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Chris71
19,998 posts
111 months
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If I put down proof reader rather than journalist (which I'm fairly sure would be considered insurance fraud...) mine falls by £66.
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skip_1
2,113 posts
59 months
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skinley said: Is this accurate? I currently live in a 'D' postcode and anything interesting would cost me £900+ even with 11yrs no claims. We are moving soon and when I tried quotes for the new address ('F' postcode, apparently higher risk, (then Bradford!)) I could save nearly £500. I assume a lot of it is street based, not just postal area?
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matthias73
1,673 posts
19 months
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zeduffman said: When I last phoned Admiral they reckoned a student was lower risk than a healthcare professional. I laughed but there's not much you can do about it... A gynacologist will see a case of blue waffle, and crash his M3 on the way home due to the horror. A student will get high, lose his keys and end up staying round stacys house, therefore not needing the car.
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no-worries88
1,793 posts
67 months
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I don't really have many other options to change it to,
At £4637 a year I'd be glad of more options though.
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Spanna
1,502 posts
45 months
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What the hell are you driving?^^^^ I'm 21, signwriter, insurance is a stonking £255.38... This is on a motorbike though. 
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Spanna
1,502 posts
45 months
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Eighteeteewhy
6,364 posts
37 months
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From now on I'm a Cargo Operator. 
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no-worries88
1,793 posts
67 months
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Spanna said: What the hell are you driving?^^^^ I'm 21, signwriter, insurance is a stonking £255.38... This is on a motorbike though. 996 turbo,I'm 23. On the r6r though I'm 140 fully comp
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wst
1,065 posts
30 months
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no-worries88 said: Spanna said: What the hell are you driving?^^^^ I'm 21, signwriter, insurance is a stonking £255.38... This is on a motorbike though. 996 turbo,I'm 23. On the r6r though I'm 140 fully comp Christ only knows what that R8 kid pays then o_o Or do you live in carjacking stabbing whiplash central?
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Herman Toothrot
4,888 posts
67 months
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Out of the list that I could deem acceptable and not fibbing there would be a £9 difference.
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no-worries88
1,793 posts
67 months
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wst said: hrist only knows what that R8 kid pays then o_o
Or do you live in carjacking stabbing whiplash central? Manchester,so not far off haha.
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pitbull turbo
656 posts
50 months
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I went from employed engineer too director of a ltd company and got hit with a £106 increase
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VinceFox
14,274 posts
41 months
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If i change from lecturer to teacher i save fifteen quid.
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Maestro Turbo
44 posts
12 months
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The jobseeker question is easily answered. If you are genuinely a job seeker - ie actively looking for work as opposed to just being sat on your arse watching/appearing on Jeremy Kyle - then you will be out there quite a bit looking for work and attending interviews, resulting in your car being left all over the place, which is considered to be more of a risk than being kept in the same place every day (such as an office car park). Now addresses, that is the biggy. For example, I'm 34 and looking to return to driving after 5 years. The upshot is that although I have no accidents, I also have no NCB. Out of interest, decided to get an insurance quote for a very nice '91 Supra I had seen - in budget, but no serious intention of actually buying one, just wanted to see what group 19 car would cost me. Anyhoo, got a quote for best part of £1600. Fair does, was expecting that. Out of interest, changed the address to my parents who live literally a 5 minute walk down the road. Premium fell to £850 with the same insurer.  Just goes to show, that even though we are in the same post code, the difference it can make between a nice suburban cul-de-sac and an estate on the other side of town where cars are quite often on fire.
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Gogoplata
477 posts
29 months
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So what are the legal implications of changing your job title to get a cheaper quote?
As it happens my job title isn't listed anyway so I just pick the nearest profession, when I renew I might as well choose one that is cheaper.
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Killer2005
15,392 posts
97 months
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Being an underwriter took about £200 off my insurance 
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mollytherocker
6,917 posts
78 months
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As far as I can calculate, nothing.
MTR
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inman999
910 posts
42 months
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£70.10 saved over the only other job description I could legally use.
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V8Triumph
5,961 posts
84 months
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Changing from music teacher to teacher apparently saves me £5. However, after putting an actual quote in for insurance I found that there was no difference?
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Gwagon111
3,379 posts
30 months
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I seem to remember a few years ago that the worst / most expensive thing you could say on the occupation bit was professional sportperson, or motoring journalist. The best / cheapest was a livestock auctioneer or something similar
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