Home insurance premiums - rising
Discussion
Same here, had gone up 25%...then noticed a special offer for new customers with same insurer. So rang up cancelled and then re-joined as a new customer and got 40% off saving 15% over the previous years ....yeah, couldnt believe it, they really do just rely on people that just pay up each year without checking or shopping around......
bogie said:
Same here, had gone up 25%...then noticed a special offer for new customers with same insurer. So rang up cancelled and then re-joined as a new customer and got 40% off saving 15% over the previous years ....yeah, couldnt believe it, they really do just rely on people that just pay up each year without checking or shopping around......
THIS Always do a gocompare and then ring and haggle.
Same with car insurance.
These people that auto renew are far to well off/.
Or.......come renewal time before sending out auto renew prices my insurers (whom I have been with for 9 years, had 3 claims all dealt with well), go onto Compare the Meerkat, put my details in and see what the cheapest like for like quote is and then set my auto-renewal price £1 less!
Can't complain too much as £230 per annum for house, accidental damage, all contents, pest control, legal, home emergency (over £1700 in the three claims) per annum, up from £181 in 2008 isn't too bad I don't think, living in a Northern village probably helps as even in the 1990s in a Northern city I was paying £500.
Can't complain too much as £230 per annum for house, accidental damage, all contents, pest control, legal, home emergency (over £1700 in the three claims) per annum, up from £181 in 2008 isn't too bad I don't think, living in a Northern village probably helps as even in the 1990s in a Northern city I was paying £500.
Mine appeared to go up considerably, did a comparison and the same company had a rate that was the same as last year.
I called them and it turns out they had added ‘home assist’ to my premium without being asked. They show it on the renewal as looking like part of the premium - when it was an add-on.
Similar gag to car insurance - added ‘features’ that you didn’t ask for like key insurance etc
I called them and it turns out they had added ‘home assist’ to my premium without being asked. They show it on the renewal as looking like part of the premium - when it was an add-on.
Similar gag to car insurance - added ‘features’ that you didn’t ask for like key insurance etc
Ours doubled this year, no claims but we did move house mid-policy. Called them up at renewal and they offered £20 reduction which I declined.
Re-quoted putting the policy in my wife's name, with me named on the policy, exact same cover as before.... £20 more than last year, which given the new house was 250k more than the old place was a bargain & the fact IPT had increased too.
I would love to have told A*iva to poke it but nobody else could come close to their price or made it so difficult to specify the levels of cover we needed it was not worth the hassle.
Re-quoted putting the policy in my wife's name, with me named on the policy, exact same cover as before.... £20 more than last year, which given the new house was 250k more than the old place was a bargain & the fact IPT had increased too.
I would love to have told A*iva to poke it but nobody else could come close to their price or made it so difficult to specify the levels of cover we needed it was not worth the hassle.
Ours was up by 13%, tried to haggle down but they wouldn't do it.
Looked online to swap using the comparison websites but as soon as we got the actual cover we needed our renewal was looking very competitive.
In the end I let it auto-renew as to change provider and get the cover we needed it was going to be something like an extra 7% more than our 10% renewal price.
Looked online to swap using the comparison websites but as soon as we got the actual cover we needed our renewal was looking very competitive.
In the end I let it auto-renew as to change provider and get the cover we needed it was going to be something like an extra 7% more than our 10% renewal price.
Both car and house insurance up by 20% on last year (no claims).
What has surprised me, though, is that the renewal costs in both cases were cheaper than anything quoted from any big name insurer on comparison sites (even with a 20% increase). Without fail, every year in the past the renewal cost was extortionate compared to switching, but not any more.
What has surprised me, though, is that the renewal costs in both cases were cheaper than anything quoted from any big name insurer on comparison sites (even with a 20% increase). Without fail, every year in the past the renewal cost was extortionate compared to switching, but not any more.
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