Premium Bonds - Not a bean for months now!!!!

[MWM3]

Oakey said:

I like how they've changed the app so it doesn't even tell you that you haven't won now. Just "30 days until the next result".

It's crap...it didn't even transfer across your user number.

[Doofus]

Two prizes of £25 each.

[okgo]

4x25
1x50
£100k

[williaa68]

Who hoo!! I won £100 this month - not 4 * £25 but 1 *£100. Never had that before...

[joshleb]

I don't have any of these, but want to put some money away so I don't waste it.

Worth it?

Do you guys have your winnings automatically invested or get it paid into your nominated account?

[Doofus]

joshleb said:

Do you guys have your winnings automatically invested or get it paid into your nominated account?

I have the full £50k, so can't reinvest. My winnings go into a bank account.

[AyBee]

£25 on £50k

[DSLiverpool]

4 * £25
1 * £100
2 * £25

3 holders with £90k total

[lbc]

AyBee said:

£25 on £50k

Same here.

[davidsc]

3x £25 on £40k

Won £50 last month

[Smollet]

lbc said:

AyBee said:

£25 on £50k

Same here.

Ditto although I did get £100 in January, £75 in Feb,£50 in March, £25 in April and then nothing until last month when I got £50

[stevensdrs]

2 x £25 this month, both on the extra 20k I put in to max the pot. At least it's something.

[ghamer]

Jack on £5k.

[33q]

Each got 1x£25 on about £23k apiece

[Pork]

3 x 25 for both my wife and I.

[funinhounslow]

joshleb said:

I don't have any of these, but want to put some money away so I don't waste it.

Worth it?

Do you guys have your winnings automatically invested or get it paid into your nominated account?

I reinvest purely because the new bonds go into the next draw straight away. If you buy bonds they skip the first draw. (For this reason it's best to buy bonds at the end of the month.)

I've had bonds for the past three years. In the first couple of years my prizes pretty much matched what I would have received in an ISA. I'm a bit behind this year, but that doesn't really bother me as interest rates are so low, and it's more than made up for by the bit of excitement checking my numbers at the start of the month.

While interest rates are so low I think I may as well have PBs purely for the entertainment value. Plus I have instant access to my money. If saving rates ever start to creep up I might reconsider...

Edited by funinhounslow on Friday 4th November 07:29

[TheLordJohn]

funinhounslow said:

I reinvest purely because the new bonds go into the next draw straight away. If you buy bonds they skip the first draw. (For this reason it's best to buy bonds at the end of the month.)

I've had bonds for the past three years. In the first couple of years my prizes pretty much matched what I would have received in an ISA. I'm a bit behind this year, but that doesn't really bother me as interest rates are so low, and it's more than made up for by the bit of excitement checking my numbers at the start of the month.

While interest rates are so low I think I may as well have PBs purely for the entertainment value. Plus I have instant access to my money. If saving rates ever start to creep up I might reconsider...

Edited by funinhounslow on Friday 4th November 07:29

Also, the chance (not going to happen like) of winning a biggie, too...!

[Revisitph]

TheLordJohn said:

Also, the chance (not going to happen like) of winning a biggie, too...!

Indeed, a full holding of £50,000 should win once every 52,755 years - 53k years ago was Middle Paleolithic (Stone Age) and we were replacing the Neandertals and H erectus.

[TheLordJohn]

You're preaching to the converted, look at my previous posts on this topic... Lol.

[Avidfanofstuff]

Zilch on £20k