why can I insure the older version of a vehicle?
Discussion
Here's Go Compares take on it if it helps.
GoCompare said:
People carriers, minivans and multi-purpose vehicles (MPVs)
If the sole purpose for the vehicle, as categorised by the manufacturer, is as a family vehicle for social, domestic, pleasure and commuting use - and the vehicle is not typically used commercially or marketed for business purposes - then it is a car and will be insured as one.
If it's designed for family use then it's almost definitely a car. Key traits are fixed or collapsible sprung seats, windows and carpets. But be aware that there can be confusion over van-derived MPVs - if, for example, its chassis is based on a previous van model.
If there's any doubt, consult your V5 log book. Look for line J, Vehicle Category:
If it says M1 it's a car and you need car insurance
If you see M2 it's a minibus and you need minibus insurance (quote through our van process)
If you see either N1 or N2, then you officially own a van and you'll need van insurance
http://www.gocompare.com/van-insurance/is-my-vehicle-a-car-or-van/If the sole purpose for the vehicle, as categorised by the manufacturer, is as a family vehicle for social, domestic, pleasure and commuting use - and the vehicle is not typically used commercially or marketed for business purposes - then it is a car and will be insured as one.
If it's designed for family use then it's almost definitely a car. Key traits are fixed or collapsible sprung seats, windows and carpets. But be aware that there can be confusion over van-derived MPVs - if, for example, its chassis is based on a previous van model.
If there's any doubt, consult your V5 log book. Look for line J, Vehicle Category:
If it says M1 it's a car and you need car insurance
If you see M2 it's a minibus and you need minibus insurance (quote through our van process)
If you see either N1 or N2, then you officially own a van and you'll need van insurance
DrDeAtH said:
Tourneos get used a mini cabs/ taxis. Insurers will take the view that you MAY decide to use it for similar purposes rather than as a car that is insured on social, domestic and pleasure use.
I get that but the mk6 I can insure through normal car insurance but the mk7 through van insurance only?Gassing Station | General Gassing | Top of Page | What's New | My Stuff