Easiest and cheapest divorce

Easiest and cheapest divorce

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croyde

Original Poster:

22,879 posts

230 months

Wednesday 4th May 2016
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We have been seperated for over 7 years now. She lives in the house with her boyfriend and our 3 children. 10 to 16 years old.

I rent a place and have just started seeing someone.

All pretty amicable, I pay a monthly amount to her and help out in other ways as well as having the kids when I can.

House is only really worth something if sold but she and the kids need a home.

So how does one get a divorce that doesn't break the bank and lets those slimy solicitors in to start winding everybody up whilst making a fortune.

I'd rather give up on the house than pay a cent to a solicitor.

Whats the best way to go? I presume, with the kids involved, that a bit of paperwork from WH Smiths won't suffice.

Cheers.

CR6ZZ

1,313 posts

145 months

Wednesday 4th May 2016
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Been there, done that. Only speaking from NZ experience, but I should imagine similar avenues will be available in the UK. If it is amicable it is certainly possible to do the whole thing without any lawyers involved. It is merely a matter of making a list of what each of you expects to come out of the relationship with, compare the lists, and haggle sensibly and logically over what doesn't match up.

All we ended up paying was the court fee for the ultimate dissolution of the marriage. Key is keeping it friendly and, if kids are involved, not expecting them to take sides. Keep other friends and family out of it if at all possible. Ex and I are still on amicable speaking terms 32 years later, despite both having had new OHs for around 20 years, and the children, who were 10 and 8 at the time, have grown up with two loving, but separate, families.

Wombat3

12,142 posts

206 months

Wednesday 4th May 2016
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As above, the key is working out a solution for yourselves & then telling the solicitor(s) what you want them to do.

If you can't do that then try a mediator (who are usually solicitors, but you see them together).

sly fox

2,226 posts

219 months

Wednesday 4th May 2016
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croyde said:
We have been seperated for over 7 years now. She lives in the house with her boyfriend and our 3 children. 10 to 16 years old.

I rent a place and have just started seeing someone.

All pretty amicable, I pay a monthly amount to her and help out in other ways as well as having the kids when I can.

House is only really worth something if sold but she and the kids need a home.

So how does one get a divorce that doesn't break the bank and lets those slimy solicitors in to start winding everybody up whilst making a fortune.

I'd rather give up on the house than pay a cent to a solicitor.

Whats the best way to go? I presume, with the kids involved, that a bit of paperwork from WH Smiths won't suffice.

Cheers.
Stay Amicable - don't give solicitors a sniff of fighting amongst each other.
have good communication with your other half throughout the process so that there are no surprises.
Try and sell the house before the divorce, and draw up an agreement of proceeds /split that works for both sides. Then when you get to court, the worst financial part has been potentially dealt with.

My divorce cost around £1300 in total - including court fees etc. As much as i did not want to spend money, i also realised that the solicitor can take away a large portion of the stress - so get one that works on a fixed fee. Then you can speak to them as often as you like to get things like terminology of law explained.




Dangerous Dan

624 posts

171 months

Thursday 5th May 2016
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Cheap as chips... if you know where to find one. Not legal, but that wasn't the criteria silly

croyde

Original Poster:

22,879 posts

230 months

Thursday 5th May 2016
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Haha

Bibbs

3,733 posts

210 months

Thursday 5th May 2016
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The ex and I agreed on the financial settlement, so I DIY'ed the financial separation documents and got the ex to sign them.
Submitted and went through with no issues.

I then filled in the divorce forms, got the ex to sign them, and I paid the fees.

Was about $500 all in (Australia).




No lawyers were paid in this story.

anonymous-user

54 months

Thursday 5th May 2016
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You can print out the petition forms online, fill them in yourself and send them to a county court with a cheque for £550 and your marriage certificate. Assuming everything is OK you can then apply for a Decree nisi and once that arrives you have to wait 6 weeks before you can apply for your Decree Absolute (which means you are officially divorced) which costs a further £50.

Anyway, everything you need is here : https://www.gov.uk/divorce/overview

Make sure you fill the forms in correctly otherwise they will send them back which adds weeks and weeks to the process. The forms take less than an hour to fill in but a solicitor will charge you £1000 upwards to do this for you. Honestly it is not that hard.

I tried to use solicitors as little as possible, in my experience they make the process as slow and difficult as possible to get as much money out of you as they can. You are probably looking at upwards of £200 + VAT an hour for a solicitor. I did all the paperwork myself but still ended up spending £2K on various bits of advice which I could have easily found on the internet.

You also need to sort out the finances, and again I recommend you do this as amicably as you can with your ex without involving solicitors. I was quoted a ball park figure of £25K+ each if the divorce has to go to court.

Remember that half that house is yours, try not to just give it away to your ex and her new boyfriend.

