Engine remap doubes my insurance quotes!!! Any tips?
Discussion
VladD said:
HaloGen8 said:
V8covin said:
How would your insurer find out if you remapped your car if you didn't tell them ?
They wouldn't so don't tell them
This ^^^They wouldn't so don't tell them
and will always inform the ins co.....Johnnytheboy said:
Can I link to this thread every time some new car thread gets spammed with people saying I should buy a lesser car and remap it?
It's impossible to win.An interesting thought though regarding insurance, are you meant to get a new car (new to you) checked for a remap? What would happen in the event of a big claim with respect to an undeclared remap that the owner was unaware of?
I had my own car remapped, best money I've spent on the car. Get it done by a reputable company and enjoy.
So much rubbish spouted about reliability, and guess what, it is rubbish! A reputable mapper will not risk making your car unreliable! It may highlight 'weak' parts of the car but they'll be parts you'd need to change sooner or later anyway.
As for insurance, I'm with Greenlight, and have every modification declared, price is under £500 on a similar car to an R26.
So much rubbish spouted about reliability, and guess what, it is rubbish! A reputable mapper will not risk making your car unreliable! It may highlight 'weak' parts of the car but they'll be parts you'd need to change sooner or later anyway.
As for insurance, I'm with Greenlight, and have every modification declared, price is under £500 on a similar car to an R26.
HaloGen8 said:
But being honest...genuinely how many PHers which are posting on here have EVERY modification declared to their insurance be it alloy swap or air filter or window tint?
It's easy to point the finger but is everyone being truthful with their insurer??
Fess up time!
I do, it's simply not worth the hassle not doing things properly. Declare every single thing as the sneaky fIt's easy to point the finger but is everyone being truthful with their insurer??
Fess up time!
kers will try anything to get out of paying in the event of a claim.Someone I know got screwed over after he ran out of talent on a motorway one evening. Had a highly modified Volvo 850, mods declared like bigger turbo, intercooler, water injection & methanol, mapped to suit, porsche brakes, LSD etc etc, forgot to declare his orange silicone hoses & his insurers refused to pay him because of them.
What would be really annoying is for your modified car to be hit by uninsured driver, then you try to claim on your own policy and they don't pay out! How would that make you feel? Also they then cancel with no refund, you then pay to fix your car, and then pay to reinsure - except as you have had a cancellation it doubles your premium.. Before declaring the mods. Imagine what happens when you add those in as well. So basically you don't save money by not declaring. Not that I can see how a wheel change can affect what happens when you are parked (unless theft).
All this rubbish about maps being checked by insurance companies.
There are over 40 standard maps for a Subaru Impreza, so how can they differentiate between them??
Also not declaring the slightest thing is about risk. You are still insured should something be found undeclared but only 3rd party. Some people are happy to take this risk because insurance companies look for excuses to rip them off.
There are over 40 standard maps for a Subaru Impreza, so how can they differentiate between them??
Also not declaring the slightest thing is about risk. You are still insured should something be found undeclared but only 3rd party. Some people are happy to take this risk because insurance companies look for excuses to rip them off.
I once had a modified car written off when some one drove into me, some but not all mods declared. When the assessor looked at my car he said it was really nice and I'd obviously done a lot of work on it and he offered more for it than I paid a year before. So basically didn't give a monkeys.
Looks like i opened a can of worms here.
I called Greenlight, who said that their premium would come down a lot after a year of owning the car.
Having shopped for quotes with and without a map, i expect the insurers now have it on record that I'd be interested in mapping it, and therefore might check in the event of a claim, so I guess I'll have to be above board.
To those saying don't map it. Have you got any other suggestions for a £7000 car that will do 30mpg and keep up with any other hot hatch out there?
I called Greenlight, who said that their premium would come down a lot after a year of owning the car.
Having shopped for quotes with and without a map, i expect the insurers now have it on record that I'd be interested in mapping it, and therefore might check in the event of a claim, so I guess I'll have to be above board.
To those saying don't map it. Have you got any other suggestions for a £7000 car that will do 30mpg and keep up with any other hot hatch out there?
a quick look at a remap suggested it only added 25bhp (so 10%) to the car. That's not really very much, and certainly not enough to transform the car significantly.
if you can get classic insurance, take a look at 944s and the like, cheap enough, and pokey enough (in turbo or s2 form)
if you can get classic insurance, take a look at 944s and the like, cheap enough, and pokey enough (in turbo or s2 form)
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