but I remember having a business account that had £15-20k in and would get £50-70 a month interest ...that dropped to pennies overnight!

[Oakey]

What's the minimum amount you need to hold to keep the account open? Can I withdraw everything but a quid or does it have to be, say, £100?

[RanchoGrande]

Oakey said:

What's the minimum amount you need to hold to keep the account open? Can I withdraw everything but a quid or does it have to be, say, £100?

I have mine still open with just £1

[condor]

Mine has £11 still in it - they were a gift in 1959 and not won anything from them that I know of
Cashed my main holding in a couple of years ago, but am considering putting money back into them again as rates everywhere are so bad.

[Revisitph]

Article in FT money today "...can be cashed almost instantly, prizes are tax-free, little risk that [gov't] will default. ..an option for affluent people who have maximised their allownances for putting money into tax-efficient savings vehicles such as ISAs and pensions."

Also discussion elsewhere in financial pages about EIS investments. Sadly renewables no longer allowed.

[Ozzie Osmond]

I consider premium bonds a very poor place to put money; perhaps that means I'm not an "affluent person"?

[Revisitph]

Ozzie Osmond said:

I consider premium bonds a very poor place to put money; perhaps that means I'm not an "affluent person"?

@FTmoney if you want to take it up with them...

[Oakey]

I like how they've changed the app so it doesn't even tell you that you haven't won now. Just "30 days until the next result".