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jjiimmkk22

Original Poster:

659 posts

98 months

[news] 
Monday 8th October 2012 quote quote all
Hello,

Well after looking around I think I've found the wagon I want and hopefully my current car is about to sell. I have taken a look around for serious insurance. I didn't expect it to be so difficult.

I am a 27 year old professional living in -what the insurance told me- is one of the lowest risk areas in the country. I have had a full license for 10 years. 9 years NCB. No claims, accidents or points ever! I am Mr. Sensible and boring.

Many companies won't quote me! Others get very confused with SL and PPP.

I have called Subaru insurance who understood exactly what the car spec was and have provided me with an acceptable quote. What a nightmare.

Now to hopefully change cars!!

Jim

paulmoonraker

2,719 posts

50 months

[news] 
Monday 8th October 2012 quote quote all
Try Keith Michaels. Ask for Gary Moulson.

ScoobieWRX

4,863 posts

113 months

[news] 
Monday 8th October 2012 quote quote all
Could have gone to A-Plan or Directline.

+1 For Keith Michaels but could never ever get hold of Gary so went elsewhere.

Jazzy Jefferson

503 posts

28 months

[news] 
Tuesday 9th October 2012 quote quote all
jjiimmkk22 said:
Hello,

Well after looking around I think I've found the wagon I want and hopefully my current car is about to sell. I have taken a look around for serious insurance. I didn't expect it to be so difficult.

I am a 27 year old professional living in -what the insurance told me- is one of the lowest risk areas in the country. I have had a full license for 10 years. 9 years NCB. No claims, accidents or points ever! I am Mr. Sensible and boring.

Many companies won't quote me! Others get very confused with SL and PPP.

I have called Subaru insurance who understood exactly what the car spec was and have provided me with an acceptable quote. What a nightmare.

Now to hopefully change cars!!

Jim
What sort of prices are you getting?
Im 27, less NCB but just insured my impreza 2000 for a "sensible" price.

jjiimmkk22

Original Poster:

659 posts

98 months

[news] 
Tuesday 9th October 2012 quote quote all
I think a standard WRX wagon would only be another £100 on top of what I have now so not much over £500 for the year.

With the PPP added it looked like around £620 but when I called to check the qoute was 100% accurate the company ran through it and then said they can't insure me. The sticking point seems to be the intercooler hose change that comes with the PPP.

Anyway, Subaru quoted 680. The wagon I was after sold after a day on Autotrader. I was too slow. I think when I hopefully track down the right wagon with PPP Subaru insurance might be the way to go, atleast for the first year anyway.

J
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jjiimmkk22

Original Poster:

659 posts

98 months

[news] 
Tuesday 9th October 2012 quote quote all
ScoobieWRX said:
Could have gone to A-Plan or Directline.

+1 For Keith Michaels but could never ever get hold of Gary so went elsewhere.
A-plan won't insure me until I'm 28. The nice lady on the phone sympathised but couldn't help. Not tried DL. I'll give them a go.

cheesesliceking

1,029 posts

127 months

[news] 
Tuesday 9th October 2012 quote quote all
jjiimmkk22 said:
I think a standard WRX wagon would only be another £100 on top of what I have now so not much over £500 for the year.

With the PPP added it looked like around £620 but when I called to check the qoute was 100% accurate the company ran through it and then said they can't insure me. The sticking point seems to be the intercooler hose change that comes with the PPP.

Anyway, Subaru quoted 680. The wagon I was after sold after a day on Autotrader. I was too slow. I think when I hopefully track down the right wagon with PPP Subaru insurance might be the way to go, atleast for the first year anyway.

J
Why does the hose swap cause such a problem?

paulmoonraker

2,719 posts

50 months

[news] 
Tuesday 9th October 2012 quote quote all
Admiral and Elephant recognise the PPP as a model with the WRX. It's shows up on their system as 'WRX FREE PPP'. Also persist with Keith Michaels. Or put a standard intercooler hose on (but check this won't cause the car to suffer an instantaneous death)...

jjiimmkk22

Original Poster:

659 posts

98 months

[news] 
Tuesday 9th October 2012 quote quote all
cheesesliceking said:
Why does the hose swap cause such a problem?
If only I knew. I can't remember which company it was but they told me they couldn't quote. I asked if they could find out exactly why and they said it was the modification to the inter cooler. I told them the inter cooler was standard apart from the single hose but they still said no quote.

