Still a £$&£$ on the log book

[mph1977]

Aphex said:

In my experience there has been no issue at all with the insurance company.

have you had a high value claim with one of these vehicles, and by high value i mean genuinely high value claim ...

[Steffan]

Aphex said:

In my experience there has been no issue at all with the insurance company.

Your comment interests me. Are you saying that an insurance comany is prepared to knowingly insure, in the UK, at reasonable terms, an incorrectly regstered and heavily modified car, in the UK? If that is the case could you let me know the insurance company involved, please? I drive a number of heavily modified cars and kit cars and I have never heard of that offer from an insurance company at any time. My enquiries have always been answered on such matters as quite outside the insurance companies coverage as a matter of policy.

[mph1977]

Steffan said:

Aphex said:

In my experience there has been no issue at all with the insurance company.

Your comment interests me. Are you saying that an insurance comany is prepared to knowingly insure, in the UK, at reasonable terms, an incorrectly regstered and heavily modified car, in the UK? If that is the case could you let me know the insurance company involved, please? I drive a number of heavily modified cars and kit cars and I have never heard of that offer from an insurance company at any time. My enquiries have always been answered on such matters as quite outside the insurance companies coverage as a matter of policy.

i would suspect it;s probably 'specialist' brokers / insurers ... or the NFU (as they are used to heavily modded 4*4s and agri vehicles in their core demographic )

[Steffan]

mph1977 said:

Steffan said:

Aphex said:

In my experience there has been no issue at all with the insurance company.

Your comment interests me. Are you saying that an insurance comany is prepared to knowingly insure, in the UK, at reasonable terms, an incorrectly regstered and heavily modified car, in the UK? If that is the case could you let me know the insurance company involved, please? I drive a number of heavily modified cars and kit cars and I have never heard of that offer from an insurance company at any time. My enquiries have always been answered on such matters as quite outside the insurance companies coverage as a matter of policy.

i would suspect it;s probably 'specialist' brokers / insurers ... or the NFU (as they are used to heavily modded 4*4s and agri vehicles in their core demographic )

Possibly my youngest daughter works at the NFU head office I will ask the question. If there is a mainstream car insurer repaired to cover modified vehicles without correct registration I would be very interested to know. Could save me a lot if effort.

[rovermorris999]

I can't believe any insurer would insure an incorrectly registered car.

[Liquid Knight]

Ineptitude and the DVLA in the same sentence? Don't get me started.

As above.

If the engine swap hasn't been declared for insurance fraud, VED fraud or to avoid paying congestion charges avoid it.

If there is no pap trail provided from the engine donor and photographic log of the conversion, avoid it.

If they can't be arsed to spend two minutes filling in a form and 63p on a stamp after spending hundreds of Pounds and hours doing the conversion don't just avoid the vehicle run away as quickly as possible.

Some conversions like the Fiat Punto with the 20V Turbo Coupe' transplant require major structural work to do, these are undeclared as they probably need an IVA at £340 and those costs will be passed onto the new owner pass or fail. Avoid these unless you can dig a hole deep enough for it.

This thread may come across as a bit fuddy duddy but think of the second hand market as a forest and we're showing you how to avoid bear traps.

[Aphex]

Never a high value claim, I've never been the one to cause the accidents (touch wood) and the cars values tend to be sub 2k. I've always used marque specific insurers.

In fact, the last write off the assessor didn't even open the bonnet. Took one look and said it'd be a write off, it was back on the road for less that £250

The joy of 80s hatches.

[mph1977]

Aphex said:

Never a high value claim, I've never been the one to cause the accidents (touch wood) and the cars values tend to be sub 2k. I've always used marque specific insurers.

In fact, the last write off the assessor didn't even open the bonnet. Took one look and said it'd be a write off, it was back on the road for less that £250

The joy of 80s hatches.

that just demonstrates the limited criteria that the insurance market has created with regard to repair costs ...

my point vs higher value claims is these are the kind of claims that are likely to have police and (both) insurers going over things with a fine tooth comb to look for criminal factors and things to reduce their payout/ provide opportunities to attempt to reclaim from you ...

[Aphex]

You mean the milk float that crashed into my parked car wasn't the crime of the century??

[Liquid Knight]

No but the bloody Horlicks advert they made was.

[Liquid Knight]

http://www.ebay.co.uk/itm/peugeot-106-1-1-2001-1-6...

[Aphex]

Looks like a gti, just.. slower

[Liquid Knight]

http://www.ebay.co.uk/itm/Vauxhall-Astra-GTE-Picku...

