Worried about retirement

Worried about retirement

Author
Discussion

PurpleMoonlight

Original Poster:

22,362 posts

157 months

Thursday 26th May 2016
quotequote all
Not financial worries, but worried that I will be bored silly all day.

I've worked since leaving school at 16. Not a workaholic but like to be in control of my life hence operating my own business for the past 22 years. I'm 55 this year.

Mind and body getting tired (unfit). People are starting to mention 'exit strategy' to me. Stupid phrase.

But what will I do with my days when I retire?

Where will I live? Can't see myself staying in the midlands to be honest. Somewhere by the sea would be nice. No family. No ties.

Could buy a motorhome and travel Europe for 5 years. Watch live GP's, Moto GP, Giro, Tour de France, etc.

Ideas?


numtumfutunch

4,721 posts

138 months

Thursday 26th May 2016
quotequote all
I'm a few years behind you yet but do wonder sometimes, work is OK but has never defined me so I'd expect to spend more time with my friends and family and hobbies

Tdf each year is also a given for me too

Not sure I'd relocate, I like it here and our local hospital is good, not an issue now but you never know

Do you have children?
That would be my only major dilemma

anonymous-user

54 months

Thursday 26th May 2016
quotequote all
Don't retire?

227bhp

10,203 posts

128 months

Thursday 26th May 2016
quotequote all
I think if you need to ask questions like that then you need putting down.
Christ on a bike, if I could retire tomorrow i'd be like a dog wi' two dicks.
The first thing you could do is search out all the other retirement posts....

Edited by 227bhp on Thursday 26th May 07:35

hornetrider

63,161 posts

205 months

Thursday 26th May 2016
quotequote all
What's your social circle like op? With no family I see how you're not looking forward to it, retirement most likely will remove your day to day relationships with people. I suspect you'll need to find a way of replacing that.

Maybe buy a golf club or something. No, not a 3 iron, something with lots of grass and 18 holes.

PurpleMoonlight

Original Poster:

22,362 posts

157 months

Thursday 26th May 2016
quotequote all
desolate said:
Don't retire?
Darn, why didn't I think of that. biggrin

Robbo 27

3,630 posts

99 months

Thursday 26th May 2016
quotequote all
http://www.probus.org/Probus%20UK.html

This is a social club network for professional persons who are retired.


If you can keep working, even on reduced hours, then this would be a good option, IMHO.


PurpleMoonlight

Original Poster:

22,362 posts

157 months

Thursday 26th May 2016
quotequote all
No children (effectively).

It's true that outside work I have little interaction with real people (you guys don't count as real people wink), but that itself doesn't bother me. I am generally quite content on my own.

I guess it is more how to occupy the time that work used to occupy.

Crush

15,077 posts

169 months

Thursday 26th May 2016
quotequote all
Take up a new hobby like sailing or flying.

condor

8,837 posts

248 months

Thursday 26th May 2016
quotequote all
You could set up your own business around something that interests you.

I'm semi-retired and set up a pet sitting/dog walking business because I love animals.

LordGrover

33,538 posts

212 months

Thursday 26th May 2016
quotequote all
PurpleMoonlight said:
...

Mind and body getting tired (unfit). People are starting to mention 'exit strategy' to me. Stupid phrase.
...
I'd address this before you start contemplating retirement. Whatever you do won't be as much fun if you're not as fit as you'd like.

eta fix quote

Edited by LordGrover on Thursday 26th May 08:29

coopedup

3,741 posts

139 months

Thursday 26th May 2016
quotequote all
Go traveling, visit places you have always wanted to go to.

PurpleMoonlight

Original Poster:

22,362 posts

157 months

Thursday 26th May 2016
quotequote all
coopedup said:
Go traveling, visit places you have always wanted to go to.
This does appeal a lot, hence the motorhome idea.

Providing I can get UK TV via satellite and internet access of course. Following Europe all around the coast nipping inland for sporting events.

Wonder if it's better to buy in UK or abroad?

Robbo 27

3,630 posts

99 months

Thursday 26th May 2016
quotequote all
PurpleMoonlight said:
This does appeal a lot, hence the motorhome idea.

Providing I can get UK TV via satellite and internet access of course. Following Europe all around the cost nipping inland for sporting events.
Sounds perfect. I know a couple who bought a Hymermobile with left hand drive and spend 6 months in southern europe every winter. They keep a small cheap flat in Lancashire for residency purposes, maybe tax or NHS reasons, dunno.

I made the mistake of marrying a younger workaholic, I want to clear off and do stuff like you are planning but she wants to continue working 6 days a week until she retires. By that time I will be the wrong side of the turf.

Enjoy it, as long as there is some cash coming in then there is nothing to worry about.

coopedup

3,741 posts

139 months

Thursday 26th May 2016
quotequote all
PurpleMoonlight said:
Providing I can get UK TV via satellite and internet access of course. Following Europe all around the coast nipping inland for sporting events.
That is exactly what I would do in a heartbeat, just going with the flow.

GAjon

3,731 posts

213 months

Thursday 26th May 2016
quotequote all
I've had a motor home, and am now missing it.
My plan for retirement in a MH is around the coast of the U.K. & Ireland. Then costal around Western Europe including Scandinavia.
Only popping inland for whatever race series in the vicinity.

98elise

26,498 posts

161 months

Thursday 26th May 2016
quotequote all
Think of your ideal job (tinkering with cars, traveling the world etc).

If you can't think of anything better to do with your time that what you do now then as someone said above, don't retire.

I could probably list 100 things I'd rather be doing, but I do work in IT smile

NRS

22,133 posts

201 months

Thursday 26th May 2016
quotequote all
227bhp said:
I think if you need to ask questions like that then you need putting down.
Christ on a bike, if I could retire tomorrow i'd be like a dog wi' two dicks.
The first thing you could do is search out all the other retirement posts....

Edited by 227bhp on Thursday 26th May 07:35
Surely that depends on how you like your job, what interests you have outside work, your health, if you have people to do those interests with, and if you have the money for it too?

I'm still well off retirement age, but can understand the OP. I have lots of different interests, but depending on the money and people available to do them with you could end up with a lot of spare time. Plus a lot of my interests would rely on good health, and sitting at home on the internet or watching TV doesn't really appeal. Yes, you can learn new interests and meet new people, but it's not as simple as retirement being so much better. It helps my job is effectively an interest of mine anyway and a lot of fun.

anonymous-user

54 months

Thursday 26th May 2016
quotequote all
PurpleMoonlight said:
This does appeal a lot, hence the motorhome idea.

Providing I can get UK TV via satellite and internet access of course. Following Europe all around the coast nipping inland for sporting events.

Wonder if it's better to buy in UK or abroad?
Do you enjoy your work or not?

If you do, why retire?
If you don't why not hit the road tomorrow?

PositronicRay

27,004 posts

183 months

Thursday 26th May 2016
quotequote all
I had this dilema 4 yrs ago. I retired on the basis that I was bored with working, I could always go back to work if I wanted to.

So we got a dog, enjoying the local countryside, and I find my days just fill up with stuff (I can spend days pottering)

More time for friends and family.
More time for holidays.
Take advantage of good weather when it appears.
I always used to be at work 8-6 my day doesn't really get going until 10 now, by 4pm I've parked my arse. Cooking and meal-times are more relaxed.

I had a "to do" list, I've only found the time for part of it and this is 3.5 yrs on. I take time over things now where as everything used to be a rush.

Winter is tougher to keep myself occupied however. It's easy to become lazy in a "manana"kind of way.