Giving up Work at 30

[Charlie1986]

So at the age of 30 i have a choice of giving up work.

I get a Military pension for life after being injured in service this and the additional Armed Forces PIP is worth £32,000 a year but I've chosen to take the choice of Motability so this takes it down to £29,000 a year. My other half works full time and we have a 4 year old who starts school in September.

All bills and our Mortgage is paid using my pension and still providing enough for me to live on and the OH wage can be saved.

The thing is i work and enjoy working but my condition recently has been playing up putting me in pain and being a dick but I'm very driven by pride.

If you had the choice what would you do? My mind is set for telling my work to get stuffed and becoming retired but at the age of 30!

[hidetheelephants]

No doubt you've already had help viz-a-viz aids to help you with physical tasks from the NHS and H4H etc, it's always good to seek alternative views from other agencies as no-one can know everything or have all the answers. If you have particular needs not met by existing available equipment Remap might be able to help.

[steveatesh]

Charlie1986 said:

So at the age of 30 i have a choice of giving up work.

I get a Military pension for life after being injured in service this and the additional Armed Forces PIP is worth £32,000 a year but I've chosen to take the choice of Motability so this takes it down to £29,000 a year. My other half works full time and we have a 4 year old who starts school in September.

All bills and our Mortgage is paid using my pension and still providing enough for me to live on and the OH wage can be saved.

The thing is i work and enjoy working but my condition recently has been playing up putting me in pain and being a dick but I'm very driven by pride.

If you had the choice what would you do? My mind is set for telling my work to get stuffed and becoming retired but at the age of 30!

OP if you are financially sound then you are in a great position. It does give you an opportunity to work for yourself, either full time or part time, rather than being at somebody else's beck and call.

Or you could do further education or something else to give you that goal to get up for?

It just needs a different view on life to the traditional work for somebody else.

Whatever you do I wish you the best of luck, I was in a similar position but at 48, left the employed work force and I've never looked back. Enjoy

[theaxe]

Not sure I have much to add but I know this guy retired at 30 by being careful with money.

[marmitemania]

If I could pack up work and comfortably enjoy life at 30 I would. Sadly I'm already 10 years wide of the mark and if I'm lucky or unlucky enough to survive to 70 (which will be the retiring age) I would imagine I will drop dead shortly afterwards. I know I would easily find enough in my life to do without getting bored.

[EnglishTony]

Have you considered doing charitable work?

[Jasandjules]

Can you work part time at your current role so you can still keep your eye in but not too much that you are in pain?

[marmitemania]

EnglishTony said:

Have you considered doing charitable work?

I was going to suggest that in my post above. I'm a Scoutmaster and could easily make it a full time job. It's not just a couple of hours a week (That's the break you get) but it's very rewarding when you see what the youngsters get out of it.

[Charlie1986]

Jasandjules said:

Can you work part time at your current role so you can still keep your eye in but not too much that you are in pain?

No it would be very difficult to do it over the summer part time.as we are so busy we go from 8-1 to doing 6-6 shifts for the summer months as its Fresh fruit.

To give you a clue about the pain wise think of a wisdom tooth pain and add a deep muscle pain then you are very close to what i have most days.

[Jasandjules]

Charlie1986 said:

No it would be very difficult to do it over the summer part time.as we are so busy we go from 8-1 to doing 6-6 shifts for the summer months as its Fresh fruit.

To give you a clue about the pain wise think of a wisdom tooth pain and add a deep muscle pain then you are very close to what i have most days.

Fear not, I am fully au fait with significant pain on a daily basis.

Therefore, I would suggest you leave that role and find one which is less demanding physically.

Because I truly think not working at all will drive you mad.

[johnxjsc1985]

You need to make sure you have something to get out of bed for.

[Huff]

+1, structure your time around a set of things you believe in and want to do/support: your family, obviously; and something to stretch yourself mentally if not physically.

ATB; you have positive choices to make in your own time. Make the best of it you can

Edited by Huff on Sunday 1st May 22:05

[maxdb]

I would take the pension and take up something you can manage and enjoy on a full or part time basis. Otherwise you will be very bored within a few months.

[Charlie1986]

Jasandjules said:

Fear not, I am fully au fait with significant pain on a daily basis.

Therefore, I would suggest you leave that role and find one which is less demanding physically.

Because I truly think not working at all will drive you mad.

This is what I'm worried about it would drive me mad not doing anything. So would look at playing more golf and volunteering

As for the pain side as it comes and goes so the Gp's won't prescribe anything strong enough as there worried i will become addicted to it. Which i do feel they are doing the best thing but its just a pain sometimes. But i do have my consultants direct dial and mobile for when its truly kicking off.

Im looking at my 10th Op in 6 years for a nerve replacement in my face and that has a recovery period of 12 months if i take it.

[TwigtheWonderkid]

Take the money and run. Running a home (as your wife works full time) and looking after a 4 yr old is a job in itself. Many women do this and no one bats an eyelid or questions their pride.

What's more important than raising a child and running a home so your spouse can further her career. So long as you're prepared to do the cooking and the cleaning, which seems fair as you're at home and she's working full time, I don't see any issue with it at all.

[Jasandjules]

Charlie1986 said:

This is what I'm worried about it would drive me mad not doing anything. So would look at playing more golf and volunteering

Well you could see if you can't find another part time (less demanding physically) job and then bin your current one?

That way you won't have weeks/months just kicking your heels around..

If you want to message me however I have had some treatments which have had a huge improvement on my pain levels...

[1ians]

Presumably you've spent quite a lot of time away from your little one? I'd take some well deserved time out so you can spend some more time with your child, even if it's only for a year or two.

After a while you can reevaluate and look to returning to work in a role which suits your needs.

[MrBarry123]

I'm expecting my wage to grow considerably in the ten year period from age 30 to age 40 so no, I wouldn't retire. I'd also be horribly bored.

[burritoNinja]

I was medically discharged at 28 from the Army and although with my spinal injuries, I could do nothing for life, I started university and trying to get my main engineering career. Difficult with having a messed up spine and being limited but like yourself, pride is my thing. Tough call indeed. You got the money and support.
Thank you for your service.

[Charlie1986]

MrBarry123 said:

I'm expecting my wage to grow considerably in the ten year period from age 30 to age 40 so no, I wouldn't retire. I'd also be horribly bored.

Or you could lose your job tomorrow or the next day. No matter what i have a pension that will grow each year for life. If you had that option what would you do?