CH4 to pay claimants £26K benefits in one annual lump sum.
Discussion
Ari said:
'...who are each given a lump sum of £26,000 - the maximum any one family can receive under the Government's benefits cap.'
Is it really the maximum though? My understanding is that there are a myriad of loopholes, exceptions, 'special cases' and work-arounds for more money if you know the system (and have enough kids of course).
I think that's the point - it's changing so the max will be £26K.Is it really the maximum though? My understanding is that there are a myriad of loopholes, exceptions, 'special cases' and work-arounds for more money if you know the system (and have enough kids of course).
98elise said:
I know 3 people on long term benefits. All live within a stones throw from me, and all have a house a car etc and live pretty much normal lives.
One of them has not done a days work in the 25+ years I've known them, at no point has he ever considered working.
It is a bit weird the way some people seem to live very comfortably on benefits yet others are skipping meals to feed their kids.One of them has not done a days work in the 25+ years I've known them, at no point has he ever considered working.
The thing is there is absolutely no way they're giving the money to a bunch of sensible people. People who, even though on benefits, will at least attempt to budget it out over the 12 months. A camera following a mum about Aldi, kids in tow, whilst she rummages through the reduced section doesn't make good TV.
Giving a dumb ass a box of cash and filming them as they pour champers over each other whilst buying a new car and setting up their own, probably illegal, bar in their back garden is much more like it.
Giving a dumb ass a box of cash and filming them as they pour champers over each other whilst buying a new car and setting up their own, probably illegal, bar in their back garden is much more like it.
Yeah, sensible people don't make good viewing, might give this a watch, I normally don't watch the "poverty porn" shows as I get urges to throw my remote through my self-funded TV screen, but am interested to see how it's portrayed.
The obvious sensible thing to do would be to divide it by 12 and work out your unavoidable outgoings such as rent, utilities and then see how much is left over.
I have to admit though, even I would be tempted to throw £26k into the air of my living room if afford the opportunity.
The obvious sensible thing to do would be to divide it by 12 and work out your unavoidable outgoings such as rent, utilities and then see how much is left over.
I have to admit though, even I would be tempted to throw £26k into the air of my living room if afford the opportunity.
55palfers said:
Just thinking about the whole scenario.
If your savings exceed £16K (I think?) you are precluded from claiming benefits.
Don't they have to give £10K back?
Yes, it's £16k. I retired recently, and applied for housing benefit to help pay the rent. I was declined because I had given my daughter about £20k earlier in the year as a house deposit. It's called notional capital. How the hell I'm supposed to get my hands on it I don't know.If your savings exceed £16K (I think?) you are precluded from claiming benefits.
Don't they have to give £10K back?
Sorry. personal whine and OT. Except I now have about £20 per week to live on, after rent, utilities, car running costs etc.. It's a stupid system, unless you're one of those scumbags who know how to "play" it.
I'd imagine Channel 5 have probably done a work around, and are doing something like paying the bills for them, or splitting the money up between alot of family members, and the handing over of a big wad of cash is just a show. Unless it's all an elaborate ploy to get people kicked off the benefits trampoline.
I work for a housing association:
currently rent and council tax is paid direct to the council or us.
trust me, when I say the average tenant is not fit to deal with this. Indeed if rent is owed, its not because they ever owed it: but its because they couldn't be bothered filling a form out or giving proof of ID/benefits.
in the new proposals, (universal credit) those on the dole will get their money monthly.
they will have to budget and pay, properly, like normal people, all their bills from it.
Its the most dangerous piece of legislation ever produced.
All that will happen is most will go crazy, because they have never had such a large amount of money and 2 weeks in, they'll have nothing.
Will we get our rent or the council, their tax ? not a chance.
will we end up with lots of familes running out of electric/gas and children going hungry ? yes.
this programme makes no sense though, other than to take advantage of the terminally stupid.
currently rent and council tax is paid direct to the council or us.
trust me, when I say the average tenant is not fit to deal with this. Indeed if rent is owed, its not because they ever owed it: but its because they couldn't be bothered filling a form out or giving proof of ID/benefits.
in the new proposals, (universal credit) those on the dole will get their money monthly.
they will have to budget and pay, properly, like normal people, all their bills from it.
Its the most dangerous piece of legislation ever produced.
All that will happen is most will go crazy, because they have never had such a large amount of money and 2 weeks in, they'll have nothing.
Will we get our rent or the council, their tax ? not a chance.
will we end up with lots of familes running out of electric/gas and children going hungry ? yes.
this programme makes no sense though, other than to take advantage of the terminally stupid.
This is what I don’t get, how being paid on a monthly rather than weekly basis, or having to pay your landlord yourself is going to be such an extreme thing for some people.
Get money in, pay rent and bills, split remaining money in 4. Job done.
I know I’m coming from a position of where this is obvious to me, and I don’t have any particular money worries, but just how difficult is a direct debit?
Get money in, pay rent and bills, split remaining money in 4. Job done.
I know I’m coming from a position of where this is obvious to me, and I don’t have any particular money worries, but just how difficult is a direct debit?
55palfers said:
Just thinking about the whole scenario.
If your savings exceed £16K (I think?) you are precluded from claiming benefits.
Don't they have to give £10K back?
I assume they won't get any benefits. That is the point of the exercise is it not?If your savings exceed £16K (I think?) you are precluded from claiming benefits.
Don't they have to give £10K back?
However, does anyone think they won't blow it, quite probably on a new 4k TV etc? But then, does anyone think if mummy and daddy gave Felicity and Henrietta their 50k up front that they wouldn't be out getting a new pony and saddle and so on?