This looks fun...

DVLA said:

Vehicle make VAUXHALL
Date of first registration 29 June 1989
Year of manufacture 1989
Cylinder capacity (cc) 1297cc
CO₂Emissions Not available
Fuel type PETROL
Vehicle status SORN in place
Vehicle colour RED
Vehicle type approval Not available
Wheelplan 2 AXLE RIGID BODY
Revenue weight Not available

M.O.T Expired 09 January 2014

[Steffan]

Liquid Knight said:

http://www.ebay.co.uk/itm/Vauxhall-Astra-GTE-Picku...

This looks fun...

DVLA said:

Vehicle make VAUXHALL
Date of first registration 29 June 1989
Year of manufacture 1989
Cylinder capacity (cc) 1297cc
CO2Emissions Not available
Fuel type PETROL
Vehicle status SORN in place
Vehicle colour RED
Vehicle type approval Not available
Wheelplan 2 AXLE RIGID BODY
Revenue weight Not available

M.O.T Expired 09 January 2014

The pity of this is that it looks a decent motor. Uninsurable, unregisterable and illegal OTR.

Those days have gone and such cars have no value. The only way nowadays is open declaration and then follow the requirements of the DVLA/ VOSA. There are no longer any shortcuts.

[Liquid Knight]

"Professional conversion"

I would expect a "Professional" to know how to fill in a form and send a letter off.

The lack of M.O.T considering the condition is disturbing. Has been laughed out of VOSA stations or has it been laid up for eighteen months?

[mcford]

Liquid Knight said:

gowmonster said:

Liquid Knight said:

M.O.T until October???

If the M.O.T tester couldn't tell the difference between an ohv 1100 or a dohc 2.5 V6 I think VOSA should pop round with a eye chart.

conversion done just after the last mot?

I think the exhaust can for a back box has Max Power 2001 written all over it.

It either has an invalid M.O.T because the tester gave his guide dog the day off or it has an invalid M.O.T because it's based on the original platform.

It's not the MOT testers job to police these conversions and no provision for it is made in the inspection manual or the testers guide. As long as the correct testing procedures are followed, the correct methods are used and the correct standards are applied to the vehicle as presented, the tester has done what he/she has been paid to do.

[tr7v8]

mcford said:

Liquid Knight said:

gowmonster said:

Liquid Knight said:

M.O.T until October???

If the M.O.T tester couldn't tell the difference between an ohv 1100 or a dohc 2.5 V6 I think VOSA should pop round with a eye chart.

conversion done just after the last mot?

I think the exhaust can for a back box has Max Power 2001 written all over it.

It either has an invalid M.O.T because the tester gave his guide dog the day off or it has an invalid M.O.T because it's based on the original platform.

It's not the MOT testers job to police these conversions and no provision for it is made in the inspection manual or the testers guide. As long as the correct testing procedures are followed, the correct methods are used and the correct standards are applied to the vehicle as presented, the tester has done what he/she has been paid to do.

I have pointed that out & still no one gets it! Also issues being reported that the half wits at the DVLA make it a nightmare to change engine & other details on V5C

[graham22]

Liquid Knight said:

http://www.ebay.co.uk/itm/Vauxhall-Astra-GTE-Picku...

This looks fun...

DVLA said:

Vehicle make VAUXHALL
Date of first registration 29 June 1989
Year of manufacture 1989
Cylinder capacity (cc) 1297cc
CO2Emissions Not available
Fuel type PETROL
Vehicle status SORN in place
Vehicle colour RED
Vehicle type approval Not available
Wheelplan 2 AXLE RIGID BODY
Revenue weight Not available

M.O.T Expired 09 January 2014

Liking the Red Top engine.

[Limpet]

graham22 said:

Liking the Red Top engine.

All you need is a can of spray paint. Who knew?

[Liquid Knight]

http://www.ebay.co.uk/itm/vauxhall-astra-mk3-gsi-2...

V6 Astra GSI, tried and tested conversion I really like. Superb colour. Just before I bid I went to...

https://www.vehicleenquiry.service.gov.uk/

DVLA said:

Vehicle make VAUXHALL
Date of first registration 21 August 1992
Year of manufacture 1992
Cylinder capacity (cc) 1998cc
CO₂Emissions Not available
Fuel type PETROL
Vehicle status Tax not due
Vehicle colour BLACK
Vehicle type approval Not available
Wheelplan 2 AXLE RIGID BODY