A girl in need - Crazy cost to insure a left hand drive

A girl in need - Crazy cost to insure a left hand drive

Author
Discussion

Superdavros

Original Poster:

236 posts

233 months

Wednesday 28th August 2013
quotequote all
Hello,

28 year old, dark haired, very pretty Spanish girl in the office (si), has brought her little C3 to the UK.

Anyone recommend an Insurance company to cover a bog standard C3, 1.1, green thing, but a left hand drive?



She has 7 years of (Notary confirmed) Spanish NCB, and has 1 year of British NCB. lives in the UK etc etc etc .

To re-new, she's been quoted £700.
As a re-flux I suggested a company who offer specialist insurance, but they want £1,000+...

Roo

11,503 posts

208 months

Wednesday 28th August 2013
quotequote all
Is it UK or Spanish registered?

If still Spanish that might be causing some of the problem. If it is, send it back and buy a UK car.

If it's been UK registered the biggest stumbling block is going to be lack of experience of driving LHD cars in the UK. Irrespective of previous driving history.

It sounds like it's going to be the usual ballache of google and lots of time on the phone.

I have the same rigmoral every year with my car.

Superdavros

Original Poster:

236 posts

233 months

Wednesday 28th August 2013
quotequote all
Hi,
Its UK registered now, so the only thing is the steering wheel is on the wrong side.

£700 just seems crazy for a car worth probably less than that!

Roo

11,503 posts

208 months

Wednesday 28th August 2013
quotequote all
It's the lack of LHD driving over here that's causing the problem.

A-Plan won't touch you unless you've got at least one years experience. How you're supposed to get the experience when you can't get insurance seems to be beyond them.

moreflaps

746 posts

156 months

Wednesday 28th August 2013
quotequote all
Roo said:
It's the lack of LHD driving over here that's causing the problem.

A-Plan won't touch you unless you've got at least one years experience. How you're supposed to get the experience when you can't get insurance seems to be beyond them.
OP says she's got 1 year's experience...

Cheers



Roo

11,503 posts

208 months

Wednesday 28th August 2013
quotequote all
moreflaps said:
Roo said:
It's the lack of LHD driving over here that's causing the problem.

A-Plan won't touch you unless you've got at least one years experience. How you're supposed to get the experience when you can't get insurance seems to be beyond them.
OP says she's got 1 year's experience...

Cheers
I know that. I was merely poitning out the stupidity of some insurers and how they see things.

Superdavros

Original Poster:

236 posts

233 months

Wednesday 28th August 2013
quotequote all
I think that is who the first year of insurance was with. (A-Plan)

Roo

11,503 posts

208 months

Wednesday 28th August 2013
quotequote all
She did well to get that then as they won't touch a lot of American cars without the person having LHD experience over here.

Tried Sureterm? Footman James?

heebeegeetee

28,874 posts

249 months

Wednesday 28th August 2013
quotequote all
Superdavros said:
Hello,

28 year old, dark haired, very pretty Spanish girl in the office (si), has brought her little C3 to the UK.

Anyone recommend an Insurance company to cover a bog standard C3, 1.1, green thing, but a left hand drive?



She has 7 years of (Notary confirmed) Spanish NCB, and has 1 year of British NCB. lives in the UK etc etc etc .

To re-new, she's been quoted £700.
As a re-flux I suggested a company who offer specialist insurance, but they want £1,000+...
No answers without pictures. And I don't mean of the C3.

kambites

67,644 posts

222 months

Wednesday 28th August 2013
quotequote all
LHD cars were worth more than RHD ones last time I looked. Why doesn't she sell it and buy a RHD one?

N7GTX

7,885 posts

144 months

Wednesday 28th August 2013
quotequote all

Gixer

4,463 posts

249 months

Wednesday 28th August 2013
quotequote all
Stevenage??

Agree with Roo its the inexperience of driving a LHD over here.

Superdavros

Original Poster:

236 posts

233 months

Wednesday 28th August 2013
quotequote all
heebeegeetee said:
No answers without pictures. And I don't mean of the C3.
I'll see what I can do!

Superdavros

Original Poster:

236 posts

233 months

Wednesday 28th August 2013
quotequote all
Roo said:
She did well to get that then as they won't touch a lot of American cars without the person having LHD experience over here.

Tried Sureterm? Footman James?
Will pass it on....

Superdavros

Original Poster:

236 posts

233 months

Wednesday 28th August 2013
quotequote all
kambites said:
LHD cars were worth more than RHD ones last time I looked. Why doesn't she sell it and buy a RHD one?
Would you like to make an offer or a 52 plate Citroen C3, 1.1 in Kermit the Frog Green?
I'll wager it's not worth much!

Roo

11,503 posts

208 months

Wednesday 28th August 2013
quotequote all
Superdavros said:
Would you like to make an offer or a 52 plate Citroen C3, 1.1 in Kermit the Frog Green?
I'll wager it's not worth much!
It's not worth much, but would be worth twice as much in Spain as it is here.

Hugo a Gogo

23,378 posts

234 months

Wednesday 28th August 2013
quotequote all
Superdavros said:
kambites said:
LHD cars were worth more than RHD ones last time I looked. Why doesn't she sell it and buy a RHD one?
Would you like to make an offer or a 52 plate Citroen C3, 1.1 in Kermit the Frog Green?
I'll wager it's not worth much!
as an example, mobile.de only has a selection of bashed and broken C3s for much under 2000 euro

ImpossiblyDaft

399 posts

182 months

Wednesday 28th August 2013
quotequote all
Aviva and Admiral are two I've found quite good for that.

Superdavros

Original Poster:

236 posts

233 months

Wednesday 28th August 2013
quotequote all
Thank you for your help.

All passed on.

I've suggested she sell it to someone who has a home abroad....

Hugo a Gogo

23,378 posts

234 months

Wednesday 28th August 2013
quotequote all
there are companies that can be found on t'internet who specialise in LHD cars, maybe that's the easy way of selling it - or stick it on ebay, loads of expat spain/uk cars on there