House Buying/Chains

[C Lee Farquar]

Trabi601 said:

Funny definition of 'no onward chain'!

It is, but currently accurate!

[wiggy001]

paulwirral said:

wiggy001 said:

We are buying a house being sold because of divorce. The lady that resides there is buying our house (so no real chain as such).

6 months since we both accepted each other's offers and we are no closer to moving than we were in July.

Sounds like you need to put a foot up someone's arse , drop your offer and give the ex husband a backhander , that should get things moving

I've just told our buyer (who we are also buying from) that she needs her mortgage to be approved today (or at the very least, some kind of movement from her mortgage provider) or we are re-marketing our property to find a buyer in a stronger position. The ex was chasing/complaining before christmas but we have no was of contacting him unfortunately.

Reason we've not been too harsh previously is that we genuinely haven't found anything in the area that is anywhere near as nice as her house we are buying. We are also getting a good deal (if it happens) as we were selling high and buying low in my opinion. When we applied for our mortgage the valuation was done the following week and the mortgage approved in 24 hours, I just don't understand why her's has taken 5 months and counting.

[Sheepshanks]

wiggy001 said:

...I just don't understand why her's has taken 5 months and counting.

I would guess because she doesn't want to leave the family home? My brother, whose wife just upped and left out of the blue one day, strung his sale out for 2 years.

[yajeed]

wiggy001 said:

I've just told our buyer (who we are also buying from) that she needs her mortgage to be approved today (or at the very least, some kind of movement from her mortgage provider) or we are re-marketing our property to find a buyer in a stronger position. The ex was chasing/complaining before christmas but we have no was of contacting him unfortunately.

Reason we've not been too harsh previously is that we genuinely haven't found anything in the area that is anywhere near as nice as her house we are buying. We are also getting a good deal (if it happens) as we were selling high and buying low in my opinion. When we applied for our mortgage the valuation was done the following week and the mortgage approved in 24 hours, I just don't understand why her's has taken 5 months and counting.

Well, my mortgage has been running for 7 weeks. They ask a question every 3-4 days. The answer is usually, 'the answer is in the statement you requested last month', or 'no, I can't provide a 'DVLA document' relating to the car I sold 6 months ago'.

Back to the original post, it seems the seller still hasn't anywhere to go. However, they've made some money by their delaying tactics since I've been gazumped over the weekend.

Ah well, I see a rental property in my future while I pray to the EU gods that they take a hard line on brexit and house prices take a temporary tumble.