Facing retirement.

Author
Discussion

UpTheIron

3,996 posts

269 months

Thursday 31st March 2016
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I'm looking forward to not having to work. In some respects I'm possibly there now as I could probably make my non-work income cover my outgoings if I reduced my outgoings but there wouldn't be much breathing room.

I'd love the time off... I could spend months (or more) sorting out a very long list of house and car related jobs.

What stops me? The worry that if I did stop and then needed to re-start I wouldn't be able to as at least some of my skills/knowledge would become out of date very quickly.

Tempting though, and hopefully will be doing so sooner rather than later.

Jasandjules

69,920 posts

230 months

Thursday 31st March 2016
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Cotty said:
Jasandjules said:
I am not sure I want to "retire" as such. I would rather keep working as long as possible on a part time basis. Hopefully keep mind and body "healthy".
You obviously do no work in the same office I do or you would change your mind. Im about to go postal with the pricks
No, I work for myself now in a job I adore. Had I been in my old job then I would have been looking at early retirement....

And Failhere, I am damn near wetting myself at the fact that you retired ten mins ago and are posting on PH - get yourself down the pub man!!

FailHere

779 posts

153 months

Thursday 31st March 2016
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I had already been in the pub from 12 until 3, I'm not cut out for drinking in public for long periods. Also I needed to go home to take the dogs out.

Zed 44

1,262 posts

157 months

Thursday 31st March 2016
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I'd like to hear what people would do in their retirement.

In my youf, there were things that I wanted to do but lacked the time and more importantly the money to do. Today, some of those things are no longer of interest to me and some I couldn't do because of the wear and tear of old age.

The problem is things like gardening, cooking, going to the pictures, walking the dog, reading, doing voluntary work leave me feeling like blaaahhh at the prospect. To me they really are the downhill slope.

Something exciting, challenging and adventurous for an oap esp. in the winter.



Blayney

2,948 posts

187 months

Thursday 31st March 2016
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Zed 44 said:
I'd like to hear what people would do in their retirement.

In my youf, there were things that I wanted to do but lacked the time and more importantly the money to do. Today, some of those things are no longer of interest to me and some I couldn't do because of the wear and tear of old age.

The problem is things like gardening, cooking, going to the pictures, walking the dog, reading, doing voluntary work leave me feeling like blaaahhh at the prospect. To me they really are the downhill slope.

Something exciting, challenging and adventurous for an oap esp. in the winter.
My mate's grand father just did his first parachute jump... he was in his late 70's I think.

MYOB

4,791 posts

139 months

Friday 1st April 2016
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At the age of 43, I have "retired" today!

Happy days!

AdeTuono

7,254 posts

228 months

Friday 1st April 2016
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MYOB said:
At the age of 43, I have "retired" today!

Happy days!
Well done! Beat me by 10 years. Hope you enjoy it.

For those who say they wouldn't know what to do with the time; use some imagination! If days were 48 hours long, I still wouldn't have a spare minute.

Vaud

50,550 posts

156 months

Friday 1st April 2016
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Charity work
School governor
Mentoring - prince trust, small businesses
Local community groups
Parish council


Plenty to avoid getting bored.

Vaud

50,550 posts

156 months

Friday 1st April 2016
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RizzoTheRat

25,173 posts

193 months

Friday 1st April 2016
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FailHere said:
I can see myself doing something else work-wise before too long if I get bored.
I used to work with a guy who'd retired but taken up contracting and aimed to do about 3 months work a year (usually Christmas to Easter as we had a pretty much guaranteed customer). He reckoned his pension took care of all his living costs, and the extra 3 months contract work a year paid for him and his wife to go on a big holiday every year, they'd spend all summer off in their camper van, or a couple of months away somewhere more exotic. I quite fancy that approach when I retire.

Kenty

5,052 posts

176 months

Friday 1st April 2016
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Retirement is not about filling you time and finding what to do, it is all about doing what you want to do!
Spend it in the pub if you want to but you have spent around 45 years working for, usually, someone else and now it is your time! It is what you make it.
Me, I travel most the winter, show my steam engine at rallies, spend time with grandkids, make and fix stuff in my workshop, keep chickens, and play golf!
Never bored!

King Herald

Original Poster:

23,501 posts

217 months

Friday 1st April 2016
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Kenty said:
Retirement is not about filling you time and finding what to do, it is all about doing what you want to do!
I've been telling myself that, if I want to PS4 all day, then I'll bloody well PS4 all day. biggrin

But I get bored of that after a while. I think I'll find a balance soon, doing busy work when I feel busy, and just relaxing when I feel like it.

PositronicRay

27,037 posts

184 months

Friday 1st April 2016
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King Herald said:
Kenty said:
Retirement is not about filling you time and finding what to do, it is all about doing what you want to do!
I've been telling myself that, if I want to PS4 all day, then I'll bloody well PS4 all day. biggrin

But I get bored of that after a while. I think I'll find a balance soon, doing busy work when I feel busy, and just relaxing when I feel like it.
It's right but also easy to sink into an apathetic mess. I need to have a little structure to my day, it's just the way I'am. I get a bit restless during the winter, summers the best time though.

My brother's been retired a year, it doesn't suit him. So he'll be contracting for 3 days a week.

bigbob77

593 posts

167 months

Friday 1st April 2016
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Some people are just no good at being retired. I know a couple of people like that, who just got more and more stressed out until they finally caved in and took another full-time job - crap low paying jobs but it makes them happy!

Personally I would be FANTASTIC at being retired! I work because I need money, and that's it. I have tasks on my to-do list from 10 years ago because I never get enough personal time to get them achieved. I CAN'T WAIT until I can plan out my own schedule all day, every day. Only 38 years to go weeping

Hasbeen

2,073 posts

222 months

Saturday 2nd April 2016
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Retirement means that instead of having to rush the brake overhaul on your classic, on Saturday before that run on Sunday, you can start Monday, & do a corner a day & the master cylinder on Friday, & test the thing on Saturday.

Then after the run on Sunday you have some time the next week to pull it apart & fit the anti rattle plates you forgot to fit last week.

It's great mate.

telford_mike

1,219 posts

186 months

Saturday 2nd April 2016
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Zed 44 said:
I'd like to hear what people would do in their retirement.

In my youf, there were things that I wanted to do but lacked the time and more importantly the money to do. Today, some of those things are no longer of interest to me and some I couldn't do because of the wear and tear of old age.

The problem is things like gardening, cooking, going to the pictures, walking the dog, reading, doing voluntary work leave me feeling like blaaahhh at the prospect. To me they really are the downhill slope.

Something exciting, challenging and adventurous for an oap esp. in the winter.
Retired a year ago. Spent most of last summer sailing in Greece (if you don't know how - do some training). Came home from Greece middle of October, then middle of December went to Switzerland skiing for the winter. Brilliant. Came back from there last week, and now trying to decide what to do this summer. Will probably go back to Switz for walking, kayaking etc.

Plenty to do, and not as expensive as it sounds if you go for long stays.



j4ckos mate

3,013 posts

171 months

Saturday 2nd April 2016
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I'd like to go early 60s if I can
Modest house all but paid for and I will have ten years of no mortgage to try and put some money away
Two small pensions and a decent work one
Ideally Jan- mar I'd like to get a place rented in Spain, the cold wet weather utterly depresses me here
So getting away till Easter would be great

Main task is making sure your healthy now leading upto and into retirement

Xaero

4,060 posts

216 months

Saturday 2nd April 2016
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I retired at 23 and just went travelling, but came out of retirement at 26 when I ran out of money hehe I'll probably do that a few times, depending on where I end up working, mini-retirements work well for me and are a time to develop a skill or pursue a hobby for a bit, then go back to work and think about the next retirement.

Where I work now, it's a small niche company mostly made up on people on the verge of retirement or beyond it, I think the average age is 62 someone said. The most happiest seem to be those who have gone part time once they hit retirement age, and just come in for 16-20 hours a week. I think the oldest is 72 now, he looks as fit and happy as those 20 years his junior.

coopedup

3,741 posts

140 months

Saturday 2nd April 2016
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I retired at 42 and went to work in Oz for a year doing voluntary conservation work, the best year of my life and boy are there some stories from that stint. now back at work for a local school having co-owned a bar abroard........bugger!

PositronicRay

27,037 posts

184 months

Sunday 3rd April 2016
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Xaero said:
I retired at 23 and just went travelling, but came out of retirement at 26 when I ran out of money hehe I'll probably do that a few times, depending on where I end up working, mini-retirements work well for me and are a time to develop a skill or pursue a hobby for a bit, then go back to work and think about the next retirement.

Where I work now, it's a small niche company mostly made up on people on the verge of retirement or beyond it, I think the average age is 62 someone said. The most happiest seem to be those who have gone part time once they hit retirement age, and just come in for 16-20 hours a week. I think the oldest is 72 now, he looks as fit and happy as those 20 years his junior.
That's not really retirement now is it.

Someone likened retirement to "being on the dole but with more money"