Good Friends Owing Money
Discussion
glenrobbo said:
The best one I had was:
"Can you lend me twenty quid, so I can pay back the tenner I owe you."
WTF??? Just NO.
Any trips like yours, it has to be cash up front or they don't get on the list. Simples.
We were organising a trip and due to the fear of people pulling out at the last minute, we said that the cost is £200 each, payable at £20 a month DD to the account, if you pull out last minute, you get no money back and its used to pay for the ticket you now no longer want."Can you lend me twenty quid, so I can pay back the tenner I owe you."
WTF??? Just NO.
Any trips like yours, it has to be cash up front or they don't get on the list. Simples.
Works a treat and sometimes we had an extra ticket to sell to fund beers.
Had a good mate get into some money problem and he asked me to lend him £2k and he'd pay me back in a month. I told him I didn't have it but could let him have £500.
Month goes by and I ask him for the £500 back and he says he's still waiting for me to stump up the other £1500 and what sort of mate am I for asking for money that he doesn't owe me? Another month goes by and I ask him again for the £500 and he denies all knowledge and tells our other mates how I'm always on at him to borrow money. Upshot is he's no longer a mate and if I pass him in the street he just blanks me. thunt
Month goes by and I ask him for the £500 back and he says he's still waiting for me to stump up the other £1500 and what sort of mate am I for asking for money that he doesn't owe me? Another month goes by and I ask him again for the £500 and he denies all knowledge and tells our other mates how I'm always on at him to borrow money. Upshot is he's no longer a mate and if I pass him in the street he just blanks me. thunt
Tanguero said:
If you lend a friend money and don't see either the friend or the money again - then you got good value.
Lent a "mate" £450 to buy a car on the saturday with the agreement that he'd borrow the money off his sister on monday to repay me, knowing he was going to push me deep into my overdraft. Pestered him several times for the money with no luck, He then booked a 2 week holiday because he was stressed out leaving me up to my nuts in debt and struggling to get by. Never got the money & took great pleasure in dobbing him into the DHSS, TAX man (doing the double)and the police for driving with dodgy insurance and no tax
TwigtheWonderkid said:
Just send them a nice message saying things are a bit tight at the moment and you really can't afford to be out of pocket, and you would appreciate it if they could each pay their £15.
Trouble is, most people like others to think they are doing well and successful, so would be reluctant to say they were short of money. I'm the opposite, and I like everyone to think I'm far poorer than I am. That way, I don't get tapped up for money in the first place.
Yep, something along these lines, try to make it easier for them to pay (Paypal for example). Blokes are often blase about money so I wouldn't be too harsh on them but just make sure when you see them you remind them and put them on he stop to pay up.Trouble is, most people like others to think they are doing well and successful, so would be reluctant to say they were short of money. I'm the opposite, and I like everyone to think I'm far poorer than I am. That way, I don't get tapped up for money in the first place.
I've organised plenty of stuff, camping trips, walking trips with hotel accomodation, karting etc. I've learned that people will drop out/let you down & never to book anything until you have a deposit from people as a bare minimum, preferably full payment.
There may be a couple of exceptions for really good friends but always best to get the cash 1st.
Some people are just messers.
There may be a couple of exceptions for really good friends but always best to get the cash 1st.
Some people are just messers.
Small amount and it's annoying - suspect you won't get it back, but the answer is to not invite them next year.
As for the others in this thread who have lent their friends more money - why on earth would you lend a friend an amount of money you'd miss? There are loads of places to borrow money (overdraft, credit card, loans from hundreds of sources) - if none of these people will lend your friend the money, you need to take that as a hint!
As for the others in this thread who have lent their friends more money - why on earth would you lend a friend an amount of money you'd miss? There are loads of places to borrow money (overdraft, credit card, loans from hundreds of sources) - if none of these people will lend your friend the money, you need to take that as a hint!
Funk said:
HonestIago said:
NiceCupOfTea said:
They're not friends.
+1Any friend of mine would fall over themselves to pay me back and I'd be the same were I in that position. It shows a complete lack of respect even if it is only £15.
The issue for me OP is in the thread title. Good friends don't s
t on their mates like this, whether its 15 quid or 15k! I'd bin 'em off, if they don't cough up after a polite "well I've lost the deposit so you'll still need to pay me that" request. Money up front, never book anything until its recieved. If you need to, tell them there is a deadline for payment (make it up) usually helps.
Never under any circumstances book without full payment first. Blokes are wkers when it comes to paying up.
Write off the money owed, of if they dont pay, wait until your out together, get them to pay your share of bill/taxi/ whatever, then pull the "forgot you owe me £x so just call it quits!".
Some of my mates are legenary tight fkers, so had plenty of practise.
Never under any circumstances book without full payment first. Blokes are w
kers when it comes to paying up. Write off the money owed, of if they dont pay, wait until your out together, get them to pay your share of bill/taxi/ whatever, then pull the "forgot you owe me £x so just call it quits!".
Some of my mates are legenary tight f
kers, so had plenty of practise.I've paid out for things in the past, and had both sides of the coin.
Most pay me back, and no problem. One in particular, still owes me about £200 but it's not worth the hassle of trying to get it back.
We are still friends, but wouldn't lend them that amount of money again, perhaps a quid or two if they haven't got the cash on them, but not hundreds.
I also had my next door neighbour pay for getting my roof fixed while he had his done. it was over £700, but as he was having more things done anyway, he paid for things like the scaff. costs, as he would have needed it anyway. As soon as he had agreed to pay for it, and let me pay back when I could, I got his bank details and set up a standing order to cover a regular amount to pay him back. If I was a bit flush one month, I would pay him extra in his hand.
Fortunately, my next door neighbour is someone I knew at Uni, and we have been good friends for over 20 years.
Most pay me back, and no problem. One in particular, still owes me about £200 but it's not worth the hassle of trying to get it back.
We are still friends, but wouldn't lend them that amount of money again, perhaps a quid or two if they haven't got the cash on them, but not hundreds.
I also had my next door neighbour pay for getting my roof fixed while he had his done. it was over £700, but as he was having more things done anyway, he paid for things like the scaff. costs, as he would have needed it anyway. As soon as he had agreed to pay for it, and let me pay back when I could, I got his bank details and set up a standing order to cover a regular amount to pay him back. If I was a bit flush one month, I would pay him extra in his hand.
Fortunately, my next door neighbour is someone I knew at Uni, and we have been good friends for over 20 years.
As a group we regularly organise diving trips, which aren't cheap.
Always payment in full in advance and if you bail you find a replacement or suck it up. Money is collected in one account and any interest goes on beer/food. Can be several grand pooled for most trips.
As everyone else said- they are not your friends.
Always payment in full in advance and if you bail you find a replacement or suck it up. Money is collected in one account and any interest goes on beer/food. Can be several grand pooled for most trips.
As everyone else said- they are not your friends.
about 25 of us are regulars at le mans, two guys organize it. they don't chase the money too hard as everyone is reliable, but once in a while some chancer will pull as fast one. They don't get invited back.
often loosing a small amount of money to people like this is a good thing to happen, you learn who is reliable etc
often loosing a small amount of money to people like this is a good thing to happen, you learn who is reliable etc
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