Terms or phrases that make your skin crawl
Discussion
don logan said:
A story on the news this morning quoted HSBC as having said that they have closed some people`s accounts due to being "outside of their risk appetite"!
RISK APPETITE?????????????????????????????????
I may not be in banking but surely those words have been put together by an utter w
ker?
RISK APPETITE?????????????????????????????????
I may not be in banking but surely those words have been put together by an utter w
ker?
Agree it sounds w
ky, but its a common banking/insurance phrase and is actually just normal use of the English language.To stop yourself being angry at it, try and think of a better word than appetite to describe it (I just tried and failed)
blindswelledrat said:
Agree it sounds w
ky, but its a common banking/insurance phrase and is actually just normal use of the English language.To stop yourself being angry at it, try and think of a better word than appetite to describe it (I just tried and failed)
Risk profile
Risk level
Too high a risk
Too risky
Dangerous
Not safe enough
Unlikely to repay their debts
Freeloading scum
Plenty of alternatives, depending on exactly what it's supposed to mean.
lord trumpton said:
catman said:
"Rocked up." fk off!
Tim
I despise that phrase too.k off!Tim
Why 'rocked?' It has absolutely no relevance to 'arriving' or 'walking' or anything else like that. It's just stupid.
An even more irritating variant would be something like "...yeah I'm rocking a new coat.."
'Rocking' a new coat? 'ROCKING' a new coat??!!!!
Tim
blindswelledrat said:
It describes the company's enthusiasm for risking money in certain sectors.
i.e. banks have a high risk appetite for the oil industry due to strong oil prices and current stability
None of those really work except perhaps tolerance which doesn't sound any less wky
So is 'Risk appetite' referring to the bank rather than to the customer?i.e. banks have a high risk appetite for the oil industry due to strong oil prices and current stability
None of those really work except perhaps tolerance which doesn't sound any less w
kyRidiculous, isn't it - I felt really bad starting that question with 'so', because of the number of contributors to this thread who dislike it.
marshalla said:
"prolly" as shorthand, by ignorant halfwitted inbred dolts on PH, for "PROBABLY".
Yes, I hate that one, too.Related to this, I also hate the use of 'shirley', meaning 'surely'.
The reason why I hate it is because I never know whether a person using it actually does think that that is the correct spelling of 'surely', or whether instead they're just trying to be funny by using the gag from the film Airplane! - so that if you try to correct it, you just risk a big woosh-parrott from the PH Great and Good.
Edited by Tony2or4 on Friday 1st August 00:43
Tony2or4 said:
So is 'Risk appetite' referring to the bank rather than to the customer?
Ridiculous, isn't it - I felt really bad starting that question with 'so', because of the number of contributors to this thread who dislike it.
Yes, the customer is the 'risk' while the bank has an appetite for risk based on the potential reward. Previously appetite for risk was high but now, post-apocalypse, it's low. It's a not a great phrase but if you're in finance/banking it does describe itself very well.Ridiculous, isn't it - I felt really bad starting that question with 'so', because of the number of contributors to this thread who dislike it.
marshalla said:
"prolly" as shorthand, by ignorant halfwitted inbred dolts on PH, for "PROBABLY".
I WILL hunt you down and kill you, and all your progeny.
LEARN THE WORDS.
I think that is my most hated thing ever. It is impossibly moronic.I WILL hunt you down and kill you, and all your progeny.
LEARN THE WORDS.
Add to this people who type "aint" or "yeah" as though they are some kind of cowboy with a texas drawl who has just discovered the internet.
PorkInsider said:
How about 'Strategic Team Group Limited' for a company name.
I laugh to myself every time I see one of their vans.
I can't be bothered to check what they do as a business, I just know I'd never go anywhere near them based upon the name alone.
I've just searched for the company on Google as I had never heard of it before and I read this:I laugh to myself every time I see one of their vans.
I can't be bothered to check what they do as a business, I just know I'd never go anywhere near them based upon the name alone.
"Through our commitment to the delivery of sustainable solutions and the reduction of the carbon footprint in the built environment, we have developed significant expertise in energy-saving and renewable energy technologies. Utilising innovative methods, materials and products, we constantly seek to improve the environmental performance of customers' buildings, reducing running costs for decades to come."
It gets better!
CoolC said:
Funk said:
'Human Resources' is such an unpleasant term, it's like they're referring to stockpiles of office supplies rather than people. 'Personnel' is a far nicer description in my opinion.
Human Resources is so last century, we have a People and Leadership Development Department now 
One week their featured new release was "Up Close and Personnel".
I wondered if it was a story of a couple who find love in the HR dept.
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