Insurance

Author
Discussion

Radioron

Original Poster:

14 posts

162 months

Friday 26th November 2010
quotequote all
I have a Seat Leon Cupra R that I keep in Spain. I recently had an engine remap (up to 310 bhp) and added a Miltek sports exhaust. I notified my current insurance company who decided not to continue cover. Having tried a couple of other insurance commpanies, they are not interested because of the mods. Does anyone know of a Spanish insurance company that may provide cover please?

mickrick

3,700 posts

174 months

Saturday 27th November 2010
quotequote all
Keep it zippered! No one would know the difference anyway.
If you want to do it properly, any mods should be inspected by the engineer at your local ITV station, and added to the bottom of your fischa technica.

Radioron

Original Poster:

14 posts

162 months

Saturday 27th November 2010
quotequote all
Thanks - that may be the eventual practical solution. But I thought that I should make some effort at being a law abiding citizen - although my enthusiasm is diminishing!

johninspain

201 posts

173 months

Saturday 27th November 2010
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Abbygate insurance just google them, they do all my stuff, think they are based in Malaga

johninspain

201 posts

173 months

Saturday 27th November 2010
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out of interst who did your remap ? was it out here ?

Radioron

Original Poster:

14 posts

162 months

Sunday 28th November 2010
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Thanks - I tried Abbeygate a couple of weeks ago but, although they were very helpful, they said that due the mods they could not help me.

Work was done by Leo Racing who are about five minutes from Malaga airport. Contact number is 952 244 848 or e-mail - rava310@hotmail.com They were recommended by Dimsport in Barcelona who are Spanish agents for Milltek.

Kneetrembler

2,069 posts

203 months

Tuesday 30th November 2010
quotequote all
Radioron said:
I have a Seat Leon Cupra R that I keep in Spain. I recently had an engine remap (up to 310 bhp) and added a Miltek sports exhaust. I notified my current insurance company who decided not to continue cover. Having tried a couple of other insurance commpanies, they are not interested because of the mods. Does anyone know of a Spanish insurance company that may provide cover please?
Hi,

I insure my Corvette through a company called Liberty Seguros, via a broker who I've used for the last 15yrs in Majorca. Neil Rowley Insurance Tel 971720807 ask for Yvonne

Radioron

Original Poster:

14 posts

162 months

Thursday 9th December 2010
quotequote all
Thanks - and apologies for the delayed reply. I am in touch with Yvonne and hope that she can help. One thing that she has told me is that the vehicle needs to pass through the ITV and that the Ficha Tecnica needs to be changed. This sounds a nightmare!

mickrick

3,700 posts

174 months

Thursday 9th December 2010
quotequote all
Like I said in my first post. You'll have to make an apointment at the ITV station. They'll tell you what paperwork you'll need.
Then you'll have to take some forms to the bank. 3. One for you, one the bank keeps, and one to take back to the ITV station to prove you've paid.
Then you'll get an apointment for an inspection.
If all is well,they'll add the mod onto he bottom of you fischa technica, stamp it, and the enginer signs it.
Just be polite, and patient, and hope the "engineer" rolleyes isn't a total ar$e!
Same goes for changing wheel and tire sizes, fitting bush bars, and tow bars, in fact anything that isn't standard.
Good luck, and post back how you get on. wink

Radioron

Original Poster:

14 posts

162 months

Thursday 9th December 2010
quotequote all
Thanks - you did warn me. This gets more difficult by the day. One of the documents that is needed by ITV is proof of insurance which I do not have because of the mods. And the insurance brokers tell me that they can not get insurance until I get the ficha tecnica changed. So this is a recipe for going round in circles! Your original advice about keeping schtum sounds increasingly attractive!

Radioron

Original Poster:

14 posts

162 months

Tuesday 22nd February 2011
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I thought that it might be helpful to provide an update on this saga so that anyone else considering some mods can learn from my unhappy experience.

Having fitted a Miltek sports exhaust and had a Revo remap, I took the honest (but flawed) decision to notify my insurance company. They have insisted that the changes are recorded on my ficha tecnica. But to do this requires certification that the changes accord with EU homologation requirements. After much dialogue with the company that did the fitting, it has become clear that neither modification has EU approval.

I have spoken to Miltek and pointed out that it would have been helpful to have made this disclosure before selling the system. But they are just a deceitful bunch who frankly could not care less.

So I am lumbered. I can either take everything off the vehicle, write off €2,000 of mods and get the benefit of continued insurance. Or I can pretend that I have done so and then just take my chances.

Thanks to those who have provided helpful guidance. This has been a hugely frustrating experience. The only consolation is that, with the mods, the car is huge fun!

mickrick

3,700 posts

174 months

Tuesday 22nd February 2011
quotequote all
Sorry to hear of your whoes! frown
I wonder how the Guys who rally their cars get on?
We have a classic car rally on 10th 11th and 12th of March over here in Mallorca. There are some seriously moddified competition cars!
Including not so classic hatch's that are clearly not standard.

Where are you in Spain? If there's a car club near you, maybe they'll know a way to get it done. I suspect it'll be finding the right ITV "Engineer" who's not impartial to dare I say it, having his palm crossed with €! whistle

Thanks for the update.

cwoodsie2

331 posts

210 months

Tuesday 22nd February 2011
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This all sounds really bizarre?! Then again I have head tales of folks getting their cars returned to standard before the ITV and then putting the mods all back on. A neighbour also had trouble with some aftermarket alloys on his merc and it took 2 visits to the ITV station just to sort that out.

If you want to dig further let me know - we have a very good contact based in Benalmadena who understands Spanish law and the maze that is getting an ITV etc. He took me down in Jan to get a new ITV on our Merc and all went well so could explain the issues and book you an appointment if you wanted....

Radioron

Original Poster:

14 posts

162 months

Sunday 27th March 2011
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This is an update on where I have got to with my problem.

Having posted a question on Tuning Andulacia I have been referred to a really helpful tuning shop in Alicante. I have also spoken to the Spanish agent in Barcelona who deals on behalf of Miltek and he has also been very constructive. What is clear now is that a recent change in law means that the Spanish authorities now require any modification to the ficha tecnica to be supported by a manufacturer's certificate stating that the part has EU homologation approval. My exhaust does not have that approval so in theory my ficha tecnica can not be changed in line with my insurance company's requirements.

The option exists to find a friendly technician at a testing centre who would be prepared to ignore the requirement. The search is on to find a man who might be capable of being persuaded to exercise some discretion!

More encouragingly I have been reassured that it is unknown for insurance companies to investigate whether vehicles have been modified. So in the event that my search for a friendly technician proves futile, I shall just have to get a new insurance company and keep quiet about the mods. For those who have followed this saga, this what I was advised to do in the first place!

Thanks to all those who have provided helpful advice.

cabbron

416 posts

218 months

Sunday 27th March 2011
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is the tuning shop in alicante vgk racing?cheers.

Radioron

Original Poster:

14 posts

162 months

Sunday 27th March 2011
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The company is Tuning Pro. The guy I have been dealing with is Rafa Martínez - www.tuningpro.es - info@tuningpro.es