Poor people and credit

Poor people and credit

Author
Discussion

Marc p

1,036 posts

142 months

Thursday 11th February 2016
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TurboHatchback said:
I must admit I don't understand how a grown man gets a 'thrill' out of owning a collection of jewelry (which is all expensive watches are) but each to their own I suppose. There are lots of curious hobbies out there.
Maybe it's where he's putting the watches that is causing a thrill. biggrin

Foliage

3,861 posts

122 months

Thursday 11th February 2016
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Stinkotanko said:
For me the thrill of ownership of my watch collection and my relatively humble fleet of cars is that I own them.

Not the bank, not Bright House, me.

Why do people not simply purchase what they can afford and stop cheapening prestigious brands with the sickening credit culture Britain is tied up in?

It upsets me to see a tracksuit-wearing yobbo sporting a Panerai, it makes me positively incandescent with rage when they bemoan the cost of buckles and purchase a fake.

Thankfully the 0% interest HP deals aren't available on premium cars or they would all be tearing around their council estates in Bentleys.

I guess I just don't like poor people.
Your a poor person, you just think your not, you must be or you'd have a better understanding of the world around you and wouldn't think in such black & white 2 dimensional terms.

spikey78

701 posts

181 months

Thursday 11th February 2016
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Posh watches are truly dull

Stinkotanko

Original Poster:

168 posts

99 months

Thursday 11th February 2016
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Foliage said:
Your a poor person, you just think your not, you must be or you'd have a better understanding of the world around you and wouldn't think in such black & white 2 dimensional terms.
Elaborate please, what's the sociological theory you're working off?

anonymous-user

54 months

Thursday 11th February 2016
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Context is important.

I've got a friend who is the embodiment of Jay from Inbetweeners and very much one wanting to be thought of in a higher social standing than he really is. A few years ago he was sporting an unmissable and quite frankly, tasteless timepiece. We asked him which town hall clock tower he'd stolen it from and he told us it was a limited edition Ayton Senna tribute thing that cost £6000 and there were only 20 in the world etc etc.

There is no way in the world he has £6000 to spend on a watch, and if he did his mum would have killed him (he was nearly 40 and living at home still). We played along and there was no harm done. A quick Google the next day showed that you could buy replica ones for a couple of hundred. No prizes for guessing which he wore.

The point is that unless every other aspect of the person and their lifestyle is of a comparable stature, a hugely expensive (or pretending to be) trinket in otherwise ordinary company smacks of a person desperately seeking validation or compensating for something.

anonymous-user

54 months

Thursday 11th February 2016
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Stinkotanko said:
Elaborate please, what's the sociological theory you're working off?
In the social strata, from what you term 'poor' to 'not poor' you do come over rather like the sub group 'tt'. I apologise if this offends you sensibilities, although I doubt it does, but this sub group are primarily people with a distorted view of reality and spend an inordinate amount of time being oblivious to their gaffes due to having been told by other sycophants that they are right, rather than having experienced the hoi poloi which leads to a more rounded view on fellow humans.

rb5er

11,657 posts

172 months

Thursday 11th February 2016
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It seems he doesn't view a mortgage as credit for some reason. rofl pauper.

WinstonWolf

72,857 posts

239 months

Thursday 11th February 2016
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DrTre said:
WinstonWolf said:
What is the 'thrill' in a watch? Other than knowing the time.
Doing a "captain koons".

Particularly if it's an extensive collection.
hehe That's probably it, I can't think of any other thrill with a watch...

nikaiyo2

4,732 posts

195 months

Thursday 11th February 2016
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AW111 said:
AW11 (MR2) with AE111 (Trueno BZR) drivetrain = AW111 smile

It's in readers cars.
Sounds great, I keep toying with getting a Mk1.5, with a properly built charge cooled 3S-GTE, but all Mk1s seem to be so so rusty over here. The 1st car I bought was a white Mk1b and at 8 years old had serious rust in the A pillars frown

Just realised my password for here is the Reg number from that car smile

rb5er

11,657 posts

172 months

Thursday 11th February 2016
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WinstonWolf said:
DrTre said:
WinstonWolf said:
What is the 'thrill' in a watch? Other than knowing the time.
Doing a "captain koons".

Particularly if it's an extensive collection.
hehe That's probably it, I can't think of any other thrill with a watch...
Well some of them tell you the date too. Thrilling indeed.

Don

28,377 posts

284 months

Thursday 11th February 2016
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I hate poor people. I hate rich people. I hate people of middling means.

