Premium Bonds - Not a bean for months now!!!!
Discussion
I am tempted to take out a decent amount of money in order to put into my S&S ISA. I have my emergency savings in Premium Bonds, plus about £15k extra.
I did consider drip feeding ISA through the year but thinking I may just commit and pay the 15k in now, and then the other 5k in the next few months.
I've had good returns with Premium Bonds over the past 12 months. Probably around £3k in winnings.
I did consider drip feeding ISA through the year but thinking I may just commit and pay the 15k in now, and then the other 5k in the next few months.
I've had good returns with Premium Bonds over the past 12 months. Probably around £3k in winnings.
redrabbit29 said:
I am tempted to take out a decent amount of money in order to put into my S&S ISA. I have my emergency savings in Premium Bonds, plus about £15k extra.
I did consider drip feeding ISA through the year but thinking I may just commit and pay the 15k in now, and then the other 5k in the next few months.
I've had good returns with Premium Bonds over the past 12 months. Probably around £3k in winnings.
We are doing something similair. I did consider drip feeding ISA through the year but thinking I may just commit and pay the 15k in now, and then the other 5k in the next few months.
I've had good returns with Premium Bonds over the past 12 months. Probably around £3k in winnings.
Putting 20k in ISA for each of us after this draw leave 30k each in for emergencies
BlindedByTheLights said:
Did last month, and a month or so before that.
No it didn’t. It released the prizes just after midnight, it tells you which date this will be immediately after the previous draw. What app are you speaking of? I’m talking about the prize checker app, just to make sure this is the same thing?
okgo said:
BlindedByTheLights said:
Did last month, and a month or so before that.
No it didn’t. It released the prizes just after midnight, it tells you which date this will be immediately after the previous draw. What app are you speaking of? I’m talking about the prize checker app, just to make sure this is the same thing?
BlindedByTheLights said:
okgo said:
BlindedByTheLights said:
Did last month, and a month or so before that.
No it didn’t. It released the prizes just after midnight, it tells you which date this will be immediately after the previous draw. What app are you speaking of? I’m talking about the prize checker app, just to make sure this is the same thing?
Ashtray83 said:
BlindedByTheLights said:
okgo said:
BlindedByTheLights said:
Did last month, and a month or so before that.
No it didn’t. It released the prizes just after midnight, it tells you which date this will be immediately after the previous draw. What app are you speaking of? I’m talking about the prize checker app, just to make sure this is the same thing?
Nowt again. 1.04% over 12 months.
I've no ISA spare for 2024. Considering moving it to my 4.75% Marcus. Even after higher rate tax I'd do better there than I have done this last year.
Should have bolted the lot into the Bond they offered last year.
Actually as Mortgage is over 4% now that may be a better option and wont have the savings tax hit.
I've no ISA spare for 2024. Considering moving it to my 4.75% Marcus. Even after higher rate tax I'd do better there than I have done this last year.
Should have bolted the lot into the Bond they offered last year.
Actually as Mortgage is over 4% now that may be a better option and wont have the savings tax hit.
Edited by Rick101 on Wednesday 3rd April 00:15
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