Car dealer failed to declare car previously Cat D
Discussion
Alfaowner2707 said:
I'm not asking YOU for anything...
Yes, you are. You are asking _everybody_, by posting on a public forum. Whether you like the answers or not is another question.Alfaowner2707 said:
I work in a court. Compensation does not have to be quantified.
Don't forget to post the results of the court case up, won'cha? Need a giggle.BTW - what DID happen to the original post, since you're still here and replying?
TooMany2cvs said:
CatD? Yes, it is.
It means that the car had damage that was less than the pre-accident value, but the insurer _chose_ not to repair it anyway. That can be for a myriad of reasons. Perhaps it was parts delays. Perhaps it was to minimise hire-car costs. Perhaps it was just that the person was on the phone screaming at them and they wanted shot.
But one thing's for sure - if that decision had tipped the other way, as it so easily could have done, that exact same damage would have been repaired by the insurer and there would be no flag, and a future buyer would be NONE the wiser. A CatD flag is a minor administrative decision. No more, no less.
Care to explain why this minor paperwork issue significantly reduces the value and saleability of car?It means that the car had damage that was less than the pre-accident value, but the insurer _chose_ not to repair it anyway. That can be for a myriad of reasons. Perhaps it was parts delays. Perhaps it was to minimise hire-car costs. Perhaps it was just that the person was on the phone screaming at them and they wanted shot.
But one thing's for sure - if that decision had tipped the other way, as it so easily could have done, that exact same damage would have been repaired by the insurer and there would be no flag, and a future buyer would be NONE the wiser. A CatD flag is a minor administrative decision. No more, no less.
Since this is a purely administrative problem, can we expect all Cat D cars on the road to have been repaired to the standard of a new, undamaged car?
deltashad said:
If you accidentally bought a cat D car, which was written off at such a young age, surely you'd want to know what sort of damage the car had received.
You don't have to worry about damage because it's simply a paperwork problem. Fix the administrative issues and you have a new car.Edited by Mr2Mike on Thursday 31st July 08:15
TooMany2cvs said:
And this question differs if asked about a similarly damaged but NOT recorded car... how?
Rather obviously because you know a Cat D car has been damaged in some way (or at least some of it's administrative paperwork 
). If you are buying an unrecorded badly repaired wreck from a dealer then you'd still have some comeback if this was not disclosed and subsequently discovered.
Mr2Mike said:
Rather obviously because you know a Cat D car has been damaged in some way
Exactly.Mr2Mike said:
If you are buying an unrecorded badly repaired wreck
So any car that's ever been damaged is a "badly repaired wreck", is it?Perhaps you'd forgotten the details from the now-removed original post that the Alfa in question has, apparently, no issues that the OP's noticed after owning it for a while, that she "loves" it, and that she has no plans to get shot - to the point that resale value is not relevant. So any issue is not with the car itself. It's purely down to the history.
So - remembering that this is a CatD, so the damage was less than the value, what IS the difference between two identically damaged cars - one recorded, one unrecorded? Apart from paperwork?
TooMany2cvs said:
So - remembering that this is a CatD, so the damage was less than the value, what IS the difference between two identically damaged cars - one recorded, one unrecorded? Apart from paperwork?
One is worth significantly less than the other, which the entire crux of the matter.Alfaowner2707 said:
Thanks all. I have spoken to my solicitor friend and made a decision. Pending a satisfactory inspection I am going to email the dealer and offer him the option of refunding me the balance between what I paid and the market value of Cat D car, plus the cost of the inspection. If he declines I will ask for a refund and compensation of my costs incurred to date .
He is in breach of several laws and although I really want a speedy resolution, i will go down that route if necessary.
I have deleted the OP on the advice of my solicitor friend but will come back and update when it is resolved.
Any updates ? how's the speedy resolution going ? did the inspection throw up any horror stories? what has the dealer said ?He is in breach of several laws and although I really want a speedy resolution, i will go down that route if necessary.
I have deleted the OP on the advice of my solicitor friend but will come back and update when it is resolved.
Edited by Alfaowner2707 on Wednesday 30th July 21:51
So many questions.
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