Frankly I hate everybody, I'm fair minded like that.

Makes about as much sense

kazste

5,676 posts

198 months

Thursday 11th February 2016
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DonkeyApple said:
berlintaxi said:
zygalski said:
Taking out finance on a watch? Time to reassess what's important in life.
Why? Zero percent credit leaving the money earning interest in the bank or elsewhere, seems like a no brainer.
Yeah right. Only if you've taken care of your savings priorities and then ironically, if you're the type of chap who has done that then you wouldn't ever need credit to buy jewellery.
Completely incorrect, buying things on 0% finance and keeping the money to make more money is the definition of taking care of your saving priorities. If your the kind of chap who spends his money earlier than he needs to then you wont be buying as much as you could.

Also while im on my fking high horse only three types of people worry about st like this.
1 ignorant dheads
2 people who are jealous
3 people who are owed money by the people buying st

So time to ask which one are you?

DonkeyApple

55,292 posts

169 months

Thursday 11th February 2016
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kazste said:
Completely incorrect, buying things on 0% finance and keeping the money to make more money is the definition of taking care of your saving priorities. If your the kind of chap who spends his money earlier than he needs to then you wont be buying as much as you could.

Also while im on my fking high horse only three types of people worry about st like this.
1 ignorant dheads
2 people who are jealous
3 people who are owed money by the people buying st

So time to ask which one are you?
4. People who have the temerity to highlight the fking stupidity of man maths in PH. rofl

birdcage

2,840 posts

205 months

Thursday 11th February 2016
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Stinkotanko said:
Foliage said:
Your a poor person, you just think your not, you must be or you'd have a better understanding of the world around you and wouldn't think in such black & white 2 dimensional terms.
Elaborate please, what's the sociological theory you're working off?
You sound reasonably bright for a 16 year old. Well done son you tell them.

Foliage

3,861 posts

122 months

Friday 12th February 2016
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Stinkotanko said:
Foliage said:
Your a poor person, you just think your not, you must be or you'd have a better understanding of the world around you and wouldn't think in such black & white 2 dimensional terms.
Elaborate please, what's the sociological theory you're working off?
That of understanding of the human condition, that we are all vastly different in upbringing and motivation but essentially all the same deep down (except the outliers, the exception makes the rule)

That we live in a society driven by consumerism and an induced wanting to better ourselves by owning better newer 'things'.

Being rich isn't the owning of more/better stuff or having more numbers in your bank account than 'the other guy' its perhaps better to approach life as the betterment of yourself, not in monetary terms but that of knowledge, understanding, family and friends.

Instead of judging people, perhaps you should endeavour to better understand yourself and your motivation.

Jasandjules

69,895 posts

229 months

Friday 12th February 2016
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I am more fascinated by the concept that there are people who appear to define their self esteem based upon what watch they have...

berlintaxi

8,535 posts

173 months

Friday 12th February 2016
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DonkeyApple said:
4. People who have the temerity to highlight the fking stupidity of man maths in PH. rofl
people who don't know the definition of man maths.rolleyes

StevieBee

12,890 posts

255 months

Friday 12th February 2016
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Stinkotanko said:
It upsets me to see a tracksuit-wearing yobbo sporting a Panerai
It works the other way too.

I own an Omega. I always wanted on but could either not afford one or justify the cost of one. My wife saved up and got me one for my 40th. It is one of the nicest and most special things I own. Because of that, I get quite annoyed at those who buy and treat such items as others would a Swatch or Timex.


anonymous-user

54 months

Friday 12th February 2016
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Stinkotanko said:
It upsets me to see a tracksuit-wearing yobbo sporting a Panerai
No doubt from a man wearing tweeds and plus fours otherwise people would realise quicker he was a knobhead, so proving wrong the old adage of judging a man by his clothes.
No offence, but if there is oh well never mind...

BrabusMog

20,155 posts

186 months

Friday 12th February 2016
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StevieBee said:
Stinkotanko said:
It upsets me to see a tracksuit-wearing yobbo sporting a Panerai
It works the other way too.

I own an Omega. I always wanted on but could either not afford one or justify the cost of one. My wife saved up and got me one for my 40th. It is one of the nicest and most special things I own. Because of that, I get quite annoyed at those who buy and treat such items as others would a Swatch or Timex.
As someone who often wears a tracksuit with a Panerai or Rolex or sometimes even my Vacheron, I find your point ridiculous. I love my watches, but should I only be allowed to wear a G Shock when I am in sports clothes?