Lending Small amount of cash to friends
Discussion
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I was buying some protein and bits from the GNC website a few weeks ago at work and my mate said could I add some extra bits to my order for him. No problem, meant I got free delivery. Stuff turns up, his was £32 I think, had to ask about 6 times for the money, to the point it was embarrassing for both and he got the arse. It's not the amount it's the principle!
I turned up to the pub once and realised I had forgot my wallet. Asked a mate I had known for over 25 years if I could borrow £20 as it would have taken me maybe an hour & half round trip to go back to get it. No worries, next week im in the pub first and see him walking in the door, take out £20 and hand it to him as he reaches the table. Apparently his wife had said "make sure you get that £20 back from cotty"
he would not have lent it to me if he didn't know I was good for it.
Oh I know who has it and he has said he will return it but for some reason he just won't. Its not about the money as its not really worth anything, I just want it back as it has memories from a good time in my life. In future im just going to rip it to a memory stick and lend them that.
he would not have lent it to me if he didn't know I was good for it. rehab71 said:
Cotty said:
Also don't lend DVD's that you want to see again. Unfortunately its not something I can buy again.
When I lend a DVD I take a picture of them holding it!Think that the general consenscus of this thread is correct - only do it if you don't need it back. I certainly agree.
Never ceases to amaze me the 'front' of people, when it comes to money.
Guy I worked with in the motor trade had an account with a local MOT station.
His valeter had a sister who needed her car MOT'd. My mate kindly said she could take her car to the garage in question, tell them that he had sent her and put it on his account. They could settle-up after. It was a genuine offer, he thought he could save her a few quid.
When he caught up with her weeks later, after many dodged calls, she was genuinely disgusted with him that he was asking her for this money.
Her actual words were, "You told me I could put this on your account."
Presumably, she actually thought that a total stranger had offered to cover the cost of her MOT test.
In the scheme of things, it was nothing really. It was £32, back then.
Lesson learned, however.
A few years later, I spent some time working at the same garage, because of my friend. Sorted out my Dad's car, he was a bit skint.
Wouldn't you know it, my Dad's neighbour turned up one day saying "I've heard you can do MOT tests for nothing."
Errrrm, no I can't. Who told you that?
"Jim said his MOT was free, we want one of those."
Never ceases to amaze me the 'front' of people, when it comes to money.
Guy I worked with in the motor trade had an account with a local MOT station.
His valeter had a sister who needed her car MOT'd. My mate kindly said she could take her car to the garage in question, tell them that he had sent her and put it on his account. They could settle-up after. It was a genuine offer, he thought he could save her a few quid.
When he caught up with her weeks later, after many dodged calls, she was genuinely disgusted with him that he was asking her for this money.
Her actual words were, "You told me I could put this on your account."
Presumably, she actually thought that a total stranger had offered to cover the cost of her MOT test.
In the scheme of things, it was nothing really. It was £32, back then.
Lesson learned, however.
A few years later, I spent some time working at the same garage, because of my friend. Sorted out my Dad's car, he was a bit skint.
Wouldn't you know it, my Dad's neighbour turned up one day saying "I've heard you can do MOT tests for nothing."
Errrrm, no I can't. Who told you that?
"Jim said his MOT was free, we want one of those."
Lent a mate £350 to buy the car if his dreams when he didn't get what he expected selling his own car. Was literally what I had left in my account on the promise that I'd get it back 2 days later. Needless to say I got fobbed off for weeks on end and struggled to make ends meet. Icing on the cake was a couple of months later, he knew I was stressed out over money and he announced he had booked a holiday with another mate for 2 weeks in Spain.
May his death be slow and painful.
May his death be slow and painful.
ooo000ooo said:
Lent a mate £350 to buy the car if his dreams when he didn't get what he expected selling his own car. Was literally what I had left in my account on the promise that I'd get it back 2 days later. Needless to say I got fobbed off for weeks on end and struggled to make ends meet. Icing on the cake was a couple of months later, he knew I was stressed out over money and he announced he had booked a holiday with another mate for 2 weeks in Spain.