Solicitors love divorce, it can be a licence to print money if you let them get carried away.

coopedup

3,741 posts

139 months

Thursday 5th May 2016
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Admittedly no kids involved, but my ex and I sorted all the financial stuff, house sale, etc between us, I then used an online company with no problems at all, for about £500 about 12 years ago

ShyTallKnight

2,208 posts

213 months

Thursday 5th May 2016
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We met in the pub one night and agreed on the grounds for divorce and also worked out what she was expecting in terms of a financial settlement. Fortunately for me she was reasonably sensible in terms of her expectations.

I used the solicitor managed divorce service on Wikivorce. So total cost to obtain decree absolute was about £700 (£400 of that were court fees)

As I was staying in the family home I needed to re-mortgage to a) pay her off and b) get the deeds / mortgage in my name. This cost all in approx £600.

Took about 6 months from start to finish.

stewies_minion

1,166 posts

187 months

Thursday 5th May 2016
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Mine was less amicable so I used a solicitor. Certainly couldn't have spent a night in the pub with her.

IMHO that was the best £2500 I ever spent.

They took the stress out and made sure that we nipped and tucked all the financials including the all important, but dull, pensions. They also tied up my transfer of equity into the process giving my ex the right money at the right time which helped all involved.

I expect I could have done it myself, but at the time wasn't inclined to.

Pat H

8,056 posts

256 months

Thursday 5th May 2016
quotequote all
croyde said:
We have been seperated for over 7 years now. She lives in the house with her boyfriend and our 3 children. 10 to 16 years old.

I rent a place and have just started seeing someone.

All pretty amicable, I pay a monthly amount to her and help out in other ways as well as having the kids when I can.

House is only really worth something if sold but she and the kids need a home.

So how does one get a divorce that doesn't break the bank and lets those slimy solicitors in to start winding everybody up whilst making a fortune.

I'd rather give up on the house than pay a cent to a solicitor.

Whats the best way to go? I presume, with the kids involved, that a bit of paperwork from WH Smiths won't suffice.

Cheers.
I am one of those nasty grabbing solicitors, albeit I know more about the dark side of the moon than divorce law.

I also got divorced last year following an amicable separation. There were kids to consider, and a deed of financial separation needed sorting out.

I employed a decent local divorce lawyer to sort things out. The whole job cost about £1000, of which about half were court fees.

My Ex didn't bother with a solicitor, which kept the overall costs down. She and I agreed the division of the equity in the house, maintenance for the kids and sorting out a couple of life insurance policies.

I took the view that the extra £500 was money well spent to get the job done properly.

A few things to consider:

1. Have you both got wills? This will need sorting out whether you decide to divorce or not.
2. Is there a mortgage? Presumably you are still a party to it? You want to kill that potential liability.
3. If she is staying in the house, what about division of any equity?
4. A clean break is preferable, just leaving the maintenance to sort out.

My Ex and I sold the matrimonial home, she bought something smaller where she lives with the kids. We agreed that she would take two thirds of the equity so that she could get somewhere decent.

Good luck.


Adam B

27,225 posts

254 months

Thursday 5th May 2016
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did it online myself, whole thing cost about £600 - don't get solicitors involved if at all possible

Dusty964

6,923 posts

190 months

Thursday 5th May 2016
quotequote all
Bibbs said:
The ex and I agreed on the financial settlement, so I DIY'ed the financial separation documents and got the ex to sign them.
Submitted and went through with no issues.

I then filled in the divorce forms, got the ex to sign them, and I paid the fees.

Was about $500 all in (Australia).




No lawyers were paid in this story.
Any chance you could post a link to the relevant site please?
Im about to do the same but live in dubai, soon to be other half is australian, in australia. I just really want to get it done fast and cheap but every site i find seems to be a crock of ste.
It would be greatly appreciated.

Thanks

Puggit

48,439 posts

248 months

Thursday 5th May 2016
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croyde

Original Poster:

22,879 posts

230 months

Thursday 5th May 2016
quotequote all
All good stuff chaps.

Seeing how that we have been apart for 7 years, how do the authorities obtain prove that is so, or does one have to start 2 years from applying?

coopedup

3,741 posts

139 months

Thursday 5th May 2016
quotequote all
I just waited for 2 years, we had plenty of proof that we had been apart for that time.

ShyTallKnight

2,208 posts

213 months

Thursday 5th May 2016
quotequote all
You just put the date of separation on the application. Before 2 years is up you need a reason - unreasonable behaviour, adultery but after the 2 years is up aslong you both sign it off then you should be good to go.

SlimRick

2,258 posts

165 months

Thursday 5th May 2016
quotequote all
It's still worth speaking to a solicitor IMO, what happens if you win the lottery in 4 years time or she decides she wants a share of your pension pot?

http://www.easydivorce.co.uk/

It's worth a couple of hundred quid to make sure it's done properly.

anonymous-user

54 months

Thursday 5th May 2016
quotequote all
https://www.gov.uk/divorce/file-for-divorce

Do it all yourself - it's very easy and not too expensive.

If there are no disputes over money/kids etc, there is no need to involve a solicitor or make any court appearances.