I think it'll be quite an interesting watch. The monthly duties that all make sense to [most of] us, such as paying council tax, electricity, gas and other household bills are just the routine. They're done because they have to be done. There isn't any reason why they shouldn't also realise this. We shall see.
battered said:
Ari said:
'...who are each given a lump sum of £26,000 - the maximum any one family can receive under the Government's benefits cap.'
Is it really the maximum though? My understanding is that there are a myriad of loopholes, exceptions, 'special cases' and work-arounds for more money if you know the system (and have enough kids of course).
Yeah, right. Everyone on benefits gets loads of money, there are a myriad of loopholes, etc. I have first hand experience of living on benefits for a protracted length of time in 2010-11 following a road accident when I couldn't work. My total benefit received in the year between my last salary payment and 52 weeks later was about £3,600. Yes, three thousand six hundred pounds. Give or take. Total. My rent over this period, which came out of that sum, was £5,400. Leaving a deficit of £1800 to pay bills, buy food, etc. Yes, that's a negative sum. Good thing I had savings.Is it really the maximum though? My understanding is that there are a myriad of loopholes, exceptions, 'special cases' and work-arounds for more money if you know the system (and have enough kids of course).
The "living on benefits is easy money" brigade ought to f**ing try it before they hold forth about how easy it is. Do some people abuse the system? Of course, just like some people fiddle taxes. But "easy money"? No. I saw enough Netto bloody chicken to last me a lifetime. The proportion of benefits claimants getting *anything like* £26k is vanishingly small. Families of 6 in West London, 1 of whom is severely disabled and needs 24 hour care, maybe. How many of them are there? Most benefits claimants get rent paid, CT paid, maybe heating/elec paid, £70pw. In a small place in say Leeds this is £5400 + £1000 + £600 + (£70 x 52). £11k, give or take. That's a lot less than £26k. Now go and live on it.
Oh, and this isn't a pop at you, Ari, it's a pop at the Daily Mail sponsored attitude that all on benefits are scroungers who've never done a day's work, it's easy money, blah blah blah, and a pop at exactly this kind of benefits porn.
98elise said:
hornetrider said:
battered said:
Yeah, right. Everyone on benefits gets loads of money, there are a myriad of loopholes, etc. I have first hand experience of living on benefits for a protracted length of time in 2010-11 following a road accident when I couldn't work. My total benefit received in the year between my last salary payment and 52 weeks later was about £3,600. Yes, three thousand six hundred pounds. Give or take. Total. My rent over this period, which came out of that sum, was £5,400. Leaving a deficit of £1800 to pay bills, buy food, etc. Yes, that's a negative sum. Good thing I had savings.
The "living on benefits is easy money" brigade ought to f**ing try it before they hold forth about how easy it is. Do some people abuse the system? Of course, just like some people fiddle taxes. But "easy money"? No. I saw enough Netto bloody chicken to last me a lifetime. The proportion of benefits claimants getting *anything like* £26k is vanishingly small. Families of 6 in West London, 1 of whom is severely disabled and needs 24 hour care, maybe. How many of them are there? Most benefits claimants get rent paid, CT paid, maybe heating/elec paid, £70pw. In a small place in say Leeds this is £5400 + £1000 + £600 + (£70 x 52). £11k, give or take. That's a lot less than £26k. Now go and live on it.
Oh, and this isn't a pop at you, Ari, it's a pop at the Daily Mail sponsored attitude that all on benefits are scroungers who've never done a day's work, it's easy money, blah blah blah, and a pop at exactly this kind of benefits porn.
Your problem is that you weren't a career benefit claimant gaming the system. You were simply 'between jobs'.The "living on benefits is easy money" brigade ought to f**ing try it before they hold forth about how easy it is. Do some people abuse the system? Of course, just like some people fiddle taxes. But "easy money"? No. I saw enough Netto bloody chicken to last me a lifetime. The proportion of benefits claimants getting *anything like* £26k is vanishingly small. Families of 6 in West London, 1 of whom is severely disabled and needs 24 hour care, maybe. How many of them are there? Most benefits claimants get rent paid, CT paid, maybe heating/elec paid, £70pw. In a small place in say Leeds this is £5400 + £1000 + £600 + (£70 x 52). £11k, give or take. That's a lot less than £26k. Now go and live on it.
Oh, and this isn't a pop at you, Ari, it's a pop at the Daily Mail sponsored attitude that all on benefits are scroungers who've never done a day's work, it's easy money, blah blah blah, and a pop at exactly this kind of benefits porn.
I know 3 people on long term benefits. All live within a stones throw from me, and all have a house a car etc and live pretty much normal lives.
One of them has not done a days work in the 25+ years I've known them, at no point has he ever considered working.
otolith said:
£200-a-week bedsit Jesus Christ.
nicanary said:
Yes, it's £16k. I retired recently, and applied for housing benefit to help pay the rent. I was declined because I had given my daughter about £20k earlier in the year as a house deposit. It's called notional capital. How the hell I'm supposed to get my hands on it I don't know.
Sorry. personal whine and OT. Except I now have about £20 per week to live on, after rent, utilities, car running costs etc.. It's a stupid system, unless you're one of those scumbags who know how to "play" it.
I have to ask. Sorry. personal whine and OT. Except I now have about £20 per week to live on, after rent, utilities, car running costs etc.. It's a stupid system, unless you're one of those scumbags who know how to "play" it.
Why did you think you could give away 20k and expect the state to subsidise you?
Edited by Justayellowbadge on Wednesday 3rd February 17:53
king numpty. 
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