May his death be slow and painful.
Absolute ar$ehole.May his death be slow and painful.
I helped a friend out with some advice on dealing with his housing association that were trying to evict him. His flat had major damp problems that they wouldn't fix so he stopped paying the rent until they did.
It went to court and thanks to what I told him, he was told he only had to pay an extra £20 a month on top of his rent to clear the arrears.
So in the six months that he hadn't been paying his rent he'd managed to lay his hands on a projector, full krestron lighting setup, B&W speakers, AV Amps etc. This was back in 2002 I'd guess.
A couple of months later he asked if I could loan him some money because he was about to be evicted again, he hadn't made any attempt to clear the arrears and was further behind on his rent.
He didn't want me to transfer the money direct to the HA, but to him. I couldn't really afford to do it and new the money wouldn't come back if I did, so I agreed if he'd give me some security against it. So I got his rear channel surround speakers (B&W DM603s) to look after until he could clear the debt.
I still have the speakers and have no idea where he is.
It went to court and thanks to what I told him, he was told he only had to pay an extra £20 a month on top of his rent to clear the arrears.
So in the six months that he hadn't been paying his rent he'd managed to lay his hands on a projector, full krestron lighting setup, B&W speakers, AV Amps etc. This was back in 2002 I'd guess.
A couple of months later he asked if I could loan him some money because he was about to be evicted again, he hadn't made any attempt to clear the arrears and was further behind on his rent.
He didn't want me to transfer the money direct to the HA, but to him. I couldn't really afford to do it and new the money wouldn't come back if I did, so I agreed if he'd give me some security against it. So I got his rear channel surround speakers (B&W DM603s) to look after until he could clear the debt.
I still have the speakers and have no idea where he is.
A friend of Mrs G had been saving for a new kitchen for a number of years as the one in the house they purchased was at deaths door. She finally had over £10k and was planning the new kitchen when her sister said she needed a new car for work.
The friend lent the sister £10k on the understanding it would be repaid within 6 months so that the kitchen could be ordered.
2 years later and still not been repaid. The sister also borrowed £2k from her dad and has yet to pay that back after 18 months.
To say it has put massive strain on the relationship is an understatement.
I just cannot understand how some people can be so selfish and underhand.
The friend lent the sister £10k on the understanding it would be repaid within 6 months so that the kitchen could be ordered.
2 years later and still not been repaid. The sister also borrowed £2k from her dad and has yet to pay that back after 18 months.
To say it has put massive strain on the relationship is an understatement.
I just cannot understand how some people can be so selfish and underhand.
Not a friend but my youngest brother.He asks me and my other brother to "Can you lend me a £5/££10/£20" me and my brother give him the money knowing that the likelihood of seeing it again is about as likely as Elvis reappearing. Sometimes he shocks us by saying "Here's that £5/£10/£20 I owe you."
garyhun said:
A friend of Mrs G had been saving for a new kitchen for a number of years as the one in the house they purchased was at deaths door. She finally had over £10k and was planning the new kitchen when her sister said she needed a new car for work.
The friend lent the sister £10k on the understanding it would be repaid within 6 months so that the kitchen could be ordered.
2 years later and still not been repaid. The sister also borrowed £2k from her dad and has yet to pay that back after 18 months.
To say it has put massive strain on the relationship is an understatement.
I just cannot understand how some people can be so selfish and underhand.
Its a really insidious way to poison a friendship/relationship. Its absolutely mind boggling what some people think is acceptable behaviour.The friend lent the sister £10k on the understanding it would be repaid within 6 months so that the kitchen could be ordered.
2 years later and still not been repaid. The sister also borrowed £2k from her dad and has yet to pay that back after 18 months.
To say it has put massive strain on the relationship is an understatement.
I just cannot understand how some people can be so selfish and underhand.
I lent a so called mate 9k a few months back and he has disappeared off the face of the earth, he has blocked my number. The only problem for him is we have worked together in the past and i know where he stores his materials and the guys who keep it wouldn't batter an eye lid if i went in to collect it.
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