Direct line quote 391 for a standard wrx with tracker but I think I'll have to phone up for the PPP part.

Admiral don't have the PPP listed on their website. Might be worth another call armed with the 'wrx free PPP' info.

Anyway I'm happy that I can insure one for acceptable cash. Less than £700 for the first year isn't that bad so any cheaper is a bonus.

jjiimmkk22

Original Poster:

659 posts

98 months

[news] 
Tuesday 9th October 2012 quote quote all
I'm waiting for Keith micheals to get back to me.

I have selected a wrx (261) I assume this is a wrx with PPP. Does anyone know if I'm correct.

J

paulmoonraker

2,719 posts

50 months

[news] 
Tuesday 9th October 2012 quote quote all
jjiimmkk22 said:
I'm waiting for Keith micheals to get back to me.

I have selected a wrx (261) I assume this is a wrx with PPP. Does anyone know if I'm correct.

J
Yes. That's roughly the power output.

Zed Ed

786 posts

70 months

[news] 
Wednesday 10th October 2012 quote quote all
Admiral and elephant can do mods online inc exhaust, remaps like ppp.

I live in high risk ville and got on online quote, mods disclosed and parked on the street.

jjiimmkk22

Original Poster:

659 posts

98 months

[news] 
Wednesday 10th October 2012 quote quote all
paulmoonraker said:
Admiral and Elephant recognise the PPP as a model with the WRX. It's shows up on their system as 'WRX FREE PPP'. Also persist with Keith Michaels. Or put a standard intercooler hose on (but check this won't cause the car to suffer an instantaneous death)...
Thanks for this. It only shows up as a 2005 model and I will probably get 03/04. Elephant were happy enough to put it down as a 2004 wrx free PPP. 126 extra with 7 months left. Works out at about 610 for a year.

Keith Michaels is getting back to me but I'm happy enough that I can insure the car. Just got to find a nice one now.

RB5Bird

337 posts

82 months

[news] 
Thursday 11th October 2012 quote quote all
Fit a tracker, and don't bother with Direct Line - well, not after the first year.

AndySpecD

393 posts

74 months

[news] 
Friday 12th October 2012 quote quote all
Admiral - I pay about £550 on a 2006 STI fully comp (26yrs old)

WeirdNeville

5,892 posts

102 months

[news] 
Friday 12th October 2012 quote quote all
I had a very similar experience.
Everyone says 'Gary Moulson'. I called a couple of times a week for 3 weeks, left messages, and never got to speak to him. That's not customer service.

Eventually I got Admiral who were my insurers anyway to recognise the PPP - I got the guy to read the list of options until he got to (261) and that is the PPP option. They get confused because the car was listed as a WRX SL - dealers offered either the PPP for free, or a free Upgrrade to SL spec so no many cars have both.

Don't quote individual mods in the PPP package, it works out more expensive.

I got my insurance for £600 in the end whch seems to be the going rate for a no points, never crashed 32 year old in a good postcode. I tried all the online search engines, all the specialists, a few brokers and that was the best I could do.

ScoobieWRX

4,863 posts

113 months

[news] 
Friday 12th October 2012 quote quote all
For most of us over 30's insurance for a modded WRX or STi (all mods declared) will cost somewhere between £500-£600 if you have a clean licence and decent NCB.

Any insurers charging more should go take a run and jump.

ThePieman

18 posts

25 months

[news] 
Friday 12th October 2012 quote quote all
Moley (gary) at KM is well worth getting hold of...... he's looked after all my insurance needs for the past few years.

Not had too many problems getting through to him myself but I do know people that have.. worth chasing him up though, you really need to phone him directly if you can get the number (not sure if we can put it on here? but you should be able to find it on some of the subaru forums out there;